Best Cheap Auto Insurance in Kent City, MI (2021)

The average Kent City, MI auto insurance rates are $819 per month. The minimum auto insurance in Kent City is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Kent City, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Kent City is 28.4 minutes
  • The cheapest auto insurance company in Kent City is USAA
  • The minimum auto insurance required in Kent City, Michigan is 20/40/10

Kent City, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Kent City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kent City, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Kent City to other Michigan cities, including Grand Rapids auto insurance rates, Troy auto insurance rates, and Detroit auto insurance rates to see how Kent City, Michigan auto insurance rates stack up.

Before you buy Kent City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kent City, Michigan auto insurance quotes.

Minimum Auto Insurance in Kent City, Michigan

Kent City, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kent City, Michigan.

Minimum Required Auto Insurance Coverage in Kent City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kent City, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kent City, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kent City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $3,849 $3,849 $3,585 $3,585 $8,869 $8,869 $4,332 $4,332
GEICO $3,486 $3,486 $3,578 $3,578 $10,302 $10,302 $3,345 $3,345
Liberty Mutual $15,334 $15,334 $15,181 $15,181 $36,223 $36,223 $15,334 $15,334
Nationwide $3,878 $3,878 $3,449 $3,449 $10,450 $10,450 $4,263 $4,263
Progressive $2,899 $2,719 $2,566 $2,829 $10,994 $11,872 $3,389 $3,203
State Farm $7,591 $7,591 $7,031 $7,031 $26,463 $26,463 $8,906 $8,906
Travelers $5,326 $5,326 $4,574 $4,574 $16,054 $16,054 $5,786 $5,786
USAA $2,687 $2,536 $2,526 $2,379 $6,546 $6,195 $3,266 $3,121

Cheap Kent City, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kent City, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Kent City, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Kent City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $8,869 $8,869
GEICO $10,302 $10,302
Liberty Mutual $36,223 $36,223
Nationwide $10,450 $10,450
Progressive $10,994 $11,872
State Farm $26,463 $26,463
Travelers $16,054 $16,054
USAA $6,546 $6,195

Cheap Kent City, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Kent City, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kent City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $3,585 $3,585
GEICO $3,578 $3,578
Liberty Mutual $15,181 $15,181
Nationwide $3,449 $3,449
Progressive $2,566 $2,829
State Farm $7,031 $7,031
Travelers $4,574 $4,574
USAA $2,526 $2,379

Cheap Kent City, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kent City, Michigan compared to the annual auto insurance rates with a clean record in Kent City, Michigan.

Annual Kent City, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,333 $5,529 $5,450 $5,324
GEICO $1,792 $3,857 $11,707 $3,355
Liberty Mutual $14,354 $17,322 $32,017 $18,378
Nationwide $4,729 $6,287 $5,713 $5,311
Progressive $4,313 $5,628 $5,048 $5,247
State Farm $7,987 $9,556 $20,538 $11,909
Travelers $5,374 $7,668 $12,346 $6,352
USAA $2,942 $3,674 $4,806 $3,206

Cheap Kent City, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kent City, Michigan is not easy. Compare the annual rates for DUI auto insurance in Kent City, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Kent City, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,962
Farmers $5,450
GEICO $11,707
Liberty Mutual $32,017
Nationwide $5,713
Progressive $5,048
State Farm $20,538
Travelers $12,346
USAA $4,806

Cheap Kent City, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kent City, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kent City, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $6,729 $4,542 $4,206
GEICO $6,651 $4,895 $3,986
Liberty Mutual $32,464 $18,743 $10,346
Nationwide $6,865 $5,217 $4,448
Progressive $5,799 $4,916 $4,461
State Farm $20,285 $10,253 $6,955
Travelers $8,132 $7,886 $7,787
USAA $5,477 $3,123 $2,370

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Cheap Kent City, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kent City, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Kent City, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kent City, Michigan

ZIP Code Average Annual Rates
49330 $6,860

Cheap Kent City, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Kent City, Michigan auto insurance. Find the cheapest annual Kent City, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kent City, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,911 $22,911
Farmers $5,159 $5,159
GEICO $5,063 $5,292
Liberty Mutual $19,808 $21,228
Nationwide $5,510 $5,510
Progressive $5,059 $5,059
State Farm $12,157 $12,838
Travelers $7,890 $7,980
USAA $3,615 $3,699

Cheap Kent City, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kent City, Michigan? Check out the comparison of annual Kent City, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kent City, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $5,024 $5,147 $5,306
GEICO $4,860 $5,135 $5,538
Liberty Mutual $20,018 $20,469 $21,066
Nationwide $5,768 $5,416 $5,347
Progressive $4,922 $5,065 $5,189
State Farm $11,866 $12,576 $13,051
Travelers $7,853 $7,942 $8,010
USAA $3,557 $3,665 $3,748

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Best By Category: Cheapest Auto Insurance in Kent City, Michigan

Compare the cheapest auto insurance companies in Kent City, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kent City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Kent City, Michigan Auto Insurance Companies

What auto insurance companies in Kent City, Michigan are the cheapest? Compare the top Kent City, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kent City, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $5,159
GEICO $5,178
Liberty Mutual $20,518
Nationwide $5,510
Progressive $5,059
State Farm $12,498
Travelers $7,935
USAA $3,657

What affects auto insurance rates in Kent City, Michigan?

There are a lot of reasons why auto insurance rates in Kent City, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kent City, Michigan. Many local factors may affect your Kent City auto insurance rates.

Kent City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kent City, Michigan commute length is 28.4 minutes according to City-Data.

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Compare Kent City, Michigan Auto Insurance Quotes

Before you buy Kent City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kent City, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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