Best Cheap Auto Insurance in Kensington, MN (2021)

The average Kensington, MN auto insurance rates are $355 per month. The minimum auto insurance in Kensington is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Kensington, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Kensington, MN for senior drivers are $2,823 per year
  • The cheapest auto insurance company in Kensington is State Farm
  • The average commute length in Kensington is 20.6 minutes

Kensington, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Kensington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kensington, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Kensington to other Minnesota cities, including Minneapolis auto insurance rates, Plymouth auto insurance rates, and Duluth auto insurance rates to see how Kensington, Minnesota auto insurance rates stack up.

Before you buy Kensington, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kensington, Minnesota auto insurance quotes.

Minimum Auto Insurance in Kensington, Minnesota

Kensington, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kensington, Minnesota.

Minimum Required Auto Insurance Coverage in Kensington, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kensington, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kensington, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kensington, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,929 $2,929 $2,811 $2,811 $6,622 $9,599 $3,565 $3,743
American Family $2,085 $2,085 $1,890 $1,890 $5,618 $8,169 $2,085 $2,358
Farmers $1,881 $1,879 $1,812 $1,913 $5,406 $5,471 $2,464 $2,428
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,749 $1,755 $1,560 $1,652 $4,476 $5,428 $2,054 $2,134
State Farm $1,428 $1,428 $1,273 $1,273 $3,094 $3,811 $1,656 $1,364
USAA $1,849 $1,843 $1,677 $1,685 $4,880 $5,373 $2,421 $2,588

Cheap Kensington, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kensington, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Kensington, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Kensington, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,622 $9,599
American Family $5,618 $8,169
Farmers $5,406 $5,471
GEICO $5,625 $7,173
Liberty Mutual $17,660 $26,524
Nationwide $4,476 $5,428
State Farm $3,094 $3,811
USAA $4,880 $5,373

Cheap Kensington, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Kensington, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kensington, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,811 $2,811
American Family $1,890 $1,890
Farmers $1,812 $1,913
GEICO $2,639 $2,565
Liberty Mutual $8,863 $8,863
Nationwide $1,560 $1,652
State Farm $1,273 $1,273
USAA $1,677 $1,685

Cheap Kensington, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kensington, Minnesota compared to the annual auto insurance rates with a clean record in Kensington, Minnesota.

Annual Kensington, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,230 $4,610 $5,479 $4,185
American Family $2,191 $3,994 $4,420 $2,484
Farmers $2,489 $3,130 $3,178 $2,831
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,073 $2,738 $3,144 $2,450
State Farm $1,760 $2,071 $1,916 $1,916
USAA $2,074 $2,633 $3,981 $2,470

Cheap Kensington, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kensington, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Kensington, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Kensington, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,479
American Family $4,420
Farmers $3,178
GEICO $5,666
Liberty Mutual $18,523
Nationwide $3,144
State Farm $1,916
USAA $3,981

Cheap Kensington, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kensington, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kensington, Minnesota

Insurance Company Poor Fair Good
Allstate $6,438 $3,472 $3,218
American Family $4,440 $2,975 $2,402
Farmers $3,617 $2,637 $2,466
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,089 $2,498 $2,216
State Farm $2,793 $1,708 $1,246
USAA $4,403 $2,126 $1,840

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Cheap Kensington, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kensington, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Kensington, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kensington, Minnesota

ZIP Code Average Annual Rates
56343 $3,250

Cheap Kensington, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Kensington, Minnesota auto insurance. Find the cheapest annual Kensington, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kensington, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,376 $4,376
American Family $3,234 $3,311
Farmers $2,907 $2,907
GEICO $3,546 $3,638
Liberty Mutual $12,283 $13,028
Nationwide $2,601 $2,601
State Farm $1,864 $1,967
USAA $2,753 $2,826

Cheap Kensington, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kensington, Minnesota? Check out the comparison of annual Kensington, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kensington, Minnesota

Insurance Company Low Medium High
Allstate $4,321 $4,371 $4,436
American Family $3,270 $3,364 $3,184
Farmers $2,800 $2,920 $3,001
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,458 $2,619 $2,726
State Farm $1,842 $1,922 $1,983
USAA $2,714 $2,787 $2,867

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Best By Category: Cheapest Auto Insurance in Kensington, Minnesota

Compare the cheapest auto insurance companies in Kensington, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kensington, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Kensington, Minnesota Auto Insurance Companies

What auto insurance companies in Kensington, Minnesota are the cheapest? Compare the top Kensington, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kensington, Minnesota

Insurance Company Average Annual Rates
Allstate $4,376
American Family $3,273
Farmers $2,907
GEICO $3,592
Liberty Mutual $12,656
Nationwide $2,601
State Farm $1,916
USAA $2,789

What affects auto insurance rates in Kensington, Minnesota?

There are a lot of reasons why auto insurance rates in Kensington, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kensington, Minnesota. Many local factors may affect your Kensington auto insurance rates.

Kensington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kensington, Minnesota commute length is 20.6 minutes according to City-Data.

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Compare Kensington, Minnesota Auto Insurance Quotes

Before you buy Kensington, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kensington, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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