Best Cheap Auto Insurance in Kellogg, MN (2021)

The average Kellogg, MN auto insurance rates are $361 per month. The minimum auto insurance in Kellogg is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Kellogg, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Kellogg, MN for senior drivers are $2,859 per year
  • The minimum auto insurance required in Kellogg, Minnesota is 30/60/10
  • The cheapest auto insurance company in Kellogg is State Farm

Kellogg, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Kellogg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kellogg, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Kellogg to other Minnesota cities, including Brooklyn Park auto insurance rates, St. Paul auto insurance rates, and Woodbury auto insurance rates to see how Kellogg, Minnesota auto insurance rates stack up.

Before you buy Kellogg, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kellogg, Minnesota auto insurance quotes.

Minimum Auto Insurance in Kellogg, Minnesota

Kellogg, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kellogg, Minnesota.

Minimum Required Auto Insurance Coverage in Kellogg, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kellogg, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kellogg, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kellogg, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,951 $2,951 $2,838 $2,838 $6,753 $9,797 $3,588 $3,772
American Family $2,278 $2,278 $2,066 $2,066 $6,246 $9,031 $2,278 $2,569
Farmers $2,157 $2,148 $2,080 $2,184 $5,992 $5,977 $2,800 $2,702
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,724 $1,735 $1,536 $1,631 $4,356 $5,304 $2,018 $2,103
State Farm $1,485 $1,485 $1,325 $1,325 $3,234 $3,992 $1,723 $1,418
USAA $1,785 $1,765 $1,629 $1,617 $4,894 $5,351 $2,329 $2,466

Cheap Kellogg, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kellogg, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Kellogg, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Kellogg, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,753 $9,797
American Family $6,246 $9,031
Farmers $5,992 $5,977
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,356 $5,304
State Farm $3,234 $3,992
USAA $4,894 $5,351

Cheap Kellogg, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Kellogg, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kellogg, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,838
American Family $2,066 $2,066
Farmers $2,080 $2,184
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,536 $1,631
State Farm $1,325 $1,325
USAA $1,629 $1,617

Cheap Kellogg, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kellogg, Minnesota compared to the annual auto insurance rates with a clean record in Kellogg, Minnesota.

Annual Kellogg, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,198 $4,674 $5,658 $4,214
American Family $2,423 $4,345 $4,892 $2,746
Farmers $2,779 $3,523 $3,570 $3,149
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,029 $2,686 $3,087 $2,401
State Farm $1,836 $2,161 $1,999 $1,999
USAA $2,024 $2,589 $3,899 $2,406

Cheap Kellogg, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kellogg, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Kellogg, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Kellogg, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,658
American Family $4,892
Farmers $3,570
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,087
State Farm $1,999
USAA $3,899

Cheap Kellogg, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kellogg, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kellogg, Minnesota

Insurance Company Poor Fair Good
Allstate $6,496 $3,532 $3,280
American Family $4,917 $3,264 $2,622
Farmers $4,097 $2,932 $2,737
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,029 $2,448 $2,176
State Farm $2,914 $1,782 $1,300
USAA $4,277 $2,088 $1,824

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Cheap Kellogg, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kellogg, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Kellogg, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kellogg, Minnesota

ZIP Code Average Annual Rates
55945 $3,300

Cheap Kellogg, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Kellogg, Minnesota auto insurance. Find the cheapest annual Kellogg, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kellogg, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,436 $4,436
American Family $3,559 $3,644
Farmers $3,255 $3,255
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,551 $2,551
State Farm $1,945 $2,052
USAA $2,694 $2,765

Cheap Kellogg, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kellogg, Minnesota? Check out the comparison of annual Kellogg, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kellogg, Minnesota

Insurance Company Low Medium High
Allstate $4,378 $4,433 $4,497
American Family $3,590 $3,700 $3,513
Farmers $3,137 $3,266 $3,362
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,415 $2,568 $2,669
State Farm $1,918 $2,006 $2,072
USAA $2,650 $2,728 $2,811

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Best By Category: Cheapest Auto Insurance in Kellogg, Minnesota

Compare the cheapest auto insurance companies in Kellogg, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kellogg, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Kellogg, Minnesota Auto Insurance Companies

What auto insurance companies in Kellogg, Minnesota are the cheapest? Compare the top Kellogg, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kellogg, Minnesota

Insurance Company Average Annual Rates
Allstate $4,436
American Family $3,601
Farmers $3,255
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,551
State Farm $1,999
USAA $2,730

What affects auto insurance rates in Kellogg, Minnesota?

There are a lot of reasons why auto insurance rates in Kellogg, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kellogg, Minnesota. Many local factors may affect your Kellogg auto insurance rates.

Kellogg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kellogg, Minnesota commute length is 36.4 minutes according to City-Data.

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Compare Kellogg, Minnesota Auto Insurance Quotes

Before you buy Kellogg, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kellogg, Minnesota auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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