Best Cheap Auto Insurance in Keller, TX (2021)

The average Keller, TX auto insurance rates are $302 per month. The minimum auto insurance in Keller is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Keller, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Keller, TX for senior drivers are $2,215 per year
  • The minimum auto insurance required in Keller, Texas is 30/60/25
  • The cheapest auto insurance company in Keller is USAA

Keller, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Keller can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Keller, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Keller to other Texas cities, including San Antonio auto insurance rates, Austin auto insurance rates, and Laredo auto insurance rates to see how Keller, Texas auto insurance rates stack up.

Before you buy Keller, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Keller, Texas auto insurance quotes.

Minimum Auto Insurance in Keller, Texas

Keller, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Keller, Texas.

Minimum Required Auto Insurance Coverage in Keller, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Keller, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Keller, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Keller, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,219 $3,157 $3,157 $8,504 $10,241 $3,945 $4,097
American Family $2,586 $2,884 $2,436 $2,795 $6,967 $9,097 $3,734 $4,254
GEICO $2,449 $2,647 $2,363 $2,693 $5,465 $5,622 $2,655 $2,637
Nationwide $2,003 $2,033 $1,784 $1,881 $5,455 $6,967 $2,334 $2,514
Progressive $2,337 $2,243 $2,069 $2,116 $9,463 $10,547 $2,781 $2,841
State Farm $2,065 $2,065 $1,850 $1,850 $5,069 $6,480 $2,254 $2,317
USAA $1,501 $1,499 $1,442 $1,420 $4,291 $4,638 $1,990 $2,109

Cheap Keller, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Keller, Texas is a challenge. Take a look at the annual teen auto insurance rates in Keller, Texas.

Annual Auto Insurance Rates for Teen Drivers in Keller, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,504 $10,241
American Family $6,967 $9,097
GEICO $5,465 $5,622
Nationwide $5,455 $6,967
Progressive $9,463 $10,547
State Farm $5,069 $6,480
USAA $4,291 $4,638

Cheap Keller, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Keller, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Keller, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,157 $3,157
American Family $2,436 $2,795
GEICO $2,363 $2,693
Nationwide $1,784 $1,881
Progressive $2,069 $2,116
State Farm $1,850 $1,850
USAA $1,442 $1,420

Cheap Keller, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Keller, Texas compared to the annual auto insurance rates with a clean record in Keller, Texas.

Annual Keller, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,817 $5,933 $6,191 $3,817
American Family $3,953 $5,050 $4,422 $3,953
GEICO $2,812 $3,735 $3,100 $3,619
Nationwide $2,723 $2,723 $3,977 $3,061
Progressive $3,755 $4,819 $4,387 $4,238
State Farm $2,646 $3,053 $3,631 $2,646
USAA $1,754 $2,604 $3,075 $2,012

Cheap Keller, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Keller, Texas is not easy. Compare the annual rates for DUI auto insurance in Keller, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Keller, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,191
American Family $4,422
GEICO $3,100
Nationwide $3,977
Progressive $4,387
State Farm $3,631
USAA $3,075

Cheap Keller, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Keller, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Keller, Texas

Insurance Company Poor Fair Good
Allstate $6,282 $4,599 $3,938
American Family $5,946 $3,785 $3,302
GEICO $5,120 $2,897 $1,932
Nationwide $3,741 $3,006 $2,617
Progressive $4,859 $4,177 $3,863
State Farm $4,226 $2,643 $2,112
USAA $3,444 $2,013 $1,627

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Cheap Keller, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Keller, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Keller, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Keller, Texas

ZIP Code Average Annual Rates
76248 $5,330

Cheap Keller, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Keller, Texas auto insurance. Find the cheapest annual Keller, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Keller, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,821 $5,058
American Family $4,344 $4,344
GEICO $3,257 $3,375
Nationwide $3,121 $3,121
Progressive $4,300 $4,300
State Farm $2,994 $2,994
USAA $2,332 $2,391

Cheap Keller, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Keller, Texas? Check out the comparison of annual Keller, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Keller, Texas

Insurance Company Low Medium High
Allstate $4,809 $4,891 $5,119
American Family $4,059 $4,197 $4,777
GEICO $3,140 $3,283 $3,525
Nationwide $3,328 $2,994 $3,042
Progressive $4,131 $4,282 $4,486
State Farm $2,821 $2,985 $3,175
USAA $2,270 $2,351 $2,463

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Best By Category: Cheapest Auto Insurance in Keller, Texas

Compare the cheapest auto insurance companies in Keller, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Keller, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Keller, Texas Auto Insurance Companies

What auto insurance companies in Keller, Texas are the cheapest? Compare the top Keller, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Keller, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $4,344
GEICO $3,316
Nationwide $3,121
Progressive $4,300
State Farm $2,994
USAA $2,361

What affects auto insurance rates in Keller, Texas?

There are a lot of reasons why auto insurance rates in Keller, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Keller, Texas. Many local factors may affect your Keller auto insurance rates.

Keller Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Keller, Texas auto theft statistics, there have been 14 auto thefts in the city.

Keller Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Keller, Texas commute length is 30.3 minutes according to City-Data.

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Compare Keller, Texas Auto Insurance Quotes

Before you buy Keller, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Keller, Texas auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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