Best Cheap Auto Insurance in Keene, NH (2021)

The average Keene, NH auto insurance rates are $241 per month. The minimum auto insurance in Keene is at least 25/50/25 in coverage to comply with New Hampshire auto insurance laws. To find the best cheap auto insurance in Keene, New Hampshire, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Keene, NH for senior drivers are $1,621 per year
  • The cheapest auto insurance company in Keene is GEICO
  • The most expensive auto insurance company in Keene for teen drivers is Liberty Mutual

Keene, New Hampshire auto insurance requirements are 25/50/25 according to New Hampshire auto insurance laws. Finding cheap auto insurance in Keene can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Keene, New Hampshire, including driving record, credit, commute time, and more.

Compare auto insurance in Keene to other New Hampshire cities, including Manchester auto insurance rates, Portsmouth auto insurance rates, and Nashua auto insurance rates to see how Keene, New Hampshire auto insurance rates stack up.

Before you buy Keene, New Hampshire auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Keene, New Hampshire auto insurance quotes.

Minimum Auto Insurance in Keene, New Hampshire

Keene, New Hampshire auto insurance laws require that you have at least the New Hampshire minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Keene, New Hampshire.

Minimum Required Auto Insurance Coverage in Keene, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Keene, New Hampshire Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Keene, New Hampshire are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Keene, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,006 $2,127 $2,151 $2,355 $4,158 $5,252 $2,109 $2,235
GEICO $1,009 $999 $905 $905 $2,438 $3,385 $1,052 $1,580
Liberty Mutual $4,310 $4,654 $3,522 $3,953 $15,743 $17,447 $4,536 $4,794
Nationwide $1,497 $1,517 $1,352 $1,416 $4,137 $5,242 $1,720 $1,843
Progressive $1,354 $1,233 $1,180 $1,190 $6,303 $6,959 $1,598 $1,604
State Farm $1,197 $1,197 $1,093 $1,093 $3,584 $4,424 $1,334 $1,520
USAA $843 $826 $790 $790 $3,551 $3,898 $1,052 $1,148

Cheap Keene, New Hampshire Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Keene, New Hampshire is a challenge. Take a look at the annual teen auto insurance rates in Keene, New Hampshire.

Annual Auto Insurance Rates for Teen Drivers in Keene, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,158 $5,252
GEICO $2,438 $3,385
Liberty Mutual $15,743 $17,447
Nationwide $4,137 $5,242
Progressive $6,303 $6,959
State Farm $3,584 $4,424
USAA $3,551 $3,898

Cheap Keene, New Hampshire Auto Insurance for Seniors

What are senior auto insurance rates in Keene, New Hampshire? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Keene, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,151 $2,355
GEICO $905 $905
Liberty Mutual $3,522 $3,953
Nationwide $1,352 $1,416
Progressive $1,180 $1,190
State Farm $1,093 $1,093
USAA $790 $790

Cheap Keene, New Hampshire Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Keene, New Hampshire compared to the annual auto insurance rates with a clean record in Keene, New Hampshire.

Annual Keene, New Hampshire Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,321 $3,164 $2,994 $2,718
GEICO $1,362 $1,511 $1,901 $1,362
Liberty Mutual $4,633 $8,368 $8,581 $7,897
Nationwide $1,806 $2,500 $3,051 $2,005
Progressive $2,301 $3,178 $2,536 $2,696
State Farm $1,761 $1,898 $2,303 $1,761
USAA $1,245 $1,673 $2,086 $1,446

Cheap Keene, New Hampshire Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Keene, New Hampshire is not easy. Compare the annual rates for DUI auto insurance in Keene, New Hampshire to find the best deal.

Annual Auto Insurance Rates After a DUI in Keene, New Hampshire

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,994
GEICO $1,901
Liberty Mutual $8,581
Nationwide $3,051
Progressive $2,536
State Farm $2,303
USAA $2,086

Cheap Keene, New Hampshire Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Keene, New Hampshire annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Keene, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,444 $2,548 $2,405
GEICO $1,814 $1,489 $1,299
Liberty Mutual $10,570 $6,474 $5,066
Nationwide $2,723 $2,235 $2,063
Progressive $2,969 $2,612 $2,452
State Farm $2,723 $1,705 $1,364
USAA $2,181 $1,441 $1,216

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Cheap Keene, New Hampshire Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Keene, New Hampshire can vary. Compare the annual cost of auto insurance by ZIP code in Keene, New Hampshire to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Keene, New Hampshire

ZIP Code Average Annual Rates
3431 $2,888
3435 $2,902

Cheap Keene, New Hampshire Auto Insurance Rates By Commute

Commute length and annual mileage affect Keene, New Hampshire auto insurance. Find the cheapest annual Keene, New Hampshire auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Keene, New Hampshire

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,761 $2,837
GEICO $1,521 $1,547
Liberty Mutual $7,370 $7,370
Nationwide $2,341 $2,341
Progressive $2,678 $2,678
State Farm $1,887 $1,973
USAA $1,596 $1,629

Cheap Keene, New Hampshire Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Keene, New Hampshire? Check out the comparison of annual Keene, New Hampshire auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Keene, New Hampshire

Insurance Company Low Medium High
Allstate $2,729 $2,796 $2,873
GEICO $1,468 $1,526 $1,608
Liberty Mutual $7,077 $7,346 $7,686
Nationwide $2,491 $2,308 $2,223
Progressive $2,575 $2,679 $2,780
State Farm $1,843 $1,932 $2,016
USAA $1,544 $1,609 $1,684

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Best By Category: Cheapest Auto Insurance in Keene, New Hampshire

Compare the cheapest auto insurance companies in Keene, New Hampshire in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Keene, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Keene, New Hampshire Auto Insurance Companies

What auto insurance companies in Keene, New Hampshire are the cheapest? Compare the top Keene, New Hampshire auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Keene, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,799
GEICO $1,534
Liberty Mutual $7,370
Nationwide $2,341
Progressive $2,678
State Farm $1,930
USAA $1,612

What affects auto insurance rates in Keene, New Hampshire?

There are a lot of reasons why auto insurance rates in Keene, New Hampshire are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Keene, New Hampshire. Many local factors may affect your Keene auto insurance rates.

Keene Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Keene, New Hampshire auto theft statistics, there have been 11 auto thefts in the city.

Keene Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Keene, New Hampshire commute length is 16.6 minutes according to City-Data.

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Compare Keene, New Hampshire Auto Insurance Quotes

Before you buy Keene, New Hampshire auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Keene, New Hampshire auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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