Best Cheap Auto Insurance in Keene, ND (2021)

The average Keene, ND auto insurance rates are $364 per month. The minimum auto insurance in Keene is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Keene, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Keene, ND for senior drivers are $2,359 per year
  • The most expensive auto insurance company in Keene for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Keene is USAA

Keene, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Keene can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Keene, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Keene to other North Dakota cities, including Dickinson auto insurance rates, Mandan auto insurance rates, and Watford City auto insurance rates to see how Keene, North Dakota auto insurance rates stack up.

Before you buy Keene, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Keene, North Dakota auto insurance quotes.

Minimum Auto Insurance in Keene, North Dakota

Keene, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Keene, North Dakota.

Minimum Required Auto Insurance Coverage in Keene, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Keene, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Keene, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Keene, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,506 $2,511 $2,217 $2,348 $9,644 $11,355 $2,755 $2,981
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,407 $2,288 $1,946 $2,024 $9,015 $10,077 $2,956 $3,001
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Keene, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Keene, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Keene, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Keene, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,644 $11,355
American Family $5,947 $8,573
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,413 $5,467
Progressive $9,015 $10,077
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Keene, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Keene, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Keene, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,217 $2,348
American Family $2,553 $2,553
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,767 $1,890
Progressive $1,946 $2,024
State Farm $1,575 $1,575
USAA $927 $930

Cheap Keene, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Keene, North Dakota compared to the annual auto insurance rates with a clean record in Keene, North Dakota.

Annual Keene, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,672 $4,042 $6,172 $4,273
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,885 $4,799 $3,932 $4,241
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Keene, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Keene, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Keene, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Keene, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,172
American Family $5,457
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,909
Progressive $3,932
State Farm $2,757
USAA $2,854

Cheap Keene, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Keene, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Keene, North Dakota

Insurance Company Poor Fair Good
Allstate $5,730 $4,354 $3,535
American Family $5,170 $3,587 $3,033
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,381 $2,628 $2,309
Progressive $4,860 $4,068 $3,715
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Keene, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Keene, North Dakota auto insurance. Find the cheapest annual Keene, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Keene, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,429 $4,651
American Family $3,881 $3,979
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,773 $2,773
Progressive $4,214 $4,214
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Keene, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Keene, North Dakota? Check out the comparison of annual Keene, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Keene, North Dakota

Insurance Company Low Medium High
Allstate $4,454 $4,538 $4,627
American Family $4,061 $4,126 $3,604
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,708 $2,759 $2,851
Progressive $4,099 $4,201 $4,343
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Keene, North Dakota

Compare the cheapest auto insurance companies in Keene, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Keene, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Keene, North Dakota Auto Insurance Companies

What auto insurance companies in Keene, North Dakota are the cheapest? Compare the top Keene, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Keene, North Dakota

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,930
Farmers $3,232
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,773
Progressive $4,214
State Farm $2,757
USAA $2,028

Compare Keene, North Dakota Auto Insurance Quotes

Before you buy Keene, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Keene, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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