Best Cheap Auto Insurance in Kearny, AZ (2021)

The average Kearny, AZ auto insurance rates are $295 per month. The minimum auto insurance in Kearny is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Kearny, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Kearny, AZ for senior drivers are $2,064 per year
  • The most expensive auto insurance company in Kearny for teen drivers is State Farm
  • The average commute length in Kearny is 18.0 minutes

Kearny, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Kearny can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kearny, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Kearny to other Arizona cities, including Surprise auto insurance rates, Mesa auto insurance rates, and Tucson auto insurance rates to see how Kearny, Arizona auto insurance rates stack up.

Before you buy Kearny, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kearny, Arizona auto insurance quotes.

Minimum Auto Insurance in Kearny, Arizona

Kearny, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kearny, Arizona.

Minimum Required Auto Insurance Coverage in Kearny, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Kearny, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kearny, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kearny, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,379 $3,379 $3,293 $3,293 $7,359 $9,506 $3,778 $4,105
American Family $2,778 $2,778 $2,549 $2,549 $7,334 $9,563 $2,778 $3,265
Farmers $2,101 $2,094 $1,875 $1,988 $8,631 $8,921 $2,388 $2,490
GEICO $1,648 $1,848 $1,378 $1,754 $4,782 $5,074 $1,507 $1,501
Nationwide $2,303 $2,346 $2,061 $2,184 $5,621 $7,201 $2,650 $2,865
Progressive $1,826 $1,603 $1,642 $1,559 $7,453 $8,329 $1,967 $1,961
State Farm $2,740 $2,740 $2,415 $2,415 $8,291 $10,412 $2,946 $3,715
Travelers $1,682 $1,767 $1,561 $1,656 $4,818 $6,033 $1,777 $1,867
USAA $1,588 $1,602 $1,474 $1,508 $5,689 $6,586 $2,089 $2,264

Cheap Kearny, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kearny, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Kearny, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Kearny, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,359 $9,506
American Family $7,334 $9,563
Farmers $8,631 $8,921
GEICO $4,782 $5,074
Nationwide $5,621 $7,201
Progressive $7,453 $8,329
State Farm $8,291 $10,412
Travelers $4,818 $6,033
USAA $5,689 $6,586

Cheap Kearny, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Kearny, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kearny, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,293
American Family $2,549 $2,549
Farmers $1,875 $1,988
GEICO $1,378 $1,754
Nationwide $2,061 $2,184
Progressive $1,642 $1,559
State Farm $2,415 $2,415
Travelers $1,561 $1,656
USAA $1,474 $1,508

Cheap Kearny, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kearny, Arizona compared to the annual auto insurance rates with a clean record in Kearny, Arizona.

Annual Kearny, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $4,836 $5,484 $4,929
American Family $2,971 $4,624 $5,748 $3,454
Farmers $3,217 $4,144 $4,043 $3,841
GEICO $1,890 $2,546 $3,421 $1,890
Nationwide $2,881 $3,030 $4,481 $3,223
Progressive $2,907 $3,821 $3,067 $3,375
State Farm $4,068 $4,851 $4,459 $4,459
Travelers $2,123 $2,756 $3,064 $2,639
USAA $2,082 $2,958 $3,913 $2,447

Cheap Kearny, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kearny, Arizona is not easy. Compare the annual rates for DUI auto insurance in Kearny, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Kearny, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,484
American Family $5,748
Farmers $4,043
GEICO $3,421
Nationwide $4,481
Progressive $3,067
State Farm $4,459
Travelers $3,064
USAA $3,913

Cheap Kearny, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kearny, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kearny, Arizona

Insurance Company Poor Fair Good
Allstate $6,080 $4,341 $3,864
American Family $5,284 $3,930 $3,384
Farmers $4,357 $3,627 $3,450
GEICO $3,351 $2,195 $1,764
Nationwide $4,096 $3,259 $2,856
Progressive $3,675 $3,207 $2,996
State Farm $8,178 $3,189 $2,012
Travelers $3,220 $2,627 $2,089
USAA $3,774 $2,612 $2,163

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Cheap Kearny, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kearny, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Kearny, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kearny, Arizona

ZIP Code Average Annual Rates
85137 $3,510

Cheap Kearny, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Kearny, Arizona auto insurance. Find the cheapest annual Kearny, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kearny, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,762 $4,762
American Family $4,158 $4,240
Farmers $3,811 $3,811
GEICO $2,395 $2,478
Nationwide $3,404 $3,404
Progressive $3,292 $3,292
State Farm $4,349 $4,570
Travelers $2,645 $2,645
USAA $2,818 $2,881

Cheap Kearny, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kearny, Arizona? Check out the comparison of annual Kearny, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kearny, Arizona

Insurance Company Low Medium High
Allstate $4,450 $4,787 $5,048
American Family $4,044 $4,334 $4,220
Farmers $3,346 $3,845 $4,243
GEICO $2,086 $2,468 $2,756
Nationwide $3,251 $3,440 $3,520
Progressive $2,913 $3,351 $3,614
State Farm $4,026 $4,533 $4,820
Travelers $2,372 $2,685 $2,878
USAA $2,661 $2,882 $3,007

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Best By Category: Cheapest Auto Insurance in Kearny, Arizona

Compare the cheapest auto insurance companies in Kearny, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kearny, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

The Cheapest Kearny, Arizona Auto Insurance Companies

What auto insurance companies in Kearny, Arizona are the cheapest? Compare the top Kearny, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kearny, Arizona

Insurance Company Average Annual Rates
Allstate $4,762
American Family $4,199
Farmers $3,811
GEICO $2,437
Nationwide $3,404
Progressive $3,292
State Farm $4,459
Travelers $2,645
USAA $2,850

What affects auto insurance rates in Kearny, Arizona?

There are a lot of reasons why auto insurance rates in Kearny, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kearny, Arizona. Many local factors may affect your Kearny auto insurance rates.

Kearny Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kearny, Arizona auto theft statistics, there have been 1 auto thefts in the city.

Kearny Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kearny, Arizona commute length is 18.0 minutes according to City-Data.

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Compare Kearny, Arizona Auto Insurance Quotes

Before you buy Kearny, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kearny, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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