Best Cheap Auto Insurance in Kaufman, TX (2021)

The average Kaufman, TX auto insurance rates are $323 per month. The minimum auto insurance in Kaufman is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Kaufman, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Kaufman is 29.7 minutes
  • The cheapest auto insurance company in Kaufman is USAA
  • The most expensive auto insurance company in Kaufman for teen drivers is Allstate

Kaufman, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Kaufman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kaufman, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Kaufman to other Texas cities, including Plano auto insurance rates, Arlington auto insurance rates, and Austin auto insurance rates to see how Kaufman, Texas auto insurance rates stack up.

Before you buy Kaufman, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kaufman, Texas auto insurance quotes.

Minimum Auto Insurance in Kaufman, Texas

Kaufman, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kaufman, Texas.

Minimum Required Auto Insurance Coverage in Kaufman, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kaufman, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kaufman, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kaufman, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,688 $3,709 $3,637 $3,637 $9,993 $12,043 $4,567 $4,741
American Family $2,422 $2,689 $2,260 $2,581 $6,322 $8,276 $3,454 $3,934
GEICO $2,521 $2,725 $2,448 $2,770 $5,547 $5,788 $2,725 $2,725
Nationwide $2,309 $2,347 $2,041 $2,159 $6,596 $8,461 $2,718 $2,939
Progressive $2,397 $2,266 $2,138 $2,176 $10,177 $11,357 $2,834 $2,870
State Farm $2,051 $2,051 $1,829 $1,829 $4,989 $6,371 $2,235 $2,302
USAA $1,769 $1,774 $1,694 $1,675 $5,038 $5,470 $2,357 $2,516

Cheap Kaufman, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kaufman, Texas is a challenge. Take a look at the annual teen auto insurance rates in Kaufman, Texas.

Annual Auto Insurance Rates for Teen Drivers in Kaufman, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,993 $12,043
American Family $6,322 $8,276
GEICO $5,547 $5,788
Nationwide $6,596 $8,461
Progressive $10,177 $11,357
State Farm $4,989 $6,371
USAA $5,038 $5,470

Cheap Kaufman, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Kaufman, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kaufman, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,637
American Family $2,260 $2,581
GEICO $2,448 $2,770
Nationwide $2,041 $2,159
Progressive $2,138 $2,176
State Farm $1,829 $1,829
USAA $1,694 $1,675

Cheap Kaufman, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kaufman, Texas compared to the annual auto insurance rates with a clean record in Kaufman, Texas.

Annual Kaufman, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,946 $7,247 $4,407
American Family $3,646 $4,619 $4,058 $3,646
GEICO $2,890 $3,836 $3,183 $3,715
Nationwide $3,207 $3,207 $4,750 $3,622
Progressive $3,946 $5,117 $4,608 $4,437
State Farm $2,620 $3,015 $3,574 $2,620
USAA $2,070 $3,072 $3,627 $2,378

Cheap Kaufman, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kaufman, Texas is not easy. Compare the annual rates for DUI auto insurance in Kaufman, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Kaufman, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,247
American Family $4,058
GEICO $3,183
Nationwide $4,750
Progressive $4,608
State Farm $3,574
USAA $3,627

Cheap Kaufman, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kaufman, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kaufman, Texas

Insurance Company Poor Fair Good
Allstate $7,305 $5,358 $4,593
American Family $5,495 $3,456 $3,025
GEICO $5,262 $2,975 $1,981
Nationwide $4,430 $3,563 $3,096
Progressive $5,088 $4,407 $4,086
State Farm $4,188 $2,607 $2,077
USAA $4,086 $2,368 $1,906

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Cheap Kaufman, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kaufman, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Kaufman, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kaufman, Texas

ZIP Code Average Annual Rates
75142 $5,711

Cheap Kaufman, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Kaufman, Texas auto insurance. Find the cheapest annual Kaufman, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kaufman, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,605 $5,899
American Family $3,992 $3,992
GEICO $3,346 $3,466
Nationwide $3,696 $3,696
Progressive $4,527 $4,527
State Farm $2,957 $2,957
USAA $2,751 $2,822

Cheap Kaufman, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kaufman, Texas? Check out the comparison of annual Kaufman, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kaufman, Texas

Insurance Company Low Medium High
Allstate $5,628 $5,705 $5,922
American Family $3,712 $3,842 $4,423
GEICO $3,234 $3,367 $3,617
Nationwide $3,983 $3,539 $3,568
Progressive $4,304 $4,504 $4,773
State Farm $2,797 $2,946 $3,128
USAA $2,685 $2,775 $2,900

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Best By Category: Cheapest Auto Insurance in Kaufman, Texas

Compare the cheapest auto insurance companies in Kaufman, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kaufman, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Kaufman, Texas Auto Insurance Companies

What auto insurance companies in Kaufman, Texas are the cheapest? Compare the top Kaufman, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kaufman, Texas

Insurance Company Average Annual Rates
Allstate $5,752
American Family $3,992
GEICO $3,406
Nationwide $3,696
Progressive $4,527
State Farm $2,957
USAA $2,787

What affects auto insurance rates in Kaufman, Texas?

There are a lot of reasons why auto insurance rates in Kaufman, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kaufman, Texas. Many local factors may affect your Kaufman auto insurance rates.

Kaufman Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kaufman, Texas auto theft statistics, there have been 17 auto thefts in the city.

Kaufman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kaufman, Texas commute length is 29.7 minutes according to City-Data.

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Compare Kaufman, Texas Auto Insurance Quotes

Before you buy Kaufman, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kaufman, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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