Best Cheap Auto Insurance in Karluk, AK (2021)

The average Karluk, AK auto insurance rates are $211 per month. The minimum auto insurance in Karluk is at least 50/100/25 in coverage to comply with Alaska auto insurance laws. To find the best cheap auto insurance in Karluk, Alaska, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Karluk is State Farm
  • Average auto insurance rates in Karluk, AK for senior drivers are $1,499 per year
  • The most expensive auto insurance company in Karluk for teen drivers is Progressive

Karluk, Alaska auto insurance requirements are 50/100/25 according to Alaska auto insurance laws. Finding cheap auto insurance in Karluk can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Karluk, Alaska, including driving record, credit, commute time, and more.

Compare auto insurance in Karluk to other Alaska cities, including Bethel auto insurance rates, Juneau auto insurance rates, and Fairbanks auto insurance rates to see how Karluk, Alaska auto insurance rates stack up.

Before you buy Karluk, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Karluk, Alaska auto insurance quotes.

Minimum Auto Insurance in Karluk, Alaska

Karluk, Alaska auto insurance laws require that you have at least the Alaska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Karluk, Alaska.

Minimum Required Auto Insurance Coverage in Karluk, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Karluk, Alaska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Karluk, Alaska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Karluk, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,701 $1,701 $1,640 $1,640 $3,933 $5,023 $1,895 $2,060
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,789 $1,584 $1,503 $1,540 $6,273 $6,992 $2,013 $1,996
State Farm $1,273 $1,273 $1,139 $1,139 $3,926 $5,082 $1,496 $1,534
USAA $1,318 $1,317 $1,227 $1,223 $4,198 $4,663 $1,884 $1,999

Cheap Karluk, Alaska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Karluk, Alaska is a challenge. Take a look at the annual teen auto insurance rates in Karluk, Alaska.

Annual Auto Insurance Rates for Teen Drivers in Karluk, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,933 $5,023
GEICO $4,699 $5,997
Progressive $6,273 $6,992
State Farm $3,926 $5,082
USAA $4,198 $4,663

Cheap Karluk, Alaska Auto Insurance for Seniors

What are senior auto insurance rates in Karluk, Alaska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Karluk, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,640 $1,640
GEICO $2,018 $1,920
Progressive $1,503 $1,540
State Farm $1,139 $1,139
USAA $1,227 $1,223

Cheap Karluk, Alaska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Karluk, Alaska compared to the annual auto insurance rates with a clean record in Karluk, Alaska.

Annual Karluk, Alaska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,920 $2,778 $2,776 $2,321
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,651 $3,394 $2,815 $2,985
State Farm $1,924 $2,292 $2,108 $2,108
USAA $1,755 $2,243 $2,932 $1,984

Cheap Karluk, Alaska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Karluk, Alaska is not easy. Compare the annual rates for DUI auto insurance in Karluk, Alaska to find the best deal.

Annual Auto Insurance Rates After a DUI in Karluk, Alaska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,776
GEICO $4,356
Progressive $2,815
State Farm $2,108
USAA $2,932

Cheap Karluk, Alaska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Karluk, Alaska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Karluk, Alaska

Insurance Company Poor Fair Good
Allstate $2,872 $2,318 $2,157
GEICO $3,299 $2,867 $2,542
Progressive $3,234 $2,893 $2,757
State Farm $2,914 $1,886 $1,524
USAA $3,037 $1,987 $1,662

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Karluk, Alaska Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Karluk, Alaska can vary. Compare the annual cost of auto insurance by ZIP code in Karluk, Alaska to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Karluk, Alaska

ZIP Code Average Annual Rates
99608 $2,530

Cheap Karluk, Alaska Auto Insurance Rates By Commute

Commute length and annual mileage affect Karluk, Alaska auto insurance. Find the cheapest annual Karluk, Alaska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Karluk, Alaska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,393 $2,505
GEICO $2,866 $2,939
Progressive $2,961 $2,961
State Farm $2,050 $2,165
USAA $2,191 $2,266

Cheap Karluk, Alaska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Karluk, Alaska? Check out the comparison of annual Karluk, Alaska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Karluk, Alaska

Insurance Company Low Medium High
Allstate $2,356 $2,359 $2,632
GEICO $2,851 $2,862 $2,996
Progressive $2,893 $2,898 $3,093
State Farm $2,044 $2,073 $2,206
USAA $2,194 $2,206 $2,286

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Karluk, Alaska

Compare the cheapest auto insurance companies in Karluk, Alaska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Karluk, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Karluk, Alaska Auto Insurance Companies

What auto insurance companies in Karluk, Alaska are the cheapest? Compare the top Karluk, Alaska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Karluk, Alaska

Insurance Company Average Annual Rates
Allstate $2,449
GEICO $2,903
Progressive $2,961
State Farm $2,108
USAA $2,229

Compare Karluk, Alaska Auto Insurance Quotes

Before you buy Karluk, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Karluk, Alaska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption