Best Cheap Auto Insurance in Kaplan, LA (2021)

The average Kaplan, LA auto insurance rates are $442 per month. The minimum auto insurance in Kaplan is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Kaplan, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in Kaplan is State Farm
  • The most expensive auto insurance company in Kaplan for teen drivers is Progressive
  • The minimum auto insurance required in Kaplan, Louisiana is 15/30/25

Kaplan, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Kaplan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kaplan, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Kaplan to other Louisiana cities, including Houma auto insurance rates, Alexandria auto insurance rates, and Lake Charles auto insurance rates to see how Kaplan, Louisiana auto insurance rates stack up.

Before you buy Kaplan, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kaplan, Louisiana auto insurance quotes.

Minimum Auto Insurance in Kaplan, Louisiana

Kaplan, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kaplan, Louisiana.

Minimum Required Auto Insurance Coverage in Kaplan, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kaplan, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kaplan, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kaplan, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,271 $3,772 $3,902 $4,769 $12,271 $12,952 $3,167 $3,071
Progressive $3,676 $3,421 $3,086 $3,329 $15,068 $16,742 $4,212 $4,327
State Farm $2,553 $2,553 $2,341 $2,341 $7,651 $9,604 $2,853 $3,212
USAA $2,651 $2,604 $2,598 $2,569 $7,945 $9,290 $3,236 $3,531

Cheap Kaplan, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kaplan, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Kaplan, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Kaplan, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,271 $12,952
Progressive $15,068 $16,742
State Farm $7,651 $9,604
USAA $7,945 $9,290

Cheap Kaplan, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Kaplan, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kaplan, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $3,902 $4,769
Progressive $3,086 $3,329
State Farm $2,341 $2,341
USAA $2,598 $2,569

Cheap Kaplan, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kaplan, Louisiana compared to the annual auto insurance rates with a clean record in Kaplan, Louisiana.

Annual Kaplan, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,000 $6,475 $7,981 $5,131
Progressive $5,600 $7,556 $7,224 $6,550
State Farm $3,789 $4,488 $4,138 $4,138
USAA $3,286 $4,563 $5,439 $3,923

Cheap Kaplan, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kaplan, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Kaplan, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Kaplan, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,838
GEICO $7,981
Progressive $7,224
State Farm $4,138
USAA $5,439

Cheap Kaplan, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kaplan, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kaplan, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,015 $6,087 $4,589
Progressive $7,587 $6,528 $6,084
State Farm $5,757 $3,688 $2,970
USAA $5,930 $3,801 $3,178

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Cheap Kaplan, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kaplan, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Kaplan, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kaplan, Louisiana

ZIP Code Average Annual Rates
70548 $4,967

Cheap Kaplan, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Kaplan, Louisiana auto insurance. Find the cheapest annual Kaplan, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kaplan, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,440 $5,440
GEICO $5,783 $6,011
Progressive $6,733 $6,733
State Farm $4,031 $4,245
USAA $4,169 $4,436

Cheap Kaplan, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kaplan, Louisiana? Check out the comparison of annual Kaplan, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kaplan, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $4,902 $5,919 $6,870
Progressive $5,675 $6,679 $7,844
State Farm $3,605 $4,130 $4,681
USAA $3,712 $4,372 $4,824

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Best By Category: Cheapest Auto Insurance in Kaplan, Louisiana

Compare the cheapest auto insurance companies in Kaplan, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kaplan, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Kaplan, Louisiana Auto Insurance Companies

What auto insurance companies in Kaplan, Louisiana are the cheapest? Compare the top Kaplan, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kaplan, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $5,897
Progressive $6,733
State Farm $4,138
USAA $4,303

What affects auto insurance rates in Kaplan, Louisiana?

There are a lot of reasons why auto insurance rates in Kaplan, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kaplan, Louisiana. Many local factors may affect your Kaplan auto insurance rates.

Kaplan Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kaplan, Louisiana auto theft statistics, there have been 0 auto thefts in the city.

Kaplan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kaplan, Louisiana commute length is 31.1 minutes according to City-Data.

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Compare Kaplan, Louisiana Auto Insurance Quotes

Before you buy Kaplan, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kaplan, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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