Best Cheap Auto Insurance in Kadoka, SD (2021)

The average Kadoka, SD auto insurance rates are $380 per month. The minimum auto insurance in Kadoka is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Kadoka, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Kadoka, South Dakota is 25/50/25
  • The most expensive auto insurance company in Kadoka for teen drivers is Liberty Mutual
  • Average auto insurance rates in Kadoka, SD for senior drivers are $2,549 per year

Kadoka, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Kadoka can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kadoka, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Kadoka to other South Dakota cities, including Spearfish auto insurance rates, Aberdeen auto insurance rates, and Brookings auto insurance rates to see how Kadoka, South Dakota auto insurance rates stack up.

Before you buy Kadoka, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kadoka, South Dakota auto insurance quotes.

Minimum Auto Insurance in Kadoka, South Dakota

Kadoka, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kadoka, South Dakota.

Minimum Required Auto Insurance Coverage in Kadoka, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Kadoka, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kadoka, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kadoka, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,305 $2,312 $2,029 $2,106 $10,141 $10,547 $2,578 $2,760
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,438 $2,418 $2,005 $2,061 $8,466 $9,657 $3,056 $3,184
State Farm $2,099 $2,099 $1,770 $1,770 $4,611 $5,992 $2,336 $2,597

Cheap Kadoka, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kadoka, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Kadoka, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Kadoka, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $10,141 $10,547
GEICO $6,339 $7,536
Liberty Mutual $19,027 $21,372
Nationwide $4,969 $6,458
Progressive $8,466 $9,657
State Farm $4,611 $5,992

Cheap Kadoka, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Kadoka, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kadoka, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $2,029 $2,106
GEICO $3,153 $2,905
Liberty Mutual $4,059 $4,938
Nationwide $2,031 $2,179
Progressive $2,005 $2,061
State Farm $1,770 $1,770

Cheap Kadoka, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kadoka, South Dakota compared to the annual auto insurance rates with a clean record in Kadoka, South Dakota.

Annual Kadoka, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,706 $4,677 $4,562 $4,443
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,594 $4,835 $3,878 $4,336
State Farm $2,765 $3,054 $2,909 $2,909

Cheap Kadoka, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kadoka, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Kadoka, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Kadoka, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,562
GEICO $6,730
Liberty Mutual $9,756
Nationwide $4,618
Progressive $3,878
State Farm $2,909

Cheap Kadoka, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kadoka, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kadoka, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,920 $4,146 $3,976
GEICO $6,479 $3,286 $2,229
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,886 $3,046 $2,674
Progressive $4,827 $3,986 $3,669
State Farm $4,237 $2,531 $1,960

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Cheap Kadoka, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kadoka, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Kadoka, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kadoka, South Dakota

ZIP Code Average Annual Rates
57543 $4,726

Cheap Kadoka, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Kadoka, South Dakota auto insurance. Find the cheapest annual Kadoka, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kadoka, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,347 $4,347
GEICO $3,952 $4,045
Liberty Mutual $8,955 $8,955
Nationwide $3,202 $3,202
Progressive $4,161 $4,161
State Farm $2,840 $2,979

Cheap Kadoka, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kadoka, South Dakota? Check out the comparison of annual Kadoka, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kadoka, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,188 $4,307 $4,546
GEICO $3,920 $3,995 $4,080
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $3,029 $3,189 $3,388
Progressive $4,070 $4,129 $4,283
State Farm $2,849 $2,910 $2,969

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Best By Category: Cheapest Auto Insurance in Kadoka, South Dakota

Compare the cheapest auto insurance companies in Kadoka, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kadoka, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Kadoka, South Dakota Auto Insurance Companies

What auto insurance companies in Kadoka, South Dakota are the cheapest? Compare the top Kadoka, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kadoka, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,347
GEICO $3,998
Liberty Mutual $8,955
Nationwide $3,202
Progressive $4,161
State Farm $2,909

What affects auto insurance rates in Kadoka, South Dakota?

There are a lot of reasons why auto insurance rates in Kadoka, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kadoka, South Dakota. Many local factors may affect your Kadoka auto insurance rates.

Kadoka Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kadoka, South Dakota auto theft statistics, there have been 1 auto thefts in the city.

Kadoka Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kadoka, South Dakota commute length is 9.9 minutes according to City-Data.

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Compare Kadoka, South Dakota Auto Insurance Quotes

Before you buy Kadoka, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kadoka, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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