Best Cheap Auto Insurance in Junction, TX (2021)

The average Junction, TX auto insurance rates are $310 per month. The minimum auto insurance in Junction is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Junction, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Junction is 16.5 minutes
  • Average auto insurance rates in Junction, TX for senior drivers are $2,270 per year
  • The minimum auto insurance required in Junction, Texas is 30/60/25

Junction, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Junction can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Junction, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Junction to other Texas cities, including San Antonio auto insurance rates, Arlington auto insurance rates, and Laredo auto insurance rates to see how Junction, Texas auto insurance rates stack up.

Before you buy Junction, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Junction, Texas auto insurance quotes.

Minimum Auto Insurance in Junction, Texas

Junction, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Junction, Texas.

Minimum Required Auto Insurance Coverage in Junction, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Junction, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Junction, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Junction, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,659 $3,562 $3,562 $9,248 $11,259 $4,489 $4,720
American Family $2,326 $2,565 $2,126 $2,412 $5,721 $7,521 $3,248 $3,696
GEICO $2,309 $2,482 $2,221 $2,500 $4,942 $5,148 $2,490 $2,489
Nationwide $2,572 $2,616 $2,272 $2,408 $7,216 $9,282 $3,015 $3,265
Progressive $2,450 $2,337 $2,172 $2,217 $10,023 $11,191 $2,905 $2,953
State Farm $1,986 $1,986 $1,759 $1,759 $4,626 $5,871 $2,150 $2,218
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap Junction, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Junction, Texas is a challenge. Take a look at the annual teen auto insurance rates in Junction, Texas.

Annual Auto Insurance Rates for Teen Drivers in Junction, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,248 $11,259
American Family $5,721 $7,521
GEICO $4,942 $5,148
Nationwide $7,216 $9,282
Progressive $10,023 $11,191
State Farm $4,626 $5,871
USAA $4,118 $4,497

Cheap Junction, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Junction, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Junction, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,126 $2,412
GEICO $2,221 $2,500
Nationwide $2,272 $2,408
Progressive $2,172 $2,217
State Farm $1,759 $1,759
USAA $1,408 $1,400

Cheap Junction, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Junction, Texas compared to the annual auto insurance rates with a clean record in Junction, Texas.

Annual Junction, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $6,544 $6,793 $4,356
American Family $3,391 $4,269 $3,757 $3,391
GEICO $2,610 $3,426 $2,890 $3,364
Nationwide $3,537 $3,537 $5,251 $3,998
Progressive $3,952 $5,094 $4,623 $4,455
State Farm $2,496 $2,845 $3,339 $2,496
USAA $1,726 $2,539 $2,992 $1,980

Cheap Junction, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Junction, Texas is not easy. Compare the annual rates for DUI auto insurance in Junction, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Junction, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,793
American Family $3,757
GEICO $2,890
Nationwide $5,251
Progressive $4,623
State Farm $3,339
USAA $2,992

Cheap Junction, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Junction, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Junction, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,129 $4,377
American Family $5,150 $3,175 $2,780
GEICO $4,735 $2,687 $1,796
Nationwide $4,906 $3,926 $3,411
Progressive $5,119 $4,402 $4,071
State Farm $3,961 $2,462 $1,960
USAA $3,399 $1,957 $1,572

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Cheap Junction, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Junction, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Junction, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Junction, Texas

ZIP Code Average Annual Rates
76849 $5,476

Cheap Junction, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Junction, Texas auto insurance. Find the cheapest annual Junction, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Junction, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,387 $5,638
American Family $3,702 $3,702
GEICO $3,014 $3,132
Nationwide $4,081 $4,081
Progressive $4,531 $4,531
State Farm $2,794 $2,794
USAA $2,280 $2,339

Cheap Junction, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Junction, Texas? Check out the comparison of annual Junction, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Junction, Texas

Insurance Company Low Medium High
Allstate $5,419 $5,478 $5,641
American Family $3,478 $3,585 $4,042
GEICO $2,913 $3,032 $3,273
Nationwide $4,377 $3,906 $3,959
Progressive $4,304 $4,510 $4,779
State Farm $2,658 $2,787 $2,937
USAA $2,237 $2,301 $2,391

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Best By Category: Cheapest Auto Insurance in Junction, Texas

Compare the cheapest auto insurance companies in Junction, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Junction, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Junction, Texas Auto Insurance Companies

What auto insurance companies in Junction, Texas are the cheapest? Compare the top Junction, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Junction, Texas

Insurance Company Average Annual Rates
Allstate $5,513
American Family $3,702
GEICO $3,073
Nationwide $4,081
Progressive $4,531
State Farm $2,794
USAA $2,309

What affects auto insurance rates in Junction, Texas?

There are a lot of reasons why auto insurance rates in Junction, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Junction, Texas. Many local factors may affect your Junction auto insurance rates.

Junction Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Junction, Texas auto theft statistics, there have been 2 auto thefts in the city.

Junction Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Junction, Texas commute length is 16.5 minutes according to City-Data.

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Compare Junction, Texas Auto Insurance Quotes

Before you buy Junction, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Junction, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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