Best Cheap Auto Insurance in Junction City, WI (2021)

The average Junction City, WI auto insurance rates are $237 per month. The minimum auto insurance in Junction City is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Junction City, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Junction City is 22.9 minutes
  • The cheapest auto insurance company in Junction City is American Family
  • The minimum auto insurance required in Junction City, Wisconsin is 25/50/10

Junction City, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Junction City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Junction City, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Junction City to other Wisconsin cities, including Green Bay auto insurance rates, Madison auto insurance rates, and Eau Claire auto insurance rates to see how Junction City, Wisconsin auto insurance rates stack up.

Before you buy Junction City, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Junction City, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Junction City, Wisconsin

Junction City, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Junction City, Wisconsin.

Minimum Required Auto Insurance Coverage in Junction City, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Junction City, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Junction City, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Junction City, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,134 $2,254 $1,966 $2,175 $6,687 $8,580 $2,176 $2,364
American Family $952 $996 $890 $900 $2,618 $2,891 $1,115 $1,187
Farmers $1,847 $1,850 $1,639 $1,734 $8,639 $8,956 $2,097 $2,201
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,538 $1,473 $1,260 $1,309 $5,685 $6,423 $1,847 $2,000
State Farm $1,301 $1,301 $1,155 $1,155 $3,692 $4,668 $1,467 $1,674
USAA $1,305 $1,306 $1,179 $1,205 $3,267 $3,801 $1,698 $1,870

Cheap Junction City, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Junction City, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Junction City, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Junction City, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,687 $8,580
American Family $2,618 $2,891
Farmers $8,639 $8,956
GEICO $4,381 $4,721
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $5,685 $6,423
State Farm $3,692 $4,668
USAA $3,267 $3,801

Cheap Junction City, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Junction City, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Junction City, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,966 $2,175
American Family $890 $900
Farmers $1,639 $1,734
GEICO $1,381 $1,556
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,260 $1,309
State Farm $1,155 $1,155
USAA $1,179 $1,205

Cheap Junction City, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Junction City, Wisconsin compared to the annual auto insurance rates with a clean record in Junction City, Wisconsin.

Annual Junction City, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,911 $3,976 $3,703 $3,578
American Family $1,382 $1,464 $1,464 $1,464
Farmers $3,157 $3,980 $3,770 $3,574
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,469 $2,977 $2,559 $2,763
State Farm $1,888 $2,215 $2,052 $2,052
USAA $1,535 $1,927 $2,606 $1,748

Cheap Junction City, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Junction City, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Junction City, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Junction City, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,703
American Family $1,464
Farmers $3,770
GEICO $2,742
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,559
State Farm $2,052
USAA $2,606

Cheap Junction City, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Junction City, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Junction City, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,650 $3,201 $2,775
American Family $1,933 $1,273 $1,125
Farmers $4,098 $3,457 $3,306
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,074 $2,595 $2,407
State Farm $3,060 $1,757 $1,338
USAA $3,015 $1,584 $1,263

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Cheap Junction City, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Junction City, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Junction City, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Junction City, Wisconsin

ZIP Code Average Annual Rates
54443 $2,747

Cheap Junction City, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Junction City, Wisconsin auto insurance. Find the cheapest annual Junction City, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Junction City, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,457 $3,627
American Family $1,420 $1,468
Farmers $3,620 $3,620
GEICO $2,135 $2,231
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $2,692 $2,692
State Farm $2,001 $2,102
USAA $1,928 $1,980

Cheap Junction City, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Junction City, Wisconsin? Check out the comparison of annual Junction City, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Junction City, Wisconsin

Insurance Company Low Medium High
Allstate $3,388 $3,533 $3,705
American Family $1,428 $1,456 $1,446
Farmers $3,346 $3,591 $3,924
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,540 $2,712 $2,824
State Farm $1,940 $2,058 $2,158
USAA $1,885 $1,955 $2,021

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Best By Category: Cheapest Auto Insurance in Junction City, Wisconsin

Compare the cheapest auto insurance companies in Junction City, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Junction City, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Junction City, Wisconsin Auto Insurance Companies

What auto insurance companies in Junction City, Wisconsin are the cheapest? Compare the top Junction City, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Junction City, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,542
American Family $1,444
Farmers $3,620
GEICO $2,183
Liberty Mutual $3,022
Nationwide $5,071
Progressive $2,692
State Farm $2,052
USAA $1,954

What affects auto insurance rates in Junction City, Wisconsin?

There are a lot of reasons why auto insurance rates in Junction City, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Junction City, Wisconsin. Many local factors may affect your Junction City auto insurance rates.

Junction City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Junction City, Wisconsin commute length is 22.9 minutes according to City-Data.

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Compare Junction City, Wisconsin Auto Insurance Quotes

Before you buy Junction City, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Junction City, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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