Best Cheap Auto Insurance in Junction City, KY (2021)

The average Junction City, KY auto insurance rates are $352 per month. The minimum auto insurance in Junction City is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Junction City, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Junction City for teen drivers is Travelers
  • The minimum auto insurance required in Junction City, Kentucky is 25/50/25
  • Average auto insurance rates in Junction City, KY for senior drivers are $2,320 per year

Junction City, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Junction City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Junction City, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Junction City to other Kentucky cities, including Covington auto insurance rates, Hopkinsville auto insurance rates, and Richmond auto insurance rates to see how Junction City, Kentucky auto insurance rates stack up.

Before you buy Junction City, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Junction City, Kentucky auto insurance quotes.

Minimum Auto Insurance in Junction City, Kentucky

Junction City, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Junction City, Kentucky.

Minimum Required Auto Insurance Coverage in Junction City, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Junction City, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Junction City, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Junction City, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,121 $2,867 $3,055 $11,831 $13,282 $3,482 $3,670
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,560 $2,769 $2,168 $2,420 $11,126 $12,315 $2,676 $2,784
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,164 $2,040 $1,960 $1,958 $10,985 $12,445 $2,682 $2,725
State Farm $1,670 $1,670 $1,493 $1,493 $4,773 $6,069 $1,859 $2,052
Travelers $2,053 $2,086 $2,031 $2,032 $10,070 $16,184 $2,153 $2,452
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

Cheap Junction City, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Junction City, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Junction City, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Junction City, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,831 $13,282
GEICO $6,749 $7,991
Liberty Mutual $11,126 $12,315
Nationwide $7,042 $8,761
Progressive $10,985 $12,445
State Farm $4,773 $6,069
Travelers $10,070 $16,184
USAA $5,037 $5,301

Cheap Junction City, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Junction City, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Junction City, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,867 $3,055
GEICO $3,436 $3,112
Liberty Mutual $2,168 $2,420
Nationwide $2,775 $2,893
Progressive $1,960 $1,958
State Farm $1,493 $1,493
Travelers $2,031 $2,032
USAA $1,701 $1,725

Cheap Junction City, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Junction City, Kentucky compared to the annual auto insurance rates with a clean record in Junction City, Kentucky.

Annual Junction City, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,012 $6,428 $5,197
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,041 $6,229 $4,841 $4,298
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,815 $5,685 $4,350 $4,631
State Farm $2,420 $2,850 $2,635 $2,635
Travelers $4,257 $4,376 $6,339 $4,560
USAA $2,120 $2,994 $3,577 $2,553

Cheap Junction City, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Junction City, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Junction City, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Junction City, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,428
GEICO $6,581
Liberty Mutual $4,841
Nationwide $5,633
Progressive $4,350
State Farm $2,635
Travelers $6,339
USAA $3,577

Cheap Junction City, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Junction City, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Junction City, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,084 $4,231
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,922 $4,270 $3,365
Nationwide $5,260 $4,162 $3,616
Progressive $5,136 $4,510 $4,214
State Farm $3,792 $2,305 $1,807
Travelers $5,433 $4,615 $4,599
USAA $4,181 $2,343 $1,909

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Cheap Junction City, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Junction City, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Junction City, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Junction City, Kentucky

ZIP Code Average Annual Rates
40440 $3,811

Cheap Junction City, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Junction City, Kentucky auto insurance. Find the cheapest annual Junction City, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Junction City, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,559 $5,559
GEICO $4,038 $4,114
Liberty Mutual $4,852 $4,852
Nationwide $4,346 $4,346
Progressive $4,620 $4,620
State Farm $2,568 $2,701
Travelers $4,883 $4,883
USAA $2,707 $2,914

Cheap Junction City, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Junction City, Kentucky? Check out the comparison of annual Junction City, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Junction City, Kentucky

Insurance Company Low Medium High
Allstate $5,154 $5,536 $5,986
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,621 $4,823 $5,114
Nationwide $4,367 $4,301 $4,370
Progressive $4,226 $4,551 $5,084
State Farm $2,448 $2,630 $2,826
Travelers $4,614 $4,906 $5,128
USAA $2,683 $2,804 $2,946

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Best By Category: Cheapest Auto Insurance in Junction City, Kentucky

Compare the cheapest auto insurance companies in Junction City, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Junction City, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Junction City, Kentucky Auto Insurance Companies

What auto insurance companies in Junction City, Kentucky are the cheapest? Compare the top Junction City, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Junction City, Kentucky

Insurance Company Average Annual Rates
Allstate $5,559
GEICO $4,076
Liberty Mutual $4,852
Nationwide $4,346
Progressive $4,620
State Farm $2,635
Travelers $4,883
USAA $2,811

What affects auto insurance rates in Junction City, Kentucky?

There are a lot of reasons why auto insurance rates in Junction City, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Junction City, Kentucky. Many local factors may affect your Junction City auto insurance rates.

Junction City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Junction City, Kentucky commute length is 27.9 minutes according to City-Data.

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Compare Junction City, Kentucky Auto Insurance Quotes

Before you buy Junction City, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Junction City, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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