Best Cheap Auto Insurance in Joyce, LA (2021)

The average Joyce, LA auto insurance rates are $412 per month. The minimum auto insurance in Joyce is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Joyce, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Joyce, LA for senior drivers are $3,075 per year
  • The most expensive auto insurance company in Joyce for teen drivers is Progressive
  • The minimum auto insurance required in Joyce, Louisiana is 15/30/25

Joyce, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Joyce can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Joyce, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Joyce to other Louisiana cities, including New Orleans auto insurance rates, Bossier City auto insurance rates, and Monroe auto insurance rates to see how Joyce, Louisiana auto insurance rates stack up.

Before you buy Joyce, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Joyce, Louisiana auto insurance quotes.

Minimum Auto Insurance in Joyce, Louisiana

Joyce, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Joyce, Louisiana.

Minimum Required Auto Insurance Coverage in Joyce, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Joyce, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Joyce, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joyce, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,014 $3,478 $3,561 $4,314 $11,416 $12,129 $2,930 $2,872
Progressive $3,070 $2,869 $2,568 $2,766 $12,489 $13,895 $3,529 $3,649
State Farm $2,420 $2,420 $2,205 $2,205 $7,064 $8,867 $2,697 $3,036
USAA $2,521 $2,484 $2,436 $2,426 $7,418 $8,740 $3,096 $3,392

Cheap Joyce, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Joyce, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Joyce, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Joyce, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,416 $12,129
Progressive $12,489 $13,895
State Farm $7,064 $8,867
USAA $7,418 $8,740

Cheap Joyce, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Joyce, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Joyce, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,561 $4,314
Progressive $2,568 $2,766
State Farm $2,205 $2,205
USAA $2,436 $2,426

Cheap Joyce, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Joyce, Louisiana compared to the annual auto insurance rates with a clean record in Joyce, Louisiana.

Annual Joyce, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,713 $6,009 $7,371 $4,764
Progressive $4,666 $6,281 $6,012 $5,459
State Farm $3,551 $4,178 $3,864 $3,864
USAA $3,102 $4,285 $5,172 $3,697

Cheap Joyce, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Joyce, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Joyce, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Joyce, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,371
Progressive $6,012
State Farm $3,864
USAA $5,172

Cheap Joyce, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Joyce, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Joyce, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,498 $5,640 $4,253
Progressive $6,328 $5,430 $5,055
State Farm $5,369 $3,446 $2,778
USAA $5,631 $3,578 $2,982

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Cheap Joyce, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Joyce, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Joyce, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Joyce, Louisiana

ZIP Code Average Annual Rates
71440 $4,602

Cheap Joyce, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Joyce, Louisiana auto insurance. Find the cheapest annual Joyce, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Joyce, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,362 $5,566
Progressive $5,604 $5,604
State Farm $3,766 $3,962
USAA $3,939 $4,190

Cheap Joyce, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Joyce, Louisiana? Check out the comparison of annual Joyce, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joyce, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,646 $5,484 $6,262
Progressive $4,778 $5,562 $6,472
State Farm $3,398 $3,856 $4,339
USAA $3,575 $4,122 $4,495

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Best By Category: Cheapest Auto Insurance in Joyce, Louisiana

Compare the cheapest auto insurance companies in Joyce, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Joyce, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Joyce, Louisiana Auto Insurance Companies

What auto insurance companies in Joyce, Louisiana are the cheapest? Compare the top Joyce, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Joyce, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,464
Progressive $5,604
State Farm $3,864
USAA $4,064

Compare Joyce, Louisiana Auto Insurance Quotes

Before you buy Joyce, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Joyce, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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