Best Cheap Auto Insurance in Joseph, UT (2021)

The average Joseph, UT auto insurance rates are $284 per month. The minimum auto insurance in Joseph is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Joseph, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Joseph, UT for senior drivers are $1,873 per year
  • The average commute length in Joseph is 29.4 minutes
  • The minimum auto insurance required in Joseph, Utah is 25/65/15

Joseph, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Joseph can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Joseph, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Joseph to other Utah cities, including Provo auto insurance rates, Orem auto insurance rates, and Layton auto insurance rates to see how Joseph, Utah auto insurance rates stack up.

Before you buy Joseph, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Joseph, Utah auto insurance quotes.

Minimum Auto Insurance in Joseph, Utah

Joseph, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Joseph, Utah.

Minimum Required Auto Insurance Coverage in Joseph, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Joseph, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Joseph, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joseph, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,036 $1,898 $1,844 $1,846 $6,135 $6,835 $2,174 $2,169
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,151 $2,124 $1,900 $2,019 $9,068 $9,342 $2,451 $2,549
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,081 $1,945 $1,697 $1,809 $8,389 $9,337 $2,414 $2,552
State Farm $2,518 $2,518 $2,277 $2,277 $7,548 $9,386 $2,851 $3,270
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

Cheap Joseph, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Joseph, Utah is a challenge. Take a look at the annual teen auto insurance rates in Joseph, Utah.

Annual Auto Insurance Rates for Teen Drivers in Joseph, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,135 $6,835
American Family $7,096 $9,328
Farmers $9,068 $9,342
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,808 $6,139
Progressive $8,389 $9,337
State Farm $7,548 $9,386
USAA $4,736 $5,538

Cheap Joseph, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Joseph, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Joseph, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,846
American Family $1,815 $1,815
Farmers $1,900 $2,019
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,625 $1,716
Progressive $1,697 $1,809
State Farm $2,277 $2,277
USAA $1,220 $1,221

Cheap Joseph, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Joseph, Utah compared to the annual auto insurance rates with a clean record in Joseph, Utah.

Annual Joseph, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,176 $3,676 $2,969
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,361 $4,375 $4,247 $3,819
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,197 $4,823 $3,341 $3,751
State Farm $3,719 $4,442 $4,081 $4,081
USAA $1,857 $2,345 $3,158 $2,080

Cheap Joseph, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Joseph, Utah is not easy. Compare the annual rates for DUI auto insurance in Joseph, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Joseph, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,676
American Family $4,307
Farmers $4,247
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,493
Progressive $3,341
State Farm $4,081
USAA $3,158

Cheap Joseph, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Joseph, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Joseph, Utah

Insurance Company Poor Fair Good
Allstate $4,170 $2,794 $2,387
American Family $4,451 $3,337 $2,838
Farmers $4,521 $3,760 $3,571
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,460 $2,600 $2,296
Progressive $4,284 $3,655 $3,394
State Farm $6,637 $3,344 $2,261
USAA $3,387 $2,156 $1,538

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Cheap Joseph, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Joseph, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Joseph, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Joseph, Utah

ZIP Code Average Annual Rates
84739 $3,410

Cheap Joseph, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Joseph, Utah auto insurance. Find the cheapest annual Joseph, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Joseph, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,117 $3,117
American Family $3,539 $3,544
Farmers $3,950 $3,950
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,785 $2,785
Progressive $3,778 $3,778
State Farm $3,979 $4,182
USAA $2,334 $2,386

Cheap Joseph, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Joseph, Utah? Check out the comparison of annual Joseph, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joseph, Utah

Insurance Company Low Medium High
Allstate $2,976 $3,110 $3,264
American Family $3,455 $3,588 $3,582
Farmers $3,641 $3,899 $4,311
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,058 $2,646 $2,653
Progressive $3,518 $3,676 $4,140
State Farm $3,848 $4,090 $4,304
USAA $2,260 $2,361 $2,459

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Best By Category: Cheapest Auto Insurance in Joseph, Utah

Compare the cheapest auto insurance companies in Joseph, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Joseph, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Joseph, Utah Auto Insurance Companies

What auto insurance companies in Joseph, Utah are the cheapest? Compare the top Joseph, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Joseph, Utah

Insurance Company Average Annual Rates
Allstate $3,117
American Family $3,542
Farmers $3,950
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,785
Progressive $3,778
State Farm $4,081
USAA $2,360

What affects auto insurance rates in Joseph, Utah?

There are a lot of reasons why auto insurance rates in Joseph, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Joseph, Utah. Many local factors may affect your Joseph auto insurance rates.

Joseph Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Joseph, Utah commute length is 29.4 minutes according to City-Data.

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Compare Joseph, Utah Auto Insurance Quotes

Before you buy Joseph, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Joseph, Utah auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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