Best Cheap Auto Insurance in Joppa, MD (2021)

The average Joppa, MD auto insurance rates are $426 per month. The minimum auto insurance in Joppa is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Joppa, Maryland, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Joppa, Maryland is 30/60/15
  • The average commute length in Joppa is 35.2 minutes
  • Average auto insurance rates in Joppa, MD for senior drivers are $3,323 per year

Joppa, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Joppa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Joppa, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Joppa to other Maryland cities, including Gaithersburg auto insurance rates, Hagers auto insurance rates, and Salisbury auto insurance rates to see how Joppa, Maryland auto insurance rates stack up.

Before you buy Joppa, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Joppa, Maryland auto insurance quotes.

Minimum Auto Insurance in Joppa, Maryland

Joppa, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Joppa, Maryland.

Minimum Required Auto Insurance Coverage in Joppa, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Joppa, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Joppa, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joppa, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,856 $3,686 $3,704 $3,819 $11,834 $14,087 $3,459 $3,466
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $7,814 $7,814 $7,727 $7,727 $14,995 $22,135 $7,814 $10,461
Nationwide $2,302 $2,305 $2,080 $2,137 $5,515 $7,251 $2,678 $2,882
Progressive $2,631 $2,358 $2,286 $2,341 $9,529 $10,407 $3,060 $2,974
State Farm $2,608 $2,608 $2,401 $2,401 $8,298 $10,623 $2,912 $3,291
USAA $2,065 $2,026 $1,937 $1,927 $4,627 $5,446 $2,373 $2,647

Cheap Joppa, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Joppa, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Joppa, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Joppa, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,834 $14,087
GEICO $7,372 $8,359
Liberty Mutual $14,995 $22,135
Nationwide $5,515 $7,251
Progressive $9,529 $10,407
State Farm $8,298 $10,623
USAA $4,627 $5,446

Cheap Joppa, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Joppa, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Joppa, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,704 $3,819
GEICO $2,799 $3,235
Liberty Mutual $7,727 $7,727
Nationwide $2,080 $2,137
Progressive $2,286 $2,341
State Farm $2,401 $2,401
USAA $1,937 $1,927

Cheap Joppa, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Joppa, Maryland compared to the annual auto insurance rates with a clean record in Joppa, Maryland.

Annual Joppa, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,288 $7,090 $5,288 $6,290
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $7,697 $10,189 $15,551 $9,808
Nationwide $2,981 $4,016 $3,193 $3,385
Progressive $3,789 $5,047 $4,592 $4,365
State Farm $3,935 $4,952 $4,342 $4,342
USAA $2,263 $2,780 $4,046 $2,436

Cheap Joppa, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Joppa, Maryland is not easy. Compare the annual rates for DUI auto insurance in Joppa, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Joppa, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,288
GEICO $5,245
Liberty Mutual $15,551
Nationwide $3,193
Progressive $4,592
State Farm $4,342
USAA $4,046

Cheap Joppa, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Joppa, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Joppa, Maryland

Insurance Company Poor Fair Good
Allstate $7,768 $5,413 $4,786
GEICO $4,420 $3,661 $3,617
Liberty Mutual $15,441 $9,960 $7,033
Nationwide $4,351 $3,064 $2,765
Progressive $5,598 $4,216 $3,531
State Farm $6,423 $3,813 $2,942
USAA $3,841 $2,637 $2,166

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Cheap Joppa, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Joppa, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Joppa, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Joppa, Maryland

ZIP Code Average Annual Rates
21085 $4,351

Cheap Joppa, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Joppa, Maryland auto insurance. Find the cheapest annual Joppa, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Joppa, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,903 $6,074
GEICO $3,835 $3,964
Liberty Mutual $10,527 $11,095
Nationwide $3,394 $3,394
Progressive $4,448 $4,448
State Farm $4,281 $4,504
USAA $2,791 $2,971

Cheap Joppa, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Joppa, Maryland? Check out the comparison of annual Joppa, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joppa, Maryland

Insurance Company Low Medium High
Allstate $5,776 $5,937 $6,254
GEICO $3,748 $3,872 $4,078
Liberty Mutual $10,461 $10,782 $11,190
Nationwide $3,248 $3,405 $3,528
Progressive $4,232 $4,447 $4,666
State Farm $4,158 $4,405 $4,615
USAA $2,723 $2,891 $3,029

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Best By Category: Cheapest Auto Insurance in Joppa, Maryland

Compare the cheapest auto insurance companies in Joppa, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Joppa, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Joppa, Maryland Auto Insurance Companies

What auto insurance companies in Joppa, Maryland are the cheapest? Compare the top Joppa, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Joppa, Maryland

Insurance Company Average Annual Rates
Allstate $5,989
GEICO $3,899
Liberty Mutual $10,811
Nationwide $3,394
Progressive $4,448
State Farm $4,393
USAA $2,881

What affects auto insurance rates in Joppa, Maryland?

There are a lot of reasons why auto insurance rates in Joppa, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Joppa, Maryland. Many local factors may affect your Joppa auto insurance rates.

Joppa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Joppa, Maryland commute length is 35.2 minutes according to City-Data.

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Compare Joppa, Maryland Auto Insurance Quotes

Before you buy Joppa, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Joppa, Maryland auto insurance quotes.

Free Auto Insurance Comparison

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