Best Cheap Auto Insurance in Joppa, IL (2021)

The average Joppa, IL auto insurance rates are $291 per month. The minimum auto insurance in Joppa is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Joppa, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Joppa, Illinois is 25/50/20
  • The cheapest auto insurance company in Joppa is Liberty Mutual
  • The average commute length in Joppa is 19.3 minutes

Joppa, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Joppa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Joppa, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Joppa to other Illinois cities, including Naperville auto insurance rates, Rockford auto insurance rates, and Elgin auto insurance rates to see how Joppa, Illinois auto insurance rates stack up.

Before you buy Joppa, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Joppa, Illinois auto insurance quotes.

Minimum Auto Insurance in Joppa, Illinois

Joppa, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Joppa, Illinois.

Minimum Required Auto Insurance Coverage in Joppa, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Joppa, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Joppa, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joppa, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,615 $3,738 $3,738 $9,095 $11,864 $4,326 $4,675
American Family $2,528 $2,528 $2,317 $2,317 $7,224 $9,990 $2,528 $3,268
Farmers $2,598 $2,605 $2,306 $2,434 $11,032 $11,522 $2,964 $3,107
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,406 $1,521 $1,169 $1,308 $4,400 $4,901 $1,474 $1,562
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $1,911 $1,807 $1,571 $1,648 $6,945 $7,797 $2,279 $2,476
State Farm $1,505 $1,505 $1,337 $1,337 $4,130 $5,264 $1,696 $1,928
Travelers $1,628 $1,720 $1,475 $1,575 $4,614 $5,780 $1,729 $1,823
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Cheap Joppa, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Joppa, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Joppa, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Joppa, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,095 $11,864
American Family $7,224 $9,990
Farmers $11,032 $11,522
GEICO $5,690 $6,014
Liberty Mutual $4,400 $4,901
Nationwide $7,470 $9,649
Progressive $6,945 $7,797
State Farm $4,130 $5,264
Travelers $4,614 $5,780
USAA $5,467 $6,018

Cheap Joppa, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Joppa, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Joppa, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,317 $2,317
Farmers $2,306 $2,434
GEICO $1,757 $2,095
Liberty Mutual $1,169 $1,308
Nationwide $2,362 $2,514
Progressive $1,571 $1,648
State Farm $1,337 $1,337
Travelers $1,475 $1,575
USAA $1,551 $1,522

Cheap Joppa, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Joppa, Illinois compared to the annual auto insurance rates with a clean record in Joppa, Illinois.

Annual Joppa, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,081 $6,735 $6,243 $5,265
American Family $3,006 $4,255 $5,678 $3,410
Farmers $4,076 $5,244 $5,114 $4,850
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,856 $2,610 $2,305 $2,100
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $2,723 $4,040 $3,013 $3,441
State Farm $2,148 $2,527 $2,338 $2,338
Travelers $2,023 $2,649 $2,962 $2,539
USAA $2,000 $2,887 $3,954 $2,415

Cheap Joppa, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Joppa, Illinois is not easy. Compare the annual rates for DUI auto insurance in Joppa, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Joppa, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,243
American Family $5,678
Farmers $5,114
GEICO $4,060
Liberty Mutual $2,305
Nationwide $5,233
Progressive $3,013
State Farm $2,338
Travelers $2,962
USAA $3,954

Cheap Joppa, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Joppa, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Joppa, Illinois

Insurance Company Poor Fair Good
Allstate $7,156 $5,118 $4,469
American Family $5,432 $3,700 $3,130
Farmers $5,481 $4,602 $4,380
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,143 $1,952 $1,558
Nationwide $5,077 $4,077 $3,564
Progressive $3,769 $3,194 $2,951
State Farm $3,393 $2,037 $1,583
Travelers $3,110 $2,491 $2,028
USAA $3,742 $2,576 $2,125

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Cheap Joppa, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Joppa, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Joppa, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Joppa, Illinois

ZIP Code Average Annual Rates
62953 $3,440

Cheap Joppa, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Joppa, Illinois auto insurance. Find the cheapest annual Joppa, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Joppa, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,581 $5,581
American Family $4,035 $4,140
Farmers $4,821 $4,821
GEICO $2,920 $3,043
Liberty Mutual $2,218 $2,218
Nationwide $4,239 $4,239
Progressive $3,304 $3,304
State Farm $2,278 $2,398
Travelers $2,443 $2,643
USAA $2,735 $2,893

Cheap Joppa, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Joppa, Illinois? Check out the comparison of annual Joppa, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joppa, Illinois

Insurance Company Low Medium High
Allstate $5,423 $5,576 $5,744
American Family $3,939 $4,237 $4,086
Farmers $4,588 $4,706 $5,169
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,095 $2,213 $2,345
Nationwide $4,215 $4,278 $4,224
Progressive $3,048 $3,292 $3,573
State Farm $2,203 $2,340 $2,470
Travelers $2,382 $2,540 $2,708
USAA $2,621 $2,812 $3,010

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Best By Category: Cheapest Auto Insurance in Joppa, Illinois

Compare the cheapest auto insurance companies in Joppa, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Joppa, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Joppa, Illinois Auto Insurance Companies

What auto insurance companies in Joppa, Illinois are the cheapest? Compare the top Joppa, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Joppa, Illinois

Insurance Company Average Annual Rates
Allstate $5,581
American Family $4,087
Farmers $4,821
GEICO $2,982
Liberty Mutual $2,218
Nationwide $4,239
Progressive $3,304
State Farm $2,338
Travelers $2,543
USAA $2,814

What affects auto insurance rates in Joppa, Illinois?

There are a lot of reasons why auto insurance rates in Joppa, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Joppa, Illinois. Many local factors may affect your Joppa auto insurance rates.

Joppa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Joppa, Illinois commute length is 19.3 minutes according to City-Data.

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Compare Joppa, Illinois Auto Insurance Quotes

Before you buy Joppa, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Joppa, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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