Best Cheap Auto Insurance in Jonesboro, IL (2021)

The average Jonesboro, IL auto insurance rates are $288 per month. The minimum auto insurance in Jonesboro is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Jonesboro, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Jonesboro, Illinois is 25/50/20
  • The average commute length in Jonesboro is 21.6 minutes
  • The cheapest auto insurance company in Jonesboro is Liberty Mutual

Jonesboro, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Jonesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jonesboro, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Jonesboro to other Illinois cities, including Rockford auto insurance rates, Champaign auto insurance rates, and Aurora auto insurance rates to see how Jonesboro, Illinois auto insurance rates stack up.

Before you buy Jonesboro, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jonesboro, Illinois auto insurance quotes.

Minimum Auto Insurance in Jonesboro, Illinois

Jonesboro, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jonesboro, Illinois.

Minimum Required Auto Insurance Coverage in Jonesboro, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Jonesboro, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jonesboro, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jonesboro, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,431 $2,431 $2,219 $2,219 $6,753 $9,419 $2,431 $3,129
Farmers $2,655 $2,666 $2,358 $2,483 $11,061 $11,568 $3,020 $3,169
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,406 $1,521 $1,169 $1,308 $4,400 $4,901 $1,474 $1,562
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,251 $2,143 $1,852 $1,941 $7,721 $8,691 $2,677 $2,884
State Farm $1,536 $1,536 $1,364 $1,364 $4,222 $5,374 $1,731 $1,974
Travelers $1,527 $1,614 $1,376 $1,469 $4,215 $5,244 $1,624 $1,712
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Cheap Jonesboro, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jonesboro, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Jonesboro, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Jonesboro, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,753 $9,419
Farmers $11,061 $11,568
GEICO $5,690 $6,014
Liberty Mutual $4,400 $4,901
Nationwide $7,470 $9,649
Progressive $7,721 $8,691
State Farm $4,222 $5,374
Travelers $4,215 $5,244
USAA $5,467 $6,018

Cheap Jonesboro, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Jonesboro, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jonesboro, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,219 $2,219
Farmers $2,358 $2,483
GEICO $1,757 $2,095
Liberty Mutual $1,169 $1,308
Nationwide $2,362 $2,514
Progressive $1,852 $1,941
State Farm $1,364 $1,364
Travelers $1,376 $1,469
USAA $1,551 $1,522

Cheap Jonesboro, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jonesboro, Illinois compared to the annual auto insurance rates with a clean record in Jonesboro, Illinois.

Annual Jonesboro, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,851 $4,046 $5,383 $3,236
Farmers $4,127 $5,296 $5,164 $4,902
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,856 $2,610 $2,305 $2,100
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $3,113 $4,578 $3,448 $3,940
State Farm $2,194 $2,582 $2,388 $2,388
Travelers $1,873 $2,444 $2,725 $2,347
USAA $2,000 $2,887 $3,954 $2,415

Cheap Jonesboro, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jonesboro, Illinois is not easy. Compare the annual rates for DUI auto insurance in Jonesboro, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Jonesboro, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,743
American Family $5,383
Farmers $5,164
GEICO $4,060
Liberty Mutual $2,305
Nationwide $5,233
Progressive $3,448
State Farm $2,388
Travelers $2,725
USAA $3,954

Cheap Jonesboro, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jonesboro, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jonesboro, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $5,175 $3,504 $2,957
Farmers $5,543 $4,648 $4,426
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,143 $1,952 $1,558
Nationwide $5,077 $4,077 $3,564
Progressive $4,315 $3,642 $3,353
State Farm $3,466 $2,081 $1,616
Travelers $2,876 $2,295 $1,872
USAA $3,742 $2,576 $2,125

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Cheap Jonesboro, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jonesboro, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Jonesboro, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jonesboro, Illinois

ZIP Code Average Annual Rates
62952 $3,414

Cheap Jonesboro, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Jonesboro, Illinois auto insurance. Find the cheapest annual Jonesboro, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jonesboro, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,828 $3,929
Farmers $4,872 $4,872
GEICO $2,920 $3,043
Liberty Mutual $2,218 $2,218
Nationwide $4,239 $4,239
Progressive $3,770 $3,770
State Farm $2,327 $2,448
Travelers $2,255 $2,439
USAA $2,735 $2,893

Cheap Jonesboro, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jonesboro, Illinois? Check out the comparison of annual Jonesboro, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jonesboro, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,750 $4,020 $3,866
Farmers $4,642 $4,757 $5,218
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,095 $2,213 $2,345
Nationwide $4,215 $4,278 $4,224
Progressive $3,427 $3,752 $4,131
State Farm $2,257 $2,390 $2,517
Travelers $2,208 $2,345 $2,489
USAA $2,621 $2,812 $3,010

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Best By Category: Cheapest Auto Insurance in Jonesboro, Illinois

Compare the cheapest auto insurance companies in Jonesboro, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jonesboro, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Jonesboro, Illinois Auto Insurance Companies

What auto insurance companies in Jonesboro, Illinois are the cheapest? Compare the top Jonesboro, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jonesboro, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,879
Farmers $4,872
GEICO $2,982
Liberty Mutual $2,218
Nationwide $4,239
Progressive $3,770
State Farm $2,388
Travelers $2,347
USAA $2,814

What affects auto insurance rates in Jonesboro, Illinois?

There are a lot of reasons why auto insurance rates in Jonesboro, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jonesboro, Illinois. Many local factors may affect your Jonesboro auto insurance rates.

Jonesboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jonesboro, Illinois commute length is 21.6 minutes according to City-Data.

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Compare Jonesboro, Illinois Auto Insurance Quotes

Before you buy Jonesboro, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jonesboro, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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