Best Cheap Auto Insurance in Joaquin, TX (2021)

The average Joaquin, TX auto insurance rates are $324 per month. The minimum auto insurance in Joaquin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Joaquin, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Joaquin for teen drivers is Progressive
  • The minimum auto insurance required in Joaquin, Texas is 30/60/25
  • Average auto insurance rates in Joaquin, TX for senior drivers are $2,353 per year

Joaquin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Joaquin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Joaquin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Joaquin to other Texas cities, including Laredo auto insurance rates, Corpus Christi auto insurance rates, and San Antonio auto insurance rates to see how Joaquin, Texas auto insurance rates stack up.

Before you buy Joaquin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Joaquin, Texas auto insurance quotes.

Minimum Auto Insurance in Joaquin, Texas

Joaquin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Joaquin, Texas.

Minimum Required Auto Insurance Coverage in Joaquin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Joaquin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Joaquin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joaquin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,429 $3,451 $3,382 $3,382 $9,171 $11,050 $4,236 $4,402
American Family $2,637 $2,927 $2,450 $2,799 $6,885 $9,051 $3,764 $4,298
GEICO $2,437 $2,622 $2,352 $2,641 $5,241 $5,502 $2,628 $2,639
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,697 $2,550 $2,391 $2,444 $11,238 $12,493 $3,182 $3,209
State Farm $2,050 $2,050 $1,818 $1,818 $4,821 $6,130 $2,222 $2,296
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Cheap Joaquin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Joaquin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Joaquin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Joaquin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,171 $11,050
American Family $6,885 $9,051
GEICO $5,241 $5,502
Nationwide $7,015 $9,007
Progressive $11,238 $12,493
State Farm $4,821 $6,130
USAA $4,400 $4,800

Cheap Joaquin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Joaquin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Joaquin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,382 $3,382
American Family $2,450 $2,799
GEICO $2,352 $2,641
Nationwide $2,177 $2,306
Progressive $2,391 $2,444
State Farm $1,818 $1,818
USAA $1,496 $1,487

Cheap Joaquin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Joaquin, Texas compared to the annual auto insurance rates with a clean record in Joaquin, Texas.

Annual Joaquin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,093 $6,392 $6,672 $4,093
American Family $3,974 $5,035 $4,422 $3,974
GEICO $2,767 $3,645 $3,058 $3,561
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,379 $5,666 $5,120 $4,936
State Farm $2,587 $2,954 $3,473 $2,587
USAA $1,835 $2,704 $3,192 $2,106

Cheap Joaquin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Joaquin, Texas is not easy. Compare the annual rates for DUI auto insurance in Joaquin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Joaquin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,672
American Family $4,422
GEICO $3,058
Nationwide $5,064
Progressive $5,120
State Farm $3,473
USAA $3,192

Cheap Joaquin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Joaquin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Joaquin, Texas

Insurance Company Poor Fair Good
Allstate $6,745 $4,950 $4,243
American Family $6,004 $3,757 $3,293
GEICO $5,028 $2,847 $1,899
Nationwide $4,733 $3,794 $3,291
Progressive $5,666 $4,886 $4,524
State Farm $4,112 $2,555 $2,034
USAA $3,619 $2,084 $1,674

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Joaquin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Joaquin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Joaquin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Joaquin, Texas

ZIP Code Average Annual Rates
75954 $5,822

Cheap Joaquin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Joaquin, Texas auto insurance. Find the cheapest annual Joaquin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Joaquin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,179 $5,446
American Family $4,351 $4,351
GEICO $3,197 $3,318
Nationwide $3,939 $3,939
Progressive $5,025 $5,025
State Farm $2,900 $2,900
USAA $2,428 $2,490

Cheap Joaquin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Joaquin, Texas? Check out the comparison of annual Joaquin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joaquin, Texas

Insurance Company Low Medium High
Allstate $5,192 $5,267 $5,479
American Family $4,052 $4,193 $4,808
GEICO $3,099 $3,217 $3,457
Nationwide $4,252 $3,767 $3,798
Progressive $4,769 $4,996 $5,311
State Farm $2,759 $2,890 $3,053
USAA $2,380 $2,450 $2,547

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Joaquin, Texas

Compare the cheapest auto insurance companies in Joaquin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Joaquin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Joaquin, Texas Auto Insurance Companies

What auto insurance companies in Joaquin, Texas are the cheapest? Compare the top Joaquin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Joaquin, Texas

Insurance Company Average Annual Rates
Allstate $5,313
American Family $4,351
GEICO $3,258
Nationwide $3,939
Progressive $5,025
State Farm $2,900
USAA $2,459

What affects auto insurance rates in Joaquin, Texas?

There are a lot of reasons why auto insurance rates in Joaquin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Joaquin, Texas. Many local factors may affect your Joaquin auto insurance rates.

Joaquin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Joaquin, Texas commute length is 37.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Joaquin, Texas Auto Insurance Quotes

Before you buy Joaquin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Joaquin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption