Best Cheap Auto Insurance in Jersey, GA (2021)

The average Jersey, GA auto insurance rates are $461 per month. The minimum auto insurance in Jersey is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Jersey, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Jersey, GA for senior drivers are $3,019 per year
  • The most expensive auto insurance company in Jersey for teen drivers is Liberty Mutual
  • The average commute length in Jersey is 29.2 minutes

Jersey, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Jersey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jersey, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Jersey to other Georgia cities, including Atlanta auto insurance rates, South Fulton auto insurance rates, and Albany auto insurance rates to see how Jersey, Georgia auto insurance rates stack up.

Before you buy Jersey, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jersey, Georgia auto insurance quotes.

Minimum Auto Insurance in Jersey, Georgia

Jersey, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jersey, Georgia.

Minimum Required Auto Insurance Coverage in Jersey, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jersey, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jersey, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jersey, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $2,412 $2,389 $2,345 $2,345 $7,731 $9,236 $3,112 $3,470
Liberty Mutual $5,901 $6,417 $4,832 $5,492 $26,073 $29,111 $6,229 $6,591
Nationwide $3,885 $4,016 $3,876 $4,254 $12,258 $15,745 $4,758 $5,156
Progressive $3,327 $3,031 $2,863 $3,023 $10,627 $11,759 $3,816 $3,958
State Farm $2,445 $2,445 $2,199 $2,199 $6,581 $8,640 $2,685 $2,903
USAA $1,904 $1,896 $1,773 $1,771 $7,037 $8,338 $2,370 $2,609

Cheap Jersey, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jersey, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Jersey, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Jersey, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $7,731 $9,236
Liberty Mutual $26,073 $29,111
Nationwide $12,258 $15,745
Progressive $10,627 $11,759
State Farm $6,581 $8,640
USAA $7,037 $8,338

Cheap Jersey, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Jersey, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jersey, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $2,345 $2,345
Liberty Mutual $4,832 $5,492
Nationwide $3,876 $4,254
Progressive $2,863 $3,023
State Farm $2,199 $2,199
USAA $1,773 $1,771

Cheap Jersey, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jersey, Georgia compared to the annual auto insurance rates with a clean record in Jersey, Georgia.

Annual Jersey, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $2,650 $3,299 $7,440 $3,132
Liberty Mutual $8,596 $11,772 $13,515 $11,439
Nationwide $5,196 $6,101 $9,380 $6,298
Progressive $4,117 $7,364 $4,921 $4,799
State Farm $3,423 $4,101 $3,762 $3,762
USAA $2,639 $3,351 $4,916 $2,943

Cheap Jersey, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jersey, Georgia is not easy. Compare the annual rates for DUI auto insurance in Jersey, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Jersey, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $7,440
Liberty Mutual $13,515
Nationwide $9,380
Progressive $4,921
State Farm $3,762
USAA $4,916

Cheap Jersey, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jersey, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jersey, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $5,558 $3,438 $3,394
Liberty Mutual $16,192 $9,982 $7,818
Nationwide $8,012 $6,516 $5,702
Progressive $5,961 $5,166 $4,775
State Farm $5,331 $3,322 $2,633
USAA $4,504 $3,173 $2,710

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Cheap Jersey, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jersey, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Jersey, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jersey, Georgia

ZIP Code Average Annual Rates
30018 $5,367

Cheap Jersey, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Jersey, Georgia auto insurance. Find the cheapest annual Jersey, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jersey, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $4,064 $4,196
Liberty Mutual $11,331 $11,331
Nationwide $6,744 $6,744
Progressive $5,300 $5,300
State Farm $3,762 $3,762
USAA $3,304 $3,620

Cheap Jersey, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jersey, Georgia? Check out the comparison of annual Jersey, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jersey, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $3,786 $4,153 $4,451
Liberty Mutual $10,823 $11,262 $11,907
Nationwide $6,504 $6,879 $6,848
Progressive $4,771 $5,199 $5,931
State Farm $3,511 $3,765 $4,011
USAA $3,310 $3,445 $3,631

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Best By Category: Cheapest Auto Insurance in Jersey, Georgia

Compare the cheapest auto insurance companies in Jersey, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jersey, Georgia

Category Insurance Company
Teenagers Allstate
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Jersey, Georgia Auto Insurance Companies

What auto insurance companies in Jersey, Georgia are the cheapest? Compare the top Jersey, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jersey, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $4,130
Liberty Mutual $11,331
Nationwide $6,744
Progressive $5,301
State Farm $3,762
USAA $3,462

What affects auto insurance rates in Jersey, Georgia?

There are a lot of reasons why auto insurance rates in Jersey, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jersey, Georgia. Many local factors may affect your Jersey auto insurance rates.

Jersey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jersey, Georgia commute length is 29.2 minutes according to City-Data.

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Compare Jersey, Georgia Auto Insurance Quotes

Before you buy Jersey, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jersey, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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