Best Cheap Auto Insurance in Jerome, PA (2021)

The average Jerome, PA auto insurance rates are $310 per month. The minimum auto insurance in Jerome is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Jerome, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Jerome, Pennsylvania is 15/30/5
  • Average auto insurance rates in Jerome, PA for senior drivers are $1,922 per year
  • The cheapest auto insurance company in Jerome is USAA

Jerome, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Jerome can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jerome, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Jerome to other Pennsylvania cities, including Pittsburgh auto insurance rates, Allen auto insurance rates, and Scranton auto insurance rates to see how Jerome, Pennsylvania auto insurance rates stack up.

Before you buy Jerome, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jerome, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Jerome, Pennsylvania

Jerome, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jerome, Pennsylvania.

Minimum Required Auto Insurance Coverage in Jerome, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Jerome, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jerome, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jerome, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,409 $2,409 $2,208 $2,208 $7,890 $7,890 $2,668 $2,668
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,817 $1,817 $1,716 $1,716 $5,056 $5,056 $2,033 $2,033
Progressive $2,520 $2,520 $2,251 $2,251 $8,049 $8,049 $3,226 $3,226
State Farm $1,566 $1,566 $1,374 $1,374 $5,453 $5,453 $1,721 $1,721
Travelers $1,569 $1,569 $1,674 $1,674 $22,255 $22,255 $1,904 $1,904
USAA $1,015 $1,015 $917 $917 $2,984 $2,984 $1,343 $1,343

Cheap Jerome, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jerome, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Jerome, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Jerome, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,890 $7,890
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $5,056 $5,056
Progressive $8,049 $8,049
State Farm $5,453 $5,453
Travelers $22,255 $22,255
USAA $2,984 $2,984

Cheap Jerome, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Jerome, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jerome, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,208 $2,208
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,716 $1,716
Progressive $2,251 $2,251
State Farm $1,374 $1,374
Travelers $1,674 $1,674
USAA $917 $917

Cheap Jerome, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jerome, Pennsylvania compared to the annual auto insurance rates with a clean record in Jerome, Pennsylvania.

Annual Jerome, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,635 $4,271 $3,635 $3,635
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $1,909 $2,555 $3,584 $2,575
Progressive $3,641 $5,007 $3,746 $3,652
State Farm $2,328 $2,729 $2,529 $2,529
Travelers $4,896 $6,916 $8,674 $6,916
USAA $1,264 $1,735 $1,848 $1,411

Cheap Jerome, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jerome, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Jerome, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Jerome, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,635
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,584
Progressive $3,746
State Farm $2,529
Travelers $8,674
USAA $1,848

Cheap Jerome, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jerome, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jerome, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,854 $3,614 $2,914
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $3,122 $2,558 $2,286
Progressive $5,314 $3,728 $2,993
State Farm $3,598 $2,228 $1,759
Travelers $7,467 $6,731 $6,352
USAA $1,956 $1,452 $1,286

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Cheap Jerome, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jerome, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Jerome, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jerome, Pennsylvania

ZIP Code Average Annual Rates
15937 $4,549

Cheap Jerome, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Jerome, Pennsylvania auto insurance. Find the cheapest annual Jerome, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jerome, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,720 $3,869
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,656 $2,656
Progressive $4,012 $4,012
State Farm $2,454 $2,603
Travelers $6,850 $6,850
USAA $1,520 $1,609

Cheap Jerome, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jerome, Pennsylvania? Check out the comparison of annual Jerome, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jerome, Pennsylvania

Insurance Company Low Medium High
Allstate $3,656 $3,813 $3,913
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,700 $2,684 $2,584
Progressive $3,672 $4,045 $4,318
State Farm $2,374 $2,560 $2,652
Travelers $6,976 $6,841 $6,734
USAA $1,460 $1,578 $1,656

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Best By Category: Cheapest Auto Insurance in Jerome, Pennsylvania

Compare the cheapest auto insurance companies in Jerome, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jerome, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jerome, Pennsylvania Auto Insurance Companies

What auto insurance companies in Jerome, Pennsylvania are the cheapest? Compare the top Jerome, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jerome, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,794
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,656
Progressive $4,012
State Farm $2,529
Travelers $6,850
USAA $1,565

What affects auto insurance rates in Jerome, Pennsylvania?

There are a lot of reasons why auto insurance rates in Jerome, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jerome, Pennsylvania. Many local factors may affect your Jerome auto insurance rates.

Jerome Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jerome, Pennsylvania commute length is 22.9 minutes according to City-Data.

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Compare Jerome, Pennsylvania Auto Insurance Quotes

Before you buy Jerome, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jerome, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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