Best Cheap Auto Insurance in Jerome, MI (2021)

The average Jerome, MI auto insurance rates are $745 per month. The minimum auto insurance in Jerome is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Jerome, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Jerome for teen drivers is Allstate
  • The minimum auto insurance required in Jerome, Michigan is 20/40/10
  • The cheapest auto insurance company in Jerome is USAA

Jerome, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Jerome can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jerome, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Jerome to other Michigan cities, including Lansing auto insurance rates, Detroit auto insurance rates, and Ann Arbor auto insurance rates to see how Jerome, Michigan auto insurance rates stack up.

Before you buy Jerome, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jerome, Michigan auto insurance quotes.

Minimum Auto Insurance in Jerome, Michigan

Jerome, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jerome, Michigan.

Minimum Required Auto Insurance Coverage in Jerome, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Jerome, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jerome, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jerome, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,929 $15,929 $14,824 $14,824 $39,085 $39,085 $16,773 $16,773
Farmers $3,894 $3,894 $3,630 $3,630 $8,691 $8,691 $4,375 $4,375
GEICO $4,317 $4,317 $4,395 $4,395 $12,174 $12,174 $4,129 $4,129
Liberty Mutual $13,638 $13,638 $13,501 $13,501 $32,257 $32,257 $13,638 $13,638
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,881 $2,702 $2,542 $2,818 $10,357 $11,084 $3,360 $3,149
State Farm $6,691 $6,691 $6,148 $6,148 $22,767 $22,767 $7,840 $7,840
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,424 $2,301 $2,279 $2,158 $5,807 $5,521 $2,946 $2,832

Cheap Jerome, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jerome, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Jerome, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Jerome, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,085 $39,085
Farmers $8,691 $8,691
GEICO $12,174 $12,174
Liberty Mutual $32,257 $32,257
Nationwide $5,982 $5,982
Progressive $10,357 $11,084
State Farm $22,767 $22,767
Travelers $13,395 $13,395
USAA $5,807 $5,521

Cheap Jerome, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Jerome, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jerome, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,824 $14,824
Farmers $3,630 $3,630
GEICO $4,395 $4,395
Liberty Mutual $13,501 $13,501
Nationwide $2,355 $2,355
Progressive $2,542 $2,818
State Farm $6,148 $6,148
Travelers $3,858 $3,858
USAA $2,279 $2,158

Cheap Jerome, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jerome, Michigan compared to the annual auto insurance rates with a clean record in Jerome, Michigan.

Annual Jerome, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,533 $14,111 $47,226 $14,740
Farmers $4,330 $5,510 $5,436 $5,314
GEICO $2,192 $4,651 $14,105 $4,066
Liberty Mutual $12,830 $15,436 $28,384 $16,383
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,134 $5,398 $4,866 $5,049
State Farm $7,052 $8,377 $17,653 $10,365
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,649 $3,292 $4,309 $2,884

Cheap Jerome, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jerome, Michigan is not easy. Compare the annual rates for DUI auto insurance in Jerome, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Jerome, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,226
Farmers $5,436
GEICO $14,105
Liberty Mutual $28,384
Nationwide $3,573
Progressive $4,866
State Farm $17,653
Travelers $10,331
USAA $4,309

Cheap Jerome, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jerome, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jerome, Michigan

Insurance Company Poor Fair Good
Allstate $32,892 $18,196 $13,869
Farmers $6,756 $4,512 $4,173
GEICO $8,046 $5,910 $4,805
Liberty Mutual $28,872 $16,683 $9,220
Nationwide $4,285 $3,243 $2,788
Progressive $5,608 $4,717 $4,260
State Farm $17,609 $8,917 $6,060
Travelers $6,813 $6,608 $6,525
USAA $4,902 $2,806 $2,143

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Cheap Jerome, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jerome, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Jerome, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jerome, Michigan

ZIP Code Average Annual Rates
49249 $6,226

Cheap Jerome, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Jerome, Michigan auto insurance. Find the cheapest annual Jerome, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jerome, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,653 $21,653
Farmers $5,147 $5,147
GEICO $6,110 $6,397
Liberty Mutual $17,626 $18,891
Nationwide $3,438 $3,438
Progressive $4,862 $4,862
State Farm $10,577 $11,147
Travelers $6,611 $6,686
USAA $3,246 $3,321

Cheap Jerome, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jerome, Michigan? Check out the comparison of annual Jerome, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jerome, Michigan

Insurance Company Low Medium High
Allstate $21,000 $21,710 $22,248
Farmers $5,029 $5,137 $5,275
GEICO $5,872 $6,202 $6,686
Liberty Mutual $17,781 $18,212 $18,782
Nationwide $3,583 $3,386 $3,347
Progressive $4,709 $4,869 $5,007
State Farm $10,379 $10,921 $11,285
Travelers $6,575 $6,656 $6,715
USAA $3,191 $3,291 $3,369

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Best By Category: Cheapest Auto Insurance in Jerome, Michigan

Compare the cheapest auto insurance companies in Jerome, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jerome, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Jerome, Michigan Auto Insurance Companies

What auto insurance companies in Jerome, Michigan are the cheapest? Compare the top Jerome, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jerome, Michigan

Insurance Company Average Annual Rates
Allstate $21,653
Farmers $5,147
GEICO $6,254
Liberty Mutual $18,258
Nationwide $3,438
Progressive $4,862
State Farm $10,862
Travelers $6,649
USAA $3,284

Compare Jerome, Michigan Auto Insurance Quotes

Before you buy Jerome, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jerome, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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