Best Cheap Auto Insurance in Jemez Springs, NM (2021)

The average Jemez Springs, NM auto insurance rates are $300 per month. The minimum auto insurance in Jemez Springs is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Jemez Springs, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Jemez Springs, NM for senior drivers are $2,042 per year
  • The most expensive auto insurance company in Jemez Springs for teen drivers is GEICO
  • The cheapest auto insurance company in Jemez Springs is USAA

Jemez Springs, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Jemez Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jemez Springs, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Jemez Springs to other New Mexico cities, including Carlsbad auto insurance rates, Las Cruces auto insurance rates, and Clovis auto insurance rates to see how Jemez Springs, New Mexico auto insurance rates stack up.

Before you buy Jemez Springs, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jemez Springs, New Mexico auto insurance quotes.

Minimum Auto Insurance in Jemez Springs, New Mexico

Jemez Springs, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jemez Springs, New Mexico.

Minimum Required Auto Insurance Coverage in Jemez Springs, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Jemez Springs, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jemez Springs, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jemez Springs, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,506 $2,312 $2,429 $8,708 $10,126 $2,757 $2,915
Farmers $2,301 $2,285 $2,064 $2,202 $9,193 $9,409 $2,589 $2,672
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,747 $1,684 $1,594 $1,593 $7,362 $8,311 $2,111 $2,179
State Farm $1,620 $1,620 $1,476 $1,476 $4,401 $5,518 $1,812 $2,002
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

Cheap Jemez Springs, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jemez Springs, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Jemez Springs, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Jemez Springs, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,708 $10,126
Farmers $9,193 $9,409
GEICO $8,952 $12,283
Nationwide $5,976 $7,514
Progressive $7,362 $8,311
State Farm $4,401 $5,518
USAA $4,316 $4,875

Cheap Jemez Springs, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Jemez Springs, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jemez Springs, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,312 $2,429
Farmers $2,064 $2,202
GEICO $2,903 $2,903
Nationwide $2,228 $2,332
Progressive $1,594 $1,593
State Farm $1,476 $1,476
USAA $1,545 $1,535

Cheap Jemez Springs, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jemez Springs, New Mexico compared to the annual auto insurance rates with a clean record in Jemez Springs, New Mexico.

Annual Jemez Springs, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $4,652 $5,014 $3,966
Farmers $3,451 $4,447 $4,343 $4,116
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,865 $3,946 $3,091 $3,388
State Farm $2,338 $2,541 $2,541 $2,541
USAA $1,819 $2,539 $3,339 $2,121

Cheap Jemez Springs, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jemez Springs, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Jemez Springs, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Jemez Springs, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,014
Farmers $4,343
GEICO $9,310
Nationwide $4,853
Progressive $3,091
State Farm $2,541
USAA $3,339

Cheap Jemez Springs, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jemez Springs, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jemez Springs, New Mexico

Insurance Company Poor Fair Good
Allstate $4,976 $4,113 $3,760
Farmers $4,701 $3,880 $3,688
GEICO $5,580 $4,858 $4,495
Nationwide $4,388 $3,418 $2,962
Progressive $3,637 $3,251 $3,081
State Farm $3,545 $2,190 $1,736
USAA $3,070 $2,300 $1,994

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Cheap Jemez Springs, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jemez Springs, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Jemez Springs, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jemez Springs, New Mexico

ZIP Code Average Annual Rates
87025 $3,795

Cheap Jemez Springs, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Jemez Springs, New Mexico auto insurance. Find the cheapest annual Jemez Springs, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jemez Springs, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,283 $4,283
Farmers $4,089 $4,089
GEICO $4,902 $5,054
Nationwide $3,589 $3,589
Progressive $3,323 $3,323
State Farm $2,429 $2,552
USAA $2,381 $2,528

Cheap Jemez Springs, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jemez Springs, New Mexico? Check out the comparison of annual Jemez Springs, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jemez Springs, New Mexico

Insurance Company Low Medium High
Allstate $4,094 $4,274 $4,480
Farmers $3,746 $4,057 $4,465
GEICO $4,635 $4,964 $5,335
Nationwide $3,511 $3,558 $3,699
Progressive $3,148 $3,320 $3,500
State Farm $2,265 $2,498 $2,709
USAA $2,279 $2,467 $2,618

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Best By Category: Cheapest Auto Insurance in Jemez Springs, New Mexico

Compare the cheapest auto insurance companies in Jemez Springs, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jemez Springs, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Jemez Springs, New Mexico Auto Insurance Companies

What auto insurance companies in Jemez Springs, New Mexico are the cheapest? Compare the top Jemez Springs, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jemez Springs, New Mexico

Insurance Company Average Annual Rates
Allstate $4,283
Farmers $4,089
GEICO $4,978
Nationwide $3,589
Progressive $3,323
State Farm $2,491
USAA $2,455

What affects auto insurance rates in Jemez Springs, New Mexico?

There are a lot of reasons why auto insurance rates in Jemez Springs, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jemez Springs, New Mexico. Many local factors may affect your Jemez Springs auto insurance rates.

Jemez Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jemez Springs, New Mexico commute length is 20.5 minutes according to City-Data.

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Compare Jemez Springs, New Mexico Auto Insurance Quotes

Before you buy Jemez Springs, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jemez Springs, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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