Best Cheap Auto Insurance in Jeffersontown, KY (2021)

The average Jeffersontown, KY auto insurance rates are $374 per month. The minimum auto insurance in Jeffersontown is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Jeffersontown, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Jeffersontown, Kentucky is 25/50/25
  • Average auto insurance rates in Jeffersontown, KY for senior drivers are $2,455 per year
  • The most expensive auto insurance company in Jeffersontown for teen drivers is Allstate

Jeffersontown, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Jeffersontown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jeffersontown, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Jeffersontown to other Kentucky cities, including Independence auto insurance rates, George auto insurance rates, and Bowling Green auto insurance rates to see how Jeffersontown, Kentucky auto insurance rates stack up.

Before you buy Jeffersontown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jeffersontown, Kentucky auto insurance quotes.

Minimum Auto Insurance in Jeffersontown, Kentucky

Jeffersontown, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jeffersontown, Kentucky.

Minimum Required Auto Insurance Coverage in Jeffersontown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jeffersontown, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jeffersontown, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jeffersontown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,404 $3,354 $3,100 $3,307 $13,143 $14,764 $3,724 $3,908
GEICO $3,468 $3,207 $3,654 $3,310 $7,561 $8,883 $2,823 $2,416
Liberty Mutual $2,668 $2,887 $2,255 $2,525 $11,580 $12,836 $2,785 $2,891
Nationwide $3,596 $3,570 $3,248 $3,376 $8,253 $10,220 $4,104 $4,280
Progressive $2,444 $2,317 $2,206 $2,212 $12,194 $13,771 $3,029 $3,073
State Farm $1,543 $1,543 $1,384 $1,384 $4,587 $5,844 $1,724 $1,905
Travelers $2,088 $2,122 $2,067 $2,069 $10,340 $16,661 $2,190 $2,490
USAA $1,742 $1,734 $1,586 $1,598 $4,813 $5,046 $2,192 $2,387

Cheap Jeffersontown, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jeffersontown, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Jeffersontown, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Jeffersontown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,143 $14,764
GEICO $7,561 $8,883
Liberty Mutual $11,580 $12,836
Nationwide $8,253 $10,220
Progressive $12,194 $13,771
State Farm $4,587 $5,844
Travelers $10,340 $16,661
USAA $4,813 $5,046

Cheap Jeffersontown, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Jeffersontown, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jeffersontown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,100 $3,307
GEICO $3,654 $3,310
Liberty Mutual $2,255 $2,525
Nationwide $3,248 $3,376
Progressive $2,206 $2,212
State Farm $1,384 $1,384
Travelers $2,067 $2,069
USAA $1,586 $1,598

Cheap Jeffersontown, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jeffersontown, Kentucky compared to the annual auto insurance rates with a clean record in Jeffersontown, Kentucky.

Annual Jeffersontown, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,016 $6,589 $7,062 $5,685
GEICO $2,629 $4,681 $7,131 $3,221
Liberty Mutual $4,212 $6,489 $5,039 $4,474
Nationwide $4,026 $5,228 $6,628 $4,440
Progressive $4,260 $6,338 $4,854 $5,171
State Farm $2,276 $2,703 $2,489 $2,489
Travelers $4,362 $4,483 $6,498 $4,670
USAA $1,982 $2,803 $3,371 $2,394

Cheap Jeffersontown, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jeffersontown, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Jeffersontown, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Jeffersontown, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,062
GEICO $7,131
Liberty Mutual $5,039
Nationwide $6,628
Progressive $4,854
State Farm $2,489
Travelers $6,498
USAA $3,371

Cheap Jeffersontown, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jeffersontown, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jeffersontown, Kentucky

Insurance Company Poor Fair Good
Allstate $8,064 $5,572 $4,628
GEICO $7,262 $3,625 $2,360
Liberty Mutual $7,201 $4,449 $3,509
Nationwide $6,170 $4,859 $4,213
Progressive $5,740 $5,029 $4,698
State Farm $3,600 $2,173 $1,695
Travelers $5,565 $4,730 $4,715
USAA $3,886 $2,213 $1,813

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Cheap Jeffersontown, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Jeffersontown, Kentucky auto insurance. Find the cheapest annual Jeffersontown, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jeffersontown, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,088 $6,088
GEICO $4,374 $4,457
Liberty Mutual $5,053 $5,053
Nationwide $5,081 $5,081
Progressive $5,156 $5,156
State Farm $2,424 $2,554
Travelers $5,004 $5,004
USAA $2,540 $2,735

Cheap Jeffersontown, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jeffersontown, Kentucky? Check out the comparison of annual Jeffersontown, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jeffersontown, Kentucky

Insurance Company Low Medium High
Allstate $5,569 $6,059 $6,636
GEICO $4,107 $4,419 $4,721
Liberty Mutual $4,794 $5,021 $5,345
Nationwide $5,096 $5,025 $5,121
Progressive $4,688 $5,083 $5,697
State Farm $2,309 $2,489 $2,669
Travelers $4,719 $5,027 $5,265
USAA $2,496 $2,631 $2,785

Best By Category: Cheapest Auto Insurance in Jeffersontown, Kentucky

Compare the cheapest auto insurance companies in Jeffersontown, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jeffersontown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Jeffersontown, Kentucky Auto Insurance Companies

What auto insurance companies in Jeffersontown, Kentucky are the cheapest? Compare the top Jeffersontown, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jeffersontown, Kentucky

Insurance Company Average Annual Rates
Allstate $6,088
GEICO $4,415
Liberty Mutual $5,053
Nationwide $5,081
Progressive $5,156
State Farm $2,489
Travelers $5,004
USAA $2,637

What affects auto insurance rates in Jeffersontown, Kentucky?

There are a lot of reasons why auto insurance rates in Jeffersontown, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jeffersontown, Kentucky. Many local factors may affect your Jeffersontown auto insurance rates.

Jeffersontown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jeffersontown, Kentucky commute length is 22.9 minutes according to City-Data.

Compare Jeffersontown, Kentucky Auto Insurance Quotes

Before you buy Jeffersontown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jeffersontown, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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