Best Cheap Auto Insurance in Jefferson, WI (2021)

The average Jefferson, WI auto insurance rates are $222 per month. The minimum auto insurance in Jefferson is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Jefferson, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Jefferson is 22.6 minutes
  • The minimum auto insurance required in Jefferson, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Jefferson for teen drivers is Farmers

Jefferson, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Jefferson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jefferson, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Jefferson to other Wisconsin cities, including Racine auto insurance rates, Appleton auto insurance rates, and Eau Claire auto insurance rates to see how Jefferson, Wisconsin auto insurance rates stack up.

Before you buy Jefferson, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jefferson, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Jefferson, Wisconsin

Jefferson, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jefferson, Wisconsin.

Minimum Required Auto Insurance Coverage in Jefferson, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Jefferson, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jefferson, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,066 $2,173 $1,912 $2,107 $6,765 $8,631 $2,096 $2,278
American Family $875 $911 $839 $843 $2,719 $2,980 $1,035 $1,098
Farmers $1,806 $1,806 $1,598 $1,698 $8,791 $9,110 $2,054 $2,146
GEICO $1,129 $1,248 $1,180 $1,360 $3,771 $4,058 $1,044 $1,070
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,443 $1,360 $1,183 $1,242 $5,745 $6,460 $1,726 $1,871
State Farm $1,105 $1,105 $989 $989 $3,253 $4,097 $1,248 $1,431
USAA $1,216 $1,210 $1,107 $1,121 $3,123 $3,611 $1,572 $1,719

Cheap Jefferson, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jefferson, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Jefferson, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,765 $8,631
American Family $2,719 $2,980
Farmers $8,791 $9,110
GEICO $3,771 $4,058
Liberty Mutual $5,627 $6,311
Nationwide $6,584 $10,130
Progressive $5,745 $6,460
State Farm $3,253 $4,097
USAA $3,123 $3,611

Cheap Jefferson, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Jefferson, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $2,107
American Family $839 $843
Farmers $1,598 $1,698
GEICO $1,180 $1,360
Liberty Mutual $1,281 $1,454
Nationwide $2,616 $2,751
Progressive $1,183 $1,242
State Farm $989 $989
USAA $1,107 $1,121

Cheap Jefferson, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jefferson, Wisconsin compared to the annual auto insurance rates with a clean record in Jefferson, Wisconsin.

Annual Jefferson, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,852 $3,927 $3,680 $3,555
American Family $1,352 $1,433 $1,433 $1,433
Farmers $3,158 $3,997 $3,780 $3,570
GEICO $1,285 $2,083 $2,400 $1,663
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,402 $2,928 $2,499 $2,686
State Farm $1,628 $1,926 $1,777 $1,777
USAA $1,437 $1,813 $2,449 $1,640

Cheap Jefferson, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jefferson, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Jefferson, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Jefferson, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,680
American Family $1,433
Farmers $3,780
GEICO $2,400
Liberty Mutual $3,028
Nationwide $5,525
Progressive $2,499
State Farm $1,777
USAA $2,449

Cheap Jefferson, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jefferson, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jefferson, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,591 $3,169 $2,750
American Family $1,895 $1,244 $1,098
Farmers $4,094 $3,469 $3,316
GEICO $2,434 $1,740 $1,399
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $5,182 $4,324 $4,324
Progressive $2,971 $2,544 $2,372
State Farm $2,649 $1,522 $1,160
USAA $2,815 $1,494 $1,196

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Cheap Jefferson, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jefferson, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Jefferson, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jefferson, Wisconsin

ZIP Code Average Annual Rates
53549 $2,606

Cheap Jefferson, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Jefferson, Wisconsin auto insurance. Find the cheapest annual Jefferson, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jefferson, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,420 $3,587
American Family $1,389 $1,437
Farmers $3,626 $3,626
GEICO $1,821 $1,894
Liberty Mutual $2,687 $2,687
Nationwide $4,610 $4,610
Progressive $2,629 $2,629
State Farm $1,733 $1,821
USAA $1,811 $1,859

Cheap Jefferson, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jefferson, Wisconsin? Check out the comparison of annual Jefferson, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, Wisconsin

Insurance Company Low Medium High
Allstate $3,368 $3,496 $3,647
American Family $1,389 $1,426 $1,423
Farmers $3,323 $3,595 $3,961
GEICO $1,727 $1,857 $1,989
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,459 $4,608 $4,763
Progressive $2,440 $2,653 $2,794
State Farm $1,673 $1,782 $1,876
USAA $1,764 $1,837 $1,904

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Best By Category: Cheapest Auto Insurance in Jefferson, Wisconsin

Compare the cheapest auto insurance companies in Jefferson, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jefferson, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Jefferson, Wisconsin Auto Insurance Companies

What auto insurance companies in Jefferson, Wisconsin are the cheapest? Compare the top Jefferson, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jefferson, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,504
American Family $1,413
Farmers $3,626
GEICO $1,858
Liberty Mutual $2,687
Nationwide $4,610
Progressive $2,629
State Farm $1,777
USAA $1,835

What affects auto insurance rates in Jefferson, Wisconsin?

There are a lot of reasons why auto insurance rates in Jefferson, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jefferson, Wisconsin. Many local factors may affect your Jefferson auto insurance rates.

Jefferson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jefferson, Wisconsin auto theft statistics, there have been 5 auto thefts in the city.

Jefferson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jefferson, Wisconsin commute length is 22.6 minutes according to City-Data.

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Compare Jefferson, Wisconsin Auto Insurance Quotes

Before you buy Jefferson, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jefferson, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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