Best Cheap Auto Insurance in Jefferson, NC (2021)

The average Jefferson, NC auto insurance rates are $255 per month. The minimum auto insurance in Jefferson is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Jefferson, North Carolina, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Jefferson, NC for senior drivers are $2,313 per year
  • The most expensive auto insurance company in Jefferson for teen drivers is Allstate
  • The cheapest auto insurance company in Jefferson is Liberty Mutual

Jefferson, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Jefferson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jefferson, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Jefferson to other North Carolina cities, including High Point auto insurance rates, Concord auto insurance rates, and Winston-Salem auto insurance rates to see how Jefferson, North Carolina auto insurance rates stack up.

Before you buy Jefferson, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jefferson, North Carolina auto insurance quotes.

Minimum Auto Insurance in Jefferson, North Carolina

Jefferson, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jefferson, North Carolina.

Minimum Required Auto Insurance Coverage in Jefferson, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jefferson, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jefferson, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,941 $4,941 $4,059 $4,059 $11,800 $11,800 $5,039 $5,039
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,646 $1,646 $1,495 $1,495 $3,765 $3,765 $1,830 $1,830
State Farm $2,267 $2,267 $1,960 $1,960 $3,332 $3,332 $2,801 $2,801
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

Cheap Jefferson, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jefferson, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Jefferson, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,800 $11,800
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,765 $3,765
State Farm $3,332 $3,332
Travelers $4,108 $4,108

Cheap Jefferson, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Jefferson, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,059 $4,059
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,495 $1,495
State Farm $1,960 $1,960
Travelers $2,424 $2,424

Cheap Jefferson, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jefferson, North Carolina compared to the annual auto insurance rates with a clean record in Jefferson, North Carolina.

Annual Jefferson, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $6,154 $11,462 $4,729
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,024 $1,500 $4,761 $1,451
State Farm $1,390 $1,996 $4,978 $1,996
Travelers $1,706 $2,238 $5,336 $2,205

Cheap Jefferson, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jefferson, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Jefferson, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Jefferson, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,462
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,761
State Farm $4,978
Travelers $5,336

Cheap Jefferson, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jefferson, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jefferson, North Carolina

Insurance Company Poor Fair Good
Allstate $8,744 $5,678 $4,956
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,466 $2,132 $1,955
State Farm $3,639 $2,325 $1,805
Travelers $3,065 $2,790 $2,759

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jefferson, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jefferson, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Jefferson, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jefferson, North Carolina

ZIP Code Average Annual Rates
28640 $2,783

Cheap Jefferson, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Jefferson, North Carolina auto insurance. Find the cheapest annual Jefferson, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jefferson, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,460 $6,460
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,184 $2,184
State Farm $2,576 $2,605
Travelers $2,871 $2,871

Cheap Jefferson, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jefferson, North Carolina? Check out the comparison of annual Jefferson, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, North Carolina

Insurance Company Low Medium High
Allstate $6,259 $6,438 $6,682
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,088 $2,172 $2,292
State Farm $2,508 $2,578 $2,684
Travelers $2,765 $2,858 $2,991

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Jefferson, North Carolina

Compare the cheapest auto insurance companies in Jefferson, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jefferson, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Jefferson, North Carolina Auto Insurance Companies

What auto insurance companies in Jefferson, North Carolina are the cheapest? Compare the top Jefferson, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jefferson, North Carolina

Insurance Company Average Annual Rates
Allstate $6,460
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,184
State Farm $2,590
Travelers $2,871

What affects auto insurance rates in Jefferson, North Carolina?

There are a lot of reasons why auto insurance rates in Jefferson, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jefferson, North Carolina. Many local factors may affect your Jefferson auto insurance rates.

Jefferson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jefferson, North Carolina commute length is 22.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Jefferson, North Carolina Auto Insurance Quotes

Before you buy Jefferson, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jefferson, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption