Best Cheap Auto Insurance in Jefferson, GA (2021)

The average Jefferson, GA auto insurance rates are $440 per month. The minimum auto insurance in Jefferson is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Jefferson, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Jefferson for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Jefferson is GEICO
  • The minimum auto insurance required in Jefferson, Georgia is 25/50/25

Jefferson, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Jefferson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jefferson, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Jefferson to other Georgia cities, including Roswell auto insurance rates, Savannah auto insurance rates, and Johns Creek auto insurance rates to see how Jefferson, Georgia auto insurance rates stack up.

Before you buy Jefferson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jefferson, Georgia auto insurance quotes.

Minimum Auto Insurance in Jefferson, Georgia

Jefferson, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jefferson, Georgia.

Minimum Required Auto Insurance Coverage in Jefferson, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jefferson, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jefferson, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $1,812 $1,791 $1,758 $1,758 $5,447 $6,534 $2,352 $2,601
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $4,488 $4,642 $4,427 $4,875 $14,145 $18,251 $5,490 $5,967
Progressive $3,153 $2,898 $2,714 $2,856 $10,077 $11,158 $3,648 $3,820
State Farm $2,213 $2,213 $1,987 $1,987 $5,911 $7,761 $2,429 $2,626
USAA $1,856 $1,852 $1,730 $1,731 $6,792 $8,037 $2,314 $2,552

Cheap Jefferson, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jefferson, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Jefferson, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $5,447 $6,534
Liberty Mutual $23,310 $26,038
Nationwide $14,145 $18,251
Progressive $10,077 $11,158
State Farm $5,911 $7,761
USAA $6,792 $8,037

Cheap Jefferson, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Jefferson, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $1,758 $1,758
Liberty Mutual $4,473 $5,080
Nationwide $4,427 $4,875
Progressive $2,714 $2,856
State Farm $1,987 $1,987
USAA $1,730 $1,731

Cheap Jefferson, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jefferson, Georgia compared to the annual auto insurance rates with a clean record in Jefferson, Georgia.

Annual Jefferson, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $2,025 $2,537 $5,194 $2,270
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $5,977 $7,024 $10,882 $7,260
Progressive $3,936 $6,984 $4,659 $4,583
State Farm $3,089 $3,692 $3,391 $3,391
USAA $2,565 $3,254 $4,750 $2,862

Cheap Jefferson, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jefferson, Georgia is not easy. Compare the annual rates for DUI auto insurance in Jefferson, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Jefferson, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,262
GEICO $5,194
Liberty Mutual $12,270
Nationwide $10,882
Progressive $4,659
State Farm $3,391
USAA $4,750

Cheap Jefferson, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jefferson, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jefferson, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $3,782 $2,658 $2,580
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $9,291 $7,510 $6,557
Progressive $5,665 $4,908 $4,549
State Farm $4,806 $2,994 $2,372
USAA $4,367 $3,078 $2,629

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jefferson, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jefferson, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Jefferson, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jefferson, Georgia

ZIP Code Average Annual Rates
30549 $5,138

Cheap Jefferson, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Jefferson, Georgia auto insurance. Find the cheapest annual Jefferson, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jefferson, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,025 $4,211
GEICO $2,955 $3,058
Liberty Mutual $10,289 $10,289
Nationwide $7,786 $7,786
Progressive $5,041 $5,041
State Farm $3,391 $3,391
USAA $3,205 $3,511

Cheap Jefferson, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jefferson, Georgia? Check out the comparison of annual Jefferson, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $2,812 $3,021 $3,187
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $7,680 $7,927 $7,750
Progressive $4,626 $4,961 $5,535
State Farm $3,176 $3,393 $3,603
USAA $3,206 $3,341 $3,526

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Jefferson, Georgia

Compare the cheapest auto insurance companies in Jefferson, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jefferson, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Jefferson, Georgia Auto Insurance Companies

What auto insurance companies in Jefferson, Georgia are the cheapest? Compare the top Jefferson, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jefferson, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $3,007
Liberty Mutual $10,289
Nationwide $7,786
Progressive $5,041
State Farm $3,391
USAA $3,358

What affects auto insurance rates in Jefferson, Georgia?

There are a lot of reasons why auto insurance rates in Jefferson, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jefferson, Georgia. Many local factors may affect your Jefferson auto insurance rates.

Jefferson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jefferson, Georgia commute length is 31.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Jefferson, Georgia Auto Insurance Quotes

Before you buy Jefferson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jefferson, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption