Best Cheap Auto Insurance in Jeff, KY (2021)

The average Jeff, KY auto insurance rates are $562 per month. The minimum auto insurance in Jeff is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Jeff, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Jeff is 27.2 minutes
  • The cheapest auto insurance company in Jeff is USAA
  • The most expensive auto insurance company in Jeff for teen drivers is Travelers

Jeff, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Jeff can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jeff, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Jeff to other Kentucky cities, including Owensboro auto insurance rates, Florence auto insurance rates, and Richmond auto insurance rates to see how Jeff, Kentucky auto insurance rates stack up.

Before you buy Jeff, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jeff, Kentucky auto insurance quotes.

Minimum Auto Insurance in Jeff, Kentucky

Jeff, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jeff, Kentucky.

Minimum Required Auto Insurance Coverage in Jeff, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jeff, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jeff, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jeff, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,560 $5,486 $5,102 $5,415 $20,181 $22,365 $6,045 $6,320
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,212 $4,590 $3,644 $4,096 $16,257 $17,956 $4,337 $4,416
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,901 $2,739 $2,624 $2,623 $14,697 $16,688 $3,605 $3,658
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $3,984 $4,056 $3,930 $3,930 $20,277 $32,769 $4,171 $4,835
USAA $2,129 $2,132 $1,920 $1,951 $5,759 $6,052 $2,694 $2,950

Cheap Jeff, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jeff, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Jeff, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Jeff, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,181 $22,365
GEICO $8,902 $10,417
Liberty Mutual $16,257 $17,956
Nationwide $13,093 $16,143
Progressive $14,697 $16,688
State Farm $7,571 $9,319
Travelers $20,277 $32,769
USAA $5,759 $6,052

Cheap Jeff, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Jeff, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jeff, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,102 $5,415
GEICO $4,595 $4,158
Liberty Mutual $3,644 $4,096
Nationwide $5,260 $5,461
Progressive $2,624 $2,623
State Farm $2,538 $2,538
Travelers $3,930 $3,930
USAA $1,920 $1,951

Cheap Jeff, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jeff, Kentucky compared to the annual auto insurance rates with a clean record in Jeff, Kentucky.

Annual Jeff, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,952 $10,314 $11,017 $8,954
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,193 $9,563 $7,406 $6,593
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $5,105 $7,629 $5,823 $6,210
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $8,459 $8,709 $12,710 $9,098
USAA $2,405 $3,407 $4,086 $2,896

Cheap Jeff, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jeff, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Jeff, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Jeff, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,017
GEICO $8,597
Liberty Mutual $7,406
Nationwide $10,669
Progressive $5,823
State Farm $4,278
Travelers $12,710
USAA $4,086

Cheap Jeff, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jeff, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jeff, Kentucky

Insurance Company Poor Fair Good
Allstate $12,889 $8,658 $7,131
GEICO $8,861 $4,424 $2,884
Liberty Mutual $10,690 $6,509 $5,117
Nationwide $9,986 $7,742 $6,667
Progressive $6,907 $6,039 $5,630
State Farm $6,145 $3,746 $2,943
Travelers $10,892 $9,186 $9,154
USAA $4,761 $2,665 $2,170

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Cheap Jeff, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jeff, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Jeff, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jeff, Kentucky

ZIP Code Average Annual Rates
41751 $6,115

Cheap Jeff, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Jeff, Kentucky auto insurance. Find the cheapest annual Jeff, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jeff, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,559 $9,559
GEICO $5,341 $5,438
Liberty Mutual $7,438 $7,438
Nationwide $8,132 $8,132
Progressive $6,192 $6,192
State Farm $4,167 $4,389
Travelers $9,744 $9,744
USAA $3,079 $3,318

Cheap Jeff, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jeff, Kentucky? Check out the comparison of annual Jeff, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jeff, Kentucky

Insurance Company Low Medium High
Allstate $8,332 $9,480 $10,866
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,900 $7,365 $8,051
Nationwide $8,122 $7,993 $8,280
Progressive $5,620 $6,069 $6,886
State Farm $4,023 $4,266 $4,545
Travelers $9,238 $9,777 $10,217
USAA $3,050 $3,190 $3,355

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Best By Category: Cheapest Auto Insurance in Jeff, Kentucky

Compare the cheapest auto insurance companies in Jeff, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jeff, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jeff, Kentucky Auto Insurance Companies

What auto insurance companies in Jeff, Kentucky are the cheapest? Compare the top Jeff, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jeff, Kentucky

Insurance Company Average Annual Rates
Allstate $9,559
GEICO $5,390
Liberty Mutual $7,439
Nationwide $8,132
Progressive $6,192
State Farm $4,278
Travelers $9,744
USAA $3,198

What affects auto insurance rates in Jeff, Kentucky?

There are a lot of reasons why auto insurance rates in Jeff, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jeff, Kentucky. Many local factors may affect your Jeff auto insurance rates.

Jeff Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jeff, Kentucky commute length is 27.2 minutes according to City-Data.

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Compare Jeff, Kentucky Auto Insurance Quotes

Before you buy Jeff, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jeff, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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