Best Cheap Auto Insurance in Jasper, AL (2021)

The average Jasper, AL auto insurance rates are $326 per month. The minimum auto insurance in Jasper is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Jasper, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Jasper is 21.5 minutes
  • The cheapest auto insurance company in Jasper is USAA
  • The minimum auto insurance required in Jasper, Alabama is 25/50/25

Jasper, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Jasper can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jasper, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Jasper to other Alabama cities, including Madison auto insurance rates, Auburn auto insurance rates, and Mobile auto insurance rates to see how Jasper, Alabama auto insurance rates stack up.

Before you buy Jasper, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jasper, Alabama auto insurance quotes.

Minimum Auto Insurance in Jasper, Alabama

Jasper, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jasper, Alabama.

Minimum Required Auto Insurance Coverage in Jasper, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jasper, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jasper, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jasper, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,118 $2,021 $1,913 $1,950 $7,275 $7,810 $2,381 $2,440
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,113 $2,098 $1,998 $2,057 $5,545 $5,454 $2,231 $2,080
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,704 $2,542 $2,218 $2,363 $11,095 $12,396 $3,176 $3,394
State Farm $3,195 $3,195 $2,882 $2,882 $9,628 $12,037 $3,609 $4,182
Travelers $1,486 $1,508 $1,397 $1,391 $7,983 $12,538 $1,407 $1,609
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Cheap Jasper, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jasper, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Jasper, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Jasper, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,275 $7,810
Farmers $9,368 $9,638
GEICO $5,545 $5,454
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,095 $12,396
State Farm $9,628 $12,037
Travelers $7,983 $12,538
USAA $4,155 $4,609

Cheap Jasper, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Jasper, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jasper, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,950
Farmers $2,164 $2,298
GEICO $1,998 $2,057
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,218 $2,363
State Farm $2,882 $2,882
Travelers $1,397 $1,391
USAA $1,291 $1,264

Cheap Jasper, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jasper, Alabama compared to the annual auto insurance rates with a clean record in Jasper, Alabama.

Annual Jasper, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,495 $4,137 $3,352
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,990 $3,198 $3,942 $2,657
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,509 $5,664 $4,824 $4,947
State Farm $4,698 $5,817 $5,145 $5,145
Travelers $3,051 $3,201 $4,690 $3,718
USAA $1,716 $2,155 $3,205 $1,856

Cheap Jasper, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jasper, Alabama is not easy. Compare the annual rates for DUI auto insurance in Jasper, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Jasper, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,137
Farmers $4,501
GEICO $3,942
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,824
State Farm $5,145
Travelers $4,690
USAA $3,205

Cheap Jasper, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jasper, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jasper, Alabama

Insurance Company Poor Fair Good
Allstate $4,312 $3,385 $2,769
Farmers $4,752 $4,089 $3,875
GEICO $3,749 $2,673 $2,418
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,630 $4,823 $4,505
State Farm $8,435 $4,269 $2,900
Travelers $3,996 $3,466 $3,532
USAA $3,003 $1,953 $1,743

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Cheap Jasper, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jasper, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Jasper, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jasper, Alabama

ZIP Code Average Annual Rates
35501 $3,966
35503 $4,013
35504 $4,040

Cheap Jasper, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Jasper, Alabama auto insurance. Find the cheapest annual Jasper, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jasper, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,489 $3,489
Farmers $4,239 $4,239
GEICO $2,893 $3,000
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $4,986 $4,986
State Farm $5,079 $5,324
Travelers $3,665 $3,665
USAA $2,131 $2,335

Cheap Jasper, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jasper, Alabama? Check out the comparison of annual Jasper, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jasper, Alabama

Insurance Company Low Medium High
Allstate $3,371 $3,481 $3,613
Farmers $4,004 $4,184 $4,529
GEICO $2,727 $2,934 $3,179
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,511 $4,961 $5,485
State Farm $4,944 $5,194 $5,466
Travelers $3,485 $3,738 $3,772
USAA $2,155 $2,221 $2,322

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Best By Category: Cheapest Auto Insurance in Jasper, Alabama

Compare the cheapest auto insurance companies in Jasper, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jasper, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jasper, Alabama Auto Insurance Companies

What auto insurance companies in Jasper, Alabama are the cheapest? Compare the top Jasper, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jasper, Alabama

Insurance Company Average Annual Rates
Allstate $3,489
Farmers $4,239
GEICO $2,947
Liberty Mutual $5,475
Nationwide $2,953
Progressive $4,986
State Farm $5,201
Travelers $3,665
USAA $2,233

What affects auto insurance rates in Jasper, Alabama?

There are a lot of reasons why auto insurance rates in Jasper, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jasper, Alabama. Many local factors may affect your Jasper auto insurance rates.

Jasper Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jasper, Alabama auto theft statistics, there have been 88 auto thefts in the city.

Jasper Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jasper, Alabama commute length is 21.5 minutes according to City-Data.

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Compare Jasper, Alabama Auto Insurance Quotes

Before you buy Jasper, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jasper, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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