Best Cheap Auto Insurance in Janesville, WI (2021)

The average Janesville, WI auto insurance rates are $227 per month. The minimum auto insurance in Janesville is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Janesville, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Janesville, WI for senior drivers are $1,489 per year
  • The most expensive auto insurance company in Janesville for teen drivers is Farmers
  • The average commute length in Janesville is 21.2 minutes

Janesville, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Janesville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Janesville, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Janesville to other Wisconsin cities, including Janesville auto insurance rates, Racine auto insurance rates, and Green Bay auto insurance rates to see how Janesville, Wisconsin auto insurance rates stack up.

Before you buy Janesville, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Janesville, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Janesville, Wisconsin

Janesville, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Janesville, Wisconsin.

Minimum Required Auto Insurance Coverage in Janesville, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Janesville, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Janesville, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Janesville, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,248 $1,988 $2,190 $7,178 $9,181 $2,164 $2,349
American Family $887 $923 $857 $858 $2,880 $3,154 $1,059 $1,125
Farmers $1,820 $1,817 $1,609 $1,710 $8,871 $9,189 $2,069 $2,158
GEICO $1,133 $1,269 $1,206 $1,415 $3,920 $4,223 $1,045 $1,066
Liberty Mutual $1,440 $1,566 $1,164 $1,318 $5,151 $5,770 $1,528 $1,649
Nationwide $3,167 $3,318 $2,642 $2,774 $6,740 $10,393 $3,871 $4,534
Progressive $1,509 $1,416 $1,240 $1,301 $6,128 $6,882 $1,808 $1,963
State Farm $1,229 $1,229 $1,111 $1,111 $3,773 $4,740 $1,392 $1,602
USAA $1,258 $1,250 $1,146 $1,158 $3,263 $3,770 $1,625 $1,775

Cheap Janesville, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Janesville, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Janesville, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Janesville, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,178 $9,181
American Family $2,880 $3,154
Farmers $8,871 $9,189
GEICO $3,920 $4,223
Liberty Mutual $5,151 $5,770
Nationwide $6,740 $10,393
Progressive $6,128 $6,882
State Farm $3,773 $4,740
USAA $3,263 $3,770

Cheap Janesville, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Janesville, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Janesville, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,988 $2,190
American Family $857 $858
Farmers $1,609 $1,710
GEICO $1,206 $1,415
Liberty Mutual $1,164 $1,318
Nationwide $2,642 $2,774
Progressive $1,240 $1,301
State Farm $1,111 $1,111
USAA $1,146 $1,158

Cheap Janesville, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Janesville, Wisconsin compared to the annual auto insurance rates with a clean record in Janesville, Wisconsin.

Annual Janesville, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,986 $4,127 $3,872 $3,734
American Family $1,405 $1,489 $1,489 $1,489
Farmers $3,182 $4,030 $3,812 $3,597
GEICO $1,304 $2,142 $2,516 $1,677
Liberty Mutual $1,865 $2,674 $2,759 $2,497
Nationwide $3,957 $4,577 $5,608 $4,577
Progressive $2,539 $3,103 $2,643 $2,838
State Farm $1,844 $2,203 $2,023 $2,023
USAA $1,491 $1,884 $2,547 $1,701

Cheap Janesville, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Janesville, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Janesville, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Janesville, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,872
American Family $1,489
Farmers $3,812
GEICO $2,516
Liberty Mutual $2,759
Nationwide $5,608
Progressive $2,643
State Farm $2,023
USAA $2,547

Cheap Janesville, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Janesville, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Janesville, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,827 $3,326 $2,887
American Family $1,967 $1,294 $1,142
Farmers $4,122 $3,499 $3,345
GEICO $2,503 $1,788 $1,438
Liberty Mutual $3,520 $2,141 $1,684
Nationwide $5,260 $4,389 $4,389
Progressive $3,135 $2,693 $2,515
State Farm $3,018 $1,733 $1,319
USAA $2,922 $1,553 $1,243

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Cheap Janesville, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Janesville, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Janesville, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Janesville, Wisconsin

ZIP Code Average Annual Rates
53545 $2,673
53546 $2,676
53548 $2,688

Cheap Janesville, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Janesville, Wisconsin auto insurance. Find the cheapest annual Janesville, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Janesville, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,591 $3,768
American Family $1,443 $1,493
Farmers $3,655 $3,655
GEICO $1,874 $1,945
Liberty Mutual $2,449 $2,449
Nationwide $4,680 $4,680
Progressive $2,781 $2,781
State Farm $1,973 $2,074
USAA $1,881 $1,930

Cheap Janesville, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Janesville, Wisconsin? Check out the comparison of annual Janesville, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Janesville, Wisconsin

Insurance Company Low Medium High
Allstate $3,519 $3,671 $3,850
American Family $1,443 $1,482 $1,478
Farmers $3,350 $3,628 $3,988
GEICO $1,755 $1,910 $2,064
Liberty Mutual $2,229 $2,476 $2,641
Nationwide $4,522 $4,681 $4,836
Progressive $2,583 $2,809 $2,951
State Farm $1,892 $2,031 $2,146
USAA $1,831 $1,907 $1,978

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Best By Category: Cheapest Auto Insurance in Janesville, Wisconsin

Compare the cheapest auto insurance companies in Janesville, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Janesville, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Janesville, Wisconsin Auto Insurance Companies

What auto insurance companies in Janesville, Wisconsin are the cheapest? Compare the top Janesville, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Janesville, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,680
American Family $1,468
Farmers $3,655
GEICO $1,910
Liberty Mutual $2,449
Nationwide $4,680
Progressive $2,781
State Farm $2,023
USAA $1,906

What affects auto insurance rates in Janesville, Wisconsin?

There are a lot of reasons why auto insurance rates in Janesville, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Janesville, Wisconsin. Many local factors may affect your Janesville auto insurance rates.

Janesville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Janesville, Wisconsin auto theft statistics, there have been 64 auto thefts in the city.

Janesville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Janesville, Wisconsin commute length is 21.2 minutes according to City-Data.

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Compare Janesville, Wisconsin Auto Insurance Quotes

Before you buy Janesville, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Janesville, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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