Best Cheap Auto Insurance in Jamestown, LA (2021)

The average Jamestown, LA auto insurance rates are $384 per month. The minimum auto insurance in Jamestown is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Jamestown, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Jamestown, LA for senior drivers are $2,867 per year
  • The most expensive auto insurance company in Jamestown for teen drivers is Progressive
  • The cheapest auto insurance company in Jamestown is State Farm

Jamestown, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Jamestown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jamestown, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Jamestown to other Louisiana cities, including Shreveport auto insurance rates, Monroe auto insurance rates, and Lafayette auto insurance rates to see how Jamestown, Louisiana auto insurance rates stack up.

Before you buy Jamestown, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jamestown, Louisiana auto insurance quotes.

Minimum Auto Insurance in Jamestown, Louisiana

Jamestown, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jamestown, Louisiana.

Minimum Required Auto Insurance Coverage in Jamestown, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jamestown, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jamestown, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jamestown, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,713 $3,121 $3,186 $3,852 $10,157 $10,802 $2,636 $2,596
Progressive $2,904 $2,728 $2,427 $2,600 $11,665 $13,000 $3,354 $3,487
State Farm $2,310 $2,310 $2,094 $2,094 $6,566 $8,249 $2,568 $2,885
USAA $2,370 $2,336 $2,286 $2,279 $7,025 $8,293 $2,932 $3,223

Cheap Jamestown, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jamestown, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Jamestown, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Jamestown, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,157 $10,802
Progressive $11,665 $13,000
State Farm $6,566 $8,249
USAA $7,025 $8,293

Cheap Jamestown, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Jamestown, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jamestown, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,186 $3,852
Progressive $2,427 $2,600
State Farm $2,094 $2,094
USAA $2,286 $2,279

Cheap Jamestown, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jamestown, Louisiana compared to the annual auto insurance rates with a clean record in Jamestown, Louisiana.

Annual Jamestown, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,333 $5,370 $6,550 $4,280
Progressive $4,393 $5,894 $5,655 $5,141
State Farm $3,352 $3,917 $3,634 $3,634
USAA $2,930 $4,049 $4,899 $3,494

Cheap Jamestown, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jamestown, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Jamestown, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Jamestown, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $6,550
Progressive $5,655
State Farm $3,634
USAA $4,899

Cheap Jamestown, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jamestown, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jamestown, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $5,806 $5,040 $3,803
Progressive $5,965 $5,102 $4,745
State Farm $5,043 $3,243 $2,617
USAA $5,330 $3,382 $2,817

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Cheap Jamestown, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jamestown, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Jamestown, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jamestown, Louisiana

ZIP Code Average Annual Rates
71045 $4,291

Cheap Jamestown, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Jamestown, Louisiana auto insurance. Find the cheapest annual Jamestown, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jamestown, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,788 $4,978
Progressive $5,271 $5,271
State Farm $3,543 $3,726
USAA $3,727 $3,959

Cheap Jamestown, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jamestown, Louisiana? Check out the comparison of annual Jamestown, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jamestown, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,151 $4,899 $5,599
Progressive $4,566 $5,235 $6,011
State Farm $3,217 $3,626 $4,060
USAA $3,418 $3,892 $4,219

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Best By Category: Cheapest Auto Insurance in Jamestown, Louisiana

Compare the cheapest auto insurance companies in Jamestown, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jamestown, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Jamestown, Louisiana Auto Insurance Companies

What auto insurance companies in Jamestown, Louisiana are the cheapest? Compare the top Jamestown, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jamestown, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $4,883
Progressive $5,271
State Farm $3,634
USAA $3,843

What affects auto insurance rates in Jamestown, Louisiana?

There are a lot of reasons why auto insurance rates in Jamestown, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jamestown, Louisiana. Many local factors may affect your Jamestown auto insurance rates.

Jamestown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jamestown, Louisiana commute length is 33.9 minutes according to City-Data.

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Compare Jamestown, Louisiana Auto Insurance Quotes

Before you buy Jamestown, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jamestown, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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