Best Cheap Auto Insurance in Jamestown, KY (2021)

The average Jamestown, KY auto insurance rates are $371 per month. The minimum auto insurance in Jamestown is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Jamestown, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Jamestown, Kentucky is 25/50/25
  • The average commute length in Jamestown is 19.1 minutes
  • Average auto insurance rates in Jamestown, KY for senior drivers are $2,479 per year

Jamestown, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Jamestown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jamestown, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Jamestown to other Kentucky cities, including Hopkinsville auto insurance rates, Bowling Green auto insurance rates, and Elizabeth auto insurance rates to see how Jamestown, Kentucky auto insurance rates stack up.

Before you buy Jamestown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jamestown, Kentucky auto insurance quotes.

Minimum Auto Insurance in Jamestown, Kentucky

Jamestown, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jamestown, Kentucky.

Minimum Required Auto Insurance Coverage in Jamestown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jamestown, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jamestown, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jamestown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $2,976 $2,731 $2,910 $11,241 $12,602 $3,320 $3,500
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,527 $2,738 $2,193 $2,444 $9,618 $10,586 $2,616 $2,678
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,251 $2,138 $2,023 $2,033 $10,988 $12,427 $2,790 $2,839
State Farm $2,275 $2,275 $2,032 $2,032 $6,850 $8,651 $2,538 $2,854
Travelers $2,524 $2,572 $2,468 $2,474 $11,993 $19,191 $2,634 $3,074
USAA $1,705 $1,705 $1,548 $1,570 $4,560 $4,791 $2,145 $2,344

Cheap Jamestown, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jamestown, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Jamestown, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Jamestown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,241 $12,602
GEICO $6,851 $8,131
Liberty Mutual $9,618 $10,586
Nationwide $7,948 $9,875
Progressive $10,988 $12,427
State Farm $6,850 $8,651
Travelers $11,993 $19,191
USAA $4,560 $4,791

Cheap Jamestown, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Jamestown, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jamestown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,731 $2,910
GEICO $3,510 $3,179
Liberty Mutual $2,193 $2,444
Nationwide $3,188 $3,325
Progressive $2,023 $2,033
State Farm $2,032 $2,032
Travelers $2,468 $2,474
USAA $1,548 $1,570

Cheap Jamestown, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jamestown, Kentucky compared to the annual auto insurance rates with a clean record in Jamestown, Kentucky.

Annual Jamestown, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,377 $5,718 $6,109 $4,943
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,700 $5,661 $4,409 $3,930
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,874 $5,747 $4,417 $4,707
State Farm $3,367 $4,010 $3,689 $3,689
Travelers $5,111 $5,262 $7,603 $5,488
USAA $1,921 $2,711 $3,239 $2,313

Cheap Jamestown, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jamestown, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Jamestown, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Jamestown, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $6,731
Liberty Mutual $4,409
Nationwide $6,470
Progressive $4,417
State Farm $3,689
Travelers $7,603
USAA $3,239

Cheap Jamestown, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jamestown, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jamestown, Kentucky

Insurance Company Poor Fair Good
Allstate $6,997 $4,836 $4,027
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,313 $3,885 $3,076
Nationwide $6,028 $4,724 $4,097
Progressive $5,237 $4,566 $4,255
State Farm $5,336 $3,219 $2,510
Travelers $6,555 $5,533 $5,510
USAA $3,769 $2,129 $1,740

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jamestown, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jamestown, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Jamestown, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jamestown, Kentucky

ZIP Code Average Annual Rates
42629 $4,019

Cheap Jamestown, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Jamestown, Kentucky auto insurance. Find the cheapest annual Jamestown, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jamestown, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,287 $5,287
GEICO $4,119 $4,197
Liberty Mutual $4,425 $4,425
Nationwide $4,949 $4,949
Progressive $4,686 $4,686
State Farm $3,600 $3,777
Travelers $5,866 $5,866
USAA $2,451 $2,641

Cheap Jamestown, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jamestown, Kentucky? Check out the comparison of annual Jamestown, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jamestown, Kentucky

Insurance Company Low Medium High
Allstate $4,886 $5,264 $5,710
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,189 $4,392 $4,694
Nationwide $5,017 $4,889 $4,942
Progressive $4,296 $4,617 $5,145
State Farm $3,492 $3,685 $3,889
Travelers $5,600 $5,895 $6,104
USAA $2,411 $2,539 $2,688

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Jamestown, Kentucky

Compare the cheapest auto insurance companies in Jamestown, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jamestown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jamestown, Kentucky Auto Insurance Companies

What auto insurance companies in Jamestown, Kentucky are the cheapest? Compare the top Jamestown, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jamestown, Kentucky

Insurance Company Average Annual Rates
Allstate $5,287
GEICO $4,158
Liberty Mutual $4,425
Nationwide $4,949
Progressive $4,686
State Farm $3,689
Travelers $5,866
USAA $2,546

What affects auto insurance rates in Jamestown, Kentucky?

There are a lot of reasons why auto insurance rates in Jamestown, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jamestown, Kentucky. Many local factors may affect your Jamestown auto insurance rates.

Jamestown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jamestown, Kentucky commute length is 19.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Jamestown, Kentucky Auto Insurance Quotes

Before you buy Jamestown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jamestown, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption