Best Cheap Auto Insurance in Jamestown, CA (2021)

The average Jamestown, CA auto insurance rates are $282 per month. The minimum auto insurance in Jamestown is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Jamestown, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Jamestown is 16.7 minutes
  • Average auto insurance rates in Jamestown, CA for senior drivers are $2,030 per year
  • The minimum auto insurance required in Jamestown, California is 15/30/5

Jamestown, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Jamestown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jamestown, California, including driving record, credit, commute time, and more.

Compare auto insurance in Jamestown to other California cities, including Long Beach auto insurance rates, San Diego auto insurance rates, and Fresno auto insurance rates to see how Jamestown, California auto insurance rates stack up.

Before you buy Jamestown, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jamestown, California auto insurance quotes.

Minimum Auto Insurance in Jamestown, California

Jamestown, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jamestown, California.

Minimum Required Auto Insurance Coverage in Jamestown, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Jamestown, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jamestown, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jamestown, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,615 $1,901 $1,921 $7,165 $9,005 $3,336 $3,667
Farmers $2,391 $2,391 $2,144 $2,144 $7,647 $12,631 $2,834 $3,156
GEICO $1,641 $1,642 $1,544 $1,544 $4,979 $5,066 $2,355 $2,410
Liberty Mutual $2,126 $2,020 $1,965 $1,907 $4,632 $4,904 $2,404 $2,418
Nationwide $3,039 $2,904 $2,651 $2,502 $7,689 $8,486 $3,630 $3,593
Progressive $1,612 $1,660 $1,360 $1,618 $4,251 $5,134 $2,310 $2,484
State Farm $3,265 $3,265 $2,916 $2,916 $5,996 $7,445 $3,612 $3,724
Travelers $2,305 $2,236 $2,035 $2,014 $4,692 $5,372 $2,984 $2,926
USAA $1,767 $1,675 $1,724 $1,732 $4,024 $4,045 $2,443 $2,310

Cheap Jamestown, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jamestown, California is a challenge. Take a look at the annual teen auto insurance rates in Jamestown, California.

Annual Auto Insurance Rates for Teen Drivers in Jamestown, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,165 $9,005
Farmers $7,647 $12,631
GEICO $4,979 $5,066
Liberty Mutual $4,632 $4,904
Nationwide $7,689 $8,486
Progressive $4,251 $5,134
State Farm $5,996 $7,445
Travelers $4,692 $5,372
USAA $4,024 $4,045

Cheap Jamestown, California Auto Insurance for Seniors

What are senior auto insurance rates in Jamestown, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jamestown, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,901 $1,921
Farmers $2,144 $2,144
GEICO $1,544 $1,544
Liberty Mutual $1,965 $1,907
Nationwide $2,651 $2,502
Progressive $1,360 $1,618
State Farm $2,916 $2,916
Travelers $2,035 $2,014
USAA $1,724 $1,732

Cheap Jamestown, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jamestown, California compared to the annual auto insurance rates with a clean record in Jamestown, California.

Annual Jamestown, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,431 $4,080 $6,415 $3,185
Farmers $3,259 $4,443 $5,548 $4,418
GEICO $1,853 $2,854 $3,586 $2,298
Liberty Mutual $2,427 $3,254 $2,935 $2,572
Nationwide $3,010 $3,857 $6,523 $3,857
Progressive $1,678 $2,837 $3,285 $2,414
State Farm $2,955 $3,525 $6,661 $3,430
Travelers $2,062 $3,332 $3,874 $3,013
USAA $1,639 $2,436 $3,989 $1,795

Cheap Jamestown, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jamestown, California is not easy. Compare the annual rates for DUI auto insurance in Jamestown, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Jamestown, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,415
Farmers $5,548
GEICO $3,586
Liberty Mutual $2,935
Nationwide $6,523
Progressive $3,285
State Farm $6,661
Travelers $3,874
USAA $3,989

Cheap Jamestown, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jamestown, California can vary. Compare the annual cost of auto insurance by ZIP code in Jamestown, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jamestown, California

ZIP Code Average Annual Rates
95327 $4,614

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Cheap Jamestown, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Jamestown, California auto insurance. Find the cheapest annual Jamestown, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jamestown, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,629 $4,426
Farmers $4,009 $4,825
GEICO $2,405 $2,890
Liberty Mutual $2,568 $3,026
Nationwide $3,810 $4,814
Progressive $2,317 $2,790
State Farm $3,991 $4,294
Travelers $2,765 $3,375
USAA $2,271 $2,658

Cheap Jamestown, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jamestown, California? Check out the comparison of annual Jamestown, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jamestown, California

Insurance Company Low Medium High
Allstate $3,796 $4,064 $4,222
Farmers $4,152 $4,446 $4,653
GEICO $2,406 $2,677 $2,859
Liberty Mutual $2,628 $2,818 $2,944
Nationwide $3,895 $4,386 $4,654
Progressive $2,315 $2,626 $2,719
State Farm $3,735 $4,213 $4,480
Travelers $2,691 $3,148 $3,372
USAA $2,238 $2,512 $2,645

Best By Category: Cheapest Auto Insurance in Jamestown, California

Compare the cheapest auto insurance companies in Jamestown, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jamestown, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Jamestown, California Auto Insurance Companies

What auto insurance companies in Jamestown, California are the cheapest? Compare the top Jamestown, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jamestown, California

Insurance Company Average Annual Rates
Allstate $4,028
Farmers $4,417
GEICO $2,648
Liberty Mutual $2,797
Nationwide $4,312
Progressive $2,553
State Farm $4,143
Travelers $3,070
USAA $2,465

What affects auto insurance rates in Jamestown, California?

There are a lot of reasons why auto insurance rates in Jamestown, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jamestown, California. Many local factors may affect your Jamestown auto insurance rates.

Jamestown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jamestown, California commute length is 16.7 minutes according to City-Data.

Compare Jamestown, California Auto Insurance Quotes

Before you buy Jamestown, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jamestown, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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