Best Cheap Auto Insurance in Jacksonville, TX (2021)

The average Jacksonville, TX auto insurance rates are $308 per month. The minimum auto insurance in Jacksonville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Jacksonville, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Jacksonville is 22.1 minutes
  • Average auto insurance rates in Jacksonville, TX for senior drivers are $2,240 per year
  • The most expensive auto insurance company in Jacksonville for teen drivers is Progressive

Jacksonville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Jacksonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jacksonville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Jacksonville to other Texas cities, including Plano auto insurance rates, Austin auto insurance rates, and Laredo auto insurance rates to see how Jacksonville, Texas auto insurance rates stack up.

Before you buy Jacksonville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jacksonville, Texas auto insurance quotes.

Minimum Auto Insurance in Jacksonville, Texas

Jacksonville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jacksonville, Texas.

Minimum Required Auto Insurance Coverage in Jacksonville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jacksonville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jacksonville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,454 $3,479 $3,409 $3,409 $9,241 $11,137 $4,270 $4,440
American Family $2,272 $2,524 $2,139 $2,443 $6,015 $7,875 $3,253 $3,707
GEICO $2,241 $2,414 $2,167 $2,452 $4,824 $5,001 $2,415 $2,403
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,460 $2,338 $2,188 $2,228 $10,299 $11,515 $2,918 $2,968
State Farm $1,999 $1,999 $1,775 $1,775 $4,733 $6,024 $2,170 $2,241
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

Cheap Jacksonville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jacksonville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Jacksonville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Jacksonville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,241 $11,137
American Family $6,015 $7,875
GEICO $4,824 $5,001
Nationwide $6,727 $8,637
Progressive $10,299 $11,515
State Farm $4,733 $6,024
USAA $4,501 $4,919

Cheap Jacksonville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Jacksonville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jacksonville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,409 $3,409
American Family $2,139 $2,443
GEICO $2,167 $2,452
Nationwide $2,090 $2,213
Progressive $2,188 $2,228
State Farm $1,775 $1,775
USAA $1,539 $1,535

Cheap Jacksonville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jacksonville, Texas compared to the annual auto insurance rates with a clean record in Jacksonville, Texas.

Annual Jacksonville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $6,430 $6,722 $4,133
American Family $3,453 $4,366 $3,841 $3,453
GEICO $2,540 $3,342 $2,806 $3,271
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,022 $5,204 $4,703 $4,528
State Farm $2,530 $2,893 $3,405 $2,530
USAA $1,888 $2,779 $3,280 $2,168

Cheap Jacksonville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jacksonville, Texas is not easy. Compare the annual rates for DUI auto insurance in Jacksonville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Jacksonville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,722
American Family $3,841
GEICO $2,806
Nationwide $4,858
Progressive $4,703
State Farm $3,405
USAA $3,280

Cheap Jacksonville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jacksonville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jacksonville, Texas

Insurance Company Poor Fair Good
Allstate $6,798 $4,990 $4,276
American Family $5,191 $3,271 $2,873
GEICO $4,604 $2,615 $1,750
Nationwide $4,535 $3,640 $3,162
Progressive $5,199 $4,488 $4,156
State Farm $4,024 $2,502 $1,992
USAA $3,727 $2,141 $1,718

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Cheap Jacksonville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jacksonville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Jacksonville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jacksonville, Texas

ZIP Code Average Annual Rates
75766 $5,527

Cheap Jacksonville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Jacksonville, Texas auto insurance. Find the cheapest annual Jacksonville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jacksonville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,225 $5,485
American Family $3,778 $3,778
GEICO $2,933 $3,046
Nationwide $3,779 $3,779
Progressive $4,614 $4,614
State Farm $2,840 $2,840
USAA $2,496 $2,561

Cheap Jacksonville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jacksonville, Texas? Check out the comparison of annual Jacksonville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jacksonville, Texas

Insurance Company Low Medium High
Allstate $5,231 $5,309 $5,524
American Family $3,513 $3,641 $4,181
GEICO $2,824 $2,948 $3,197
Nationwide $4,069 $3,614 $3,653
Progressive $4,390 $4,593 $4,860
State Farm $2,703 $2,831 $2,985
USAA $2,449 $2,519 $2,618

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Best By Category: Cheapest Auto Insurance in Jacksonville, Texas

Compare the cheapest auto insurance companies in Jacksonville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jacksonville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Jacksonville, Texas Auto Insurance Companies

What auto insurance companies in Jacksonville, Texas are the cheapest? Compare the top Jacksonville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jacksonville, Texas

Insurance Company Average Annual Rates
Allstate $5,355
American Family $3,778
GEICO $2,990
Nationwide $3,779
Progressive $4,614
State Farm $2,840
USAA $2,529

What affects auto insurance rates in Jacksonville, Texas?

There are a lot of reasons why auto insurance rates in Jacksonville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jacksonville, Texas. Many local factors may affect your Jacksonville auto insurance rates.

Jacksonville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jacksonville, Texas auto theft statistics, there have been 19 auto thefts in the city.

Jacksonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jacksonville, Texas commute length is 22.1 minutes according to City-Data.

Jacksonville Traffic

How does Jacksonville, Texas rank for traffic? According to Inrix Jacksonville, Texas is the 295th most congested worldwide.

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Compare Jacksonville, Texas Auto Insurance Quotes

Before you buy Jacksonville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jacksonville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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