Best Cheap Auto Insurance in Jacksonville, OR (2021)

The average Jacksonville, OR auto insurance rates are $263 per month. The minimum auto insurance in Jacksonville is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Jacksonville, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Jacksonville for teen drivers is Allstate
  • The cheapest auto insurance company in Jacksonville is USAA
  • Average auto insurance rates in Jacksonville, OR for senior drivers are $1,852 per year

Jacksonville, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Jacksonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jacksonville, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Jacksonville to other Oregon cities, including Gresham auto insurance rates, Beaverton auto insurance rates, and Springfield auto insurance rates to see how Jacksonville, Oregon auto insurance rates stack up.

Before you buy Jacksonville, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jacksonville, Oregon auto insurance quotes.

Minimum Auto Insurance in Jacksonville, Oregon

Jacksonville, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jacksonville, Oregon.

Minimum Required Auto Insurance Coverage in Jacksonville, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Jacksonville, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jacksonville, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $2,990 $2,938 $2,960 $9,571 $10,634 $3,367 $3,377
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,720 $1,679 $1,524 $1,620 $6,945 $7,073 $1,925 $1,976
GEICO $2,262 $2,184 $2,090 $2,090 $5,800 $5,304 $2,410 $2,095
Liberty Mutual $2,558 $2,695 $2,224 $2,466 $8,128 $8,754 $2,457 $2,479
Nationwide $2,069 $2,060 $1,846 $1,929 $4,708 $5,878 $2,410 $2,536
Progressive $1,762 $1,595 $1,529 $1,577 $7,504 $8,251 $2,099 $1,982
State Farm $1,475 $1,475 $1,348 $1,348 $4,668 $5,853 $1,673 $1,924
Travelers $1,620 $1,633 $1,464 $1,522 $4,553 $5,520 $1,690 $1,718
USAA $1,416 $1,375 $1,401 $1,353 $4,268 $4,582 $1,812 $1,882

Cheap Jacksonville, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jacksonville, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Jacksonville, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Jacksonville, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,571 $10,634
American Family $5,264 $8,240
Farmers $6,945 $7,073
GEICO $5,800 $5,304
Liberty Mutual $8,128 $8,754
Nationwide $4,708 $5,878
Progressive $7,504 $8,251
State Farm $4,668 $5,853
Travelers $4,553 $5,520
USAA $4,268 $4,582

Cheap Jacksonville, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Jacksonville, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jacksonville, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,938 $2,960
American Family $1,903 $1,903
Farmers $1,524 $1,620
GEICO $2,090 $2,090
Liberty Mutual $2,224 $2,466
Nationwide $1,846 $1,929
Progressive $1,529 $1,577
State Farm $1,348 $1,348
Travelers $1,464 $1,522
USAA $1,401 $1,353

Cheap Jacksonville, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jacksonville, Oregon compared to the annual auto insurance rates with a clean record in Jacksonville, Oregon.

Annual Jacksonville, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,941 $5,316 $5,477 $4,798
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,578 $3,318 $3,246 $3,089
GEICO $2,006 $3,172 $4,166 $2,774
Liberty Mutual $3,513 $3,935 $4,520 $3,912
Nationwide $2,486 $2,662 $3,759 $2,810
Progressive $2,487 $4,508 $3,198 $2,957
State Farm $2,192 $2,861 $2,415 $2,415
Travelers $2,003 $2,559 $2,861 $2,438
USAA $1,647 $2,293 $3,179 $1,925

Cheap Jacksonville, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jacksonville, Oregon is not easy. Compare the annual rates for DUI auto insurance in Jacksonville, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Jacksonville, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,477
American Family $4,356
Farmers $3,246
GEICO $4,166
Liberty Mutual $4,520
Nationwide $3,759
Progressive $3,198
State Farm $2,415
Travelers $2,861
USAA $3,179

Cheap Jacksonville, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jacksonville, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jacksonville, Oregon

Insurance Company Poor Fair Good
Allstate $6,415 $4,513 $3,721
American Family $4,117 $3,040 $2,573
Farmers $3,547 $2,889 $2,737
GEICO $3,654 $3,029 $2,405
Liberty Mutual $5,830 $3,432 $2,649
Nationwide $3,541 $2,812 $2,436
Progressive $3,697 $3,193 $2,972
State Farm $3,450 $2,201 $1,761
Travelers $3,073 $2,418 $1,904
USAA $3,389 $1,889 $1,505

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Cheap Jacksonville, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jacksonville, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Jacksonville, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jacksonville, Oregon

ZIP Code Average Annual Rates
97530 $2,970

Cheap Jacksonville, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Jacksonville, Oregon auto insurance. Find the cheapest annual Jacksonville, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jacksonville, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,883 $4,883
American Family $3,194 $3,293
Farmers $3,058 $3,058
GEICO $2,979 $3,080
Liberty Mutual $3,970 $3,970
Nationwide $2,929 $2,929
Progressive $3,287 $3,287
State Farm $2,408 $2,534
Travelers $2,367 $2,563
USAA $2,196 $2,326

Cheap Jacksonville, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jacksonville, Oregon? Check out the comparison of annual Jacksonville, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jacksonville, Oregon

Insurance Company Low Medium High
Allstate $4,694 $4,872 $5,082
American Family $3,228 $3,428 $3,074
Farmers $2,873 $3,020 $3,281
GEICO $2,806 $3,042 $3,240
Liberty Mutual $3,726 $3,959 $4,225
Nationwide $2,794 $3,008 $2,986
Progressive $3,176 $3,272 $3,414
State Farm $2,337 $2,474 $2,602
Travelers $2,320 $2,453 $2,622
USAA $2,165 $2,263 $2,356

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Best By Category: Cheapest Auto Insurance in Jacksonville, Oregon

Compare the cheapest auto insurance companies in Jacksonville, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jacksonville, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Jacksonville, Oregon Auto Insurance Companies

What auto insurance companies in Jacksonville, Oregon are the cheapest? Compare the top Jacksonville, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jacksonville, Oregon

Insurance Company Average Annual Rates
Allstate $4,883
American Family $3,243
Farmers $3,058
GEICO $3,029
Liberty Mutual $3,970
Nationwide $2,929
Progressive $3,287
State Farm $2,471
Travelers $2,465
USAA $2,261

What affects auto insurance rates in Jacksonville, Oregon?

There are a lot of reasons why auto insurance rates in Jacksonville, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jacksonville, Oregon. Many local factors may affect your Jacksonville auto insurance rates.

Jacksonville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jacksonville, Oregon auto theft statistics, there have been 3 auto thefts in the city.

Jacksonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jacksonville, Oregon commute length is 21.7 minutes according to City-Data.

Jacksonville Traffic

How does Jacksonville, Oregon rank for traffic? According to Inrix Jacksonville, Oregon is the 295th most congested worldwide.

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Compare Jacksonville, Oregon Auto Insurance Quotes

Before you buy Jacksonville, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jacksonville, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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