Best Cheap Auto Insurance in Jacksonville, GA (2021)

The average Jacksonville, GA auto insurance rates are $404 per month. The minimum auto insurance in Jacksonville is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Jacksonville, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Jacksonville, Georgia is 25/50/25
  • The cheapest auto insurance company in Jacksonville is GEICO
  • Average auto insurance rates in Jacksonville, GA for senior drivers are $2,718 per year

Jacksonville, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Jacksonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jacksonville, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Jacksonville to other Georgia cities, including Savannah auto insurance rates, Sandy Springs auto insurance rates, and Roswell auto insurance rates to see how Jacksonville, Georgia auto insurance rates stack up.

Before you buy Jacksonville, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jacksonville, Georgia auto insurance quotes.

Minimum Auto Insurance in Jacksonville, Georgia

Jacksonville, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jacksonville, Georgia.

Minimum Required Auto Insurance Coverage in Jacksonville, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Jacksonville, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jacksonville, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,892 $1,853 $1,819 $1,819 $5,378 $6,428 $2,377 $2,661
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,548 $4,710 $4,459 $4,924 $14,202 $18,373 $5,550 $6,043
Progressive $2,561 $2,408 $2,187 $2,273 $7,340 $8,158 $2,982 $3,156
State Farm $2,203 $2,203 $1,963 $1,963 $5,634 $7,434 $2,409 $2,591
USAA $1,843 $1,841 $1,699 $1,710 $6,618 $7,869 $2,299 $2,544

Cheap Jacksonville, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jacksonville, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Jacksonville, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Jacksonville, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $5,378 $6,428
Liberty Mutual $20,620 $23,033
Nationwide $14,202 $18,373
Progressive $7,340 $8,158
State Farm $5,634 $7,434
USAA $6,618 $7,869

Cheap Jacksonville, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Jacksonville, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jacksonville, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,819 $1,819
Liberty Mutual $4,088 $4,641
Nationwide $4,459 $4,924
Progressive $2,187 $2,273
State Farm $1,963 $1,963
USAA $1,699 $1,710

Cheap Jacksonville, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jacksonville, Georgia compared to the annual auto insurance rates with a clean record in Jacksonville, Georgia.

Annual Jacksonville, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $2,021 $2,552 $5,276 $2,265
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $6,015 $7,074 $10,998 $7,317
Progressive $3,109 $5,240 $3,573 $3,611
State Farm $3,024 $3,576 $3,300 $3,300
USAA $2,523 $3,188 $4,690 $2,810

Cheap Jacksonville, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jacksonville, Georgia is not easy. Compare the annual rates for DUI auto insurance in Jacksonville, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Jacksonville, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $5,276
Liberty Mutual $10,982
Nationwide $10,998
Progressive $3,573
State Farm $3,300
USAA $4,690

Cheap Jacksonville, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jacksonville, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jacksonville, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,809 $2,676 $2,600
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $9,382 $7,564 $6,607
Progressive $4,453 $3,754 $3,443
State Farm $4,679 $2,913 $2,308
USAA $4,312 $3,021 $2,575

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Cheap Jacksonville, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jacksonville, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Jacksonville, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jacksonville, Georgia

ZIP Code Average Annual Rates
31544 $4,684

Cheap Jacksonville, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Jacksonville, Georgia auto insurance. Find the cheapest annual Jacksonville, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jacksonville, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,975 $3,082
Liberty Mutual $9,217 $9,217
Nationwide $7,851 $7,851
Progressive $3,883 $3,883
State Farm $3,300 $3,300
USAA $3,152 $3,453

Cheap Jacksonville, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jacksonville, Georgia? Check out the comparison of annual Jacksonville, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jacksonville, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,839 $3,041 $3,205
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $7,755 $7,987 $7,812
Progressive $3,640 $3,837 $4,173
State Farm $3,105 $3,302 $3,493
USAA $3,164 $3,287 $3,457

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Best By Category: Cheapest Auto Insurance in Jacksonville, Georgia

Compare the cheapest auto insurance companies in Jacksonville, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jacksonville, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Jacksonville, Georgia Auto Insurance Companies

What auto insurance companies in Jacksonville, Georgia are the cheapest? Compare the top Jacksonville, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jacksonville, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $3,028
Liberty Mutual $9,217
Nationwide $7,851
Progressive $3,883
State Farm $3,300
USAA $3,303

What affects auto insurance rates in Jacksonville, Georgia?

There are a lot of reasons why auto insurance rates in Jacksonville, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jacksonville, Georgia. Many local factors may affect your Jacksonville auto insurance rates.

Jacksonville Traffic

How does Jacksonville, Georgia rank for traffic? According to Inrix Jacksonville, Georgia is the 295th most congested worldwide.

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Compare Jacksonville, Georgia Auto Insurance Quotes

Before you buy Jacksonville, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jacksonville, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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