Best Cheap Auto Insurance in Jackson, MN (2021)

The average Jackson, MN auto insurance rates are $342 per month. The minimum auto insurance in Jackson is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Jackson, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Jackson is 12.4 minutes
  • The cheapest auto insurance company in Jackson is State Farm
  • The minimum auto insurance required in Jackson, Minnesota is 30/60/10

Jackson, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Jackson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jackson, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Jackson to other Minnesota cities, including St. Paul auto insurance rates, Bloomington auto insurance rates, and Duluth auto insurance rates to see how Jackson, Minnesota auto insurance rates stack up.

Before you buy Jackson, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jackson, Minnesota auto insurance quotes.

Minimum Auto Insurance in Jackson, Minnesota

Jackson, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jackson, Minnesota.

Minimum Required Auto Insurance Coverage in Jackson, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Jackson, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jackson, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jackson, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,064 $2,064 $1,871 $1,871 $5,560 $8,085 $2,064 $2,334
Farmers $1,857 $1,855 $1,782 $1,887 $5,330 $5,377 $2,438 $2,405
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,623 $1,722 $4,557 $5,532 $2,129 $2,210
State Farm $1,344 $1,344 $1,193 $1,193 $2,852 $3,509 $1,557 $1,288
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

Cheap Jackson, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jackson, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Jackson, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Jackson, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,560 $8,085
Farmers $5,330 $5,377
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,557 $5,532
State Farm $2,852 $3,509
USAA $4,569 $5,027

Cheap Jackson, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Jackson, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jackson, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,871 $1,871
Farmers $1,782 $1,887
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,623 $1,722
State Farm $1,193 $1,193
USAA $1,582 $1,590

Cheap Jackson, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jackson, Minnesota compared to the annual auto insurance rates with a clean record in Jackson, Minnesota.

Annual Jackson, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,168 $3,958 $4,372 $2,457
Farmers $2,457 $3,091 $3,121 $2,797
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,123 $2,822 $3,249 $2,519
State Farm $1,645 $1,925 $1,785 $1,785
USAA $1,948 $2,472 $3,739 $2,320

Cheap Jackson, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jackson, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Jackson, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Jackson, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,325
American Family $4,372
Farmers $3,121
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,249
State Farm $1,785
USAA $3,739

Cheap Jackson, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jackson, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jackson, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,394 $2,945 $2,378
Farmers $3,568 $2,600 $2,431
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,187 $2,568 $2,280
State Farm $2,602 $1,592 $1,162
USAA $4,124 $2,002 $1,733

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Cheap Jackson, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jackson, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Jackson, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jackson, Minnesota

ZIP Code Average Annual Rates
56143 $3,133

Cheap Jackson, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Jackson, Minnesota auto insurance. Find the cheapest annual Jackson, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jackson, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,201 $3,277
Farmers $2,866 $2,866
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,678 $2,678
State Farm $1,738 $1,832
USAA $2,586 $2,654

Cheap Jackson, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jackson, Minnesota? Check out the comparison of annual Jackson, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jackson, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,235 $3,329 $3,154
Farmers $2,772 $2,877 $2,951
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,538 $2,695 $2,801
State Farm $1,722 $1,790 $1,844
USAA $2,547 $2,618 $2,695

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Best By Category: Cheapest Auto Insurance in Jackson, Minnesota

Compare the cheapest auto insurance companies in Jackson, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jackson, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Jackson, Minnesota Auto Insurance Companies

What auto insurance companies in Jackson, Minnesota are the cheapest? Compare the top Jackson, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jackson, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,239
Farmers $2,866
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,678
State Farm $1,785
USAA $2,620

What affects auto insurance rates in Jackson, Minnesota?

There are a lot of reasons why auto insurance rates in Jackson, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jackson, Minnesota. Many local factors may affect your Jackson auto insurance rates.

Jackson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jackson, Minnesota commute length is 12.4 minutes according to City-Data.

Jackson Traffic

How does Jackson, Minnesota rank for traffic? According to Inrix Jackson, Minnesota is the 295th most congested worldwide.

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Compare Jackson, Minnesota Auto Insurance Quotes

Before you buy Jackson, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jackson, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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