Best Cheap Auto Insurance in Jackson, MI (2021)

The average Jackson, MI auto insurance rates are $758 per month. The minimum auto insurance in Jackson is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Jackson, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Jackson, MI for senior drivers are $5,998 per year
  • The average commute length in Jackson is 19.0 minutes
  • The most expensive auto insurance company in Jackson for teen drivers is Allstate

Jackson, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Jackson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jackson, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Jackson to other Michigan cities, including Ann Arbor auto insurance rates, Detroit auto insurance rates, and Warren auto insurance rates to see how Jackson, Michigan auto insurance rates stack up.

Before you buy Jackson, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jackson, Michigan auto insurance quotes.

Minimum Auto Insurance in Jackson, Michigan

Jackson, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jackson, Michigan.

Minimum Required Auto Insurance Coverage in Jackson, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Jackson, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jackson, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jackson, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,868 $14,868 $13,788 $13,788 $36,973 $36,973 $15,667 $15,667
Farmers $3,523 $3,523 $3,291 $3,291 $7,811 $7,811 $3,955 $3,955
GEICO $4,039 $4,039 $4,129 $4,129 $11,536 $11,536 $3,864 $3,864
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,711 $3,711 $3,326 $3,326 $9,038 $9,038 $4,028 $4,028
Progressive $2,306 $2,172 $2,054 $2,247 $8,529 $9,213 $2,678 $2,544
State Farm $6,308 $6,308 $5,848 $5,848 $22,110 $22,110 $7,409 $7,409
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,405 $2,269 $2,265 $2,134 $5,782 $5,464 $2,910 $2,778

Cheap Jackson, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jackson, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Jackson, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Jackson, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,973 $36,973
Farmers $7,811 $7,811
GEICO $11,536 $11,536
Liberty Mutual $31,732 $31,732
Nationwide $9,038 $9,038
Progressive $8,529 $9,213
State Farm $22,110 $22,110
Travelers $20,864 $20,864
USAA $5,782 $5,464

Cheap Jackson, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Jackson, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jackson, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,788 $13,788
Farmers $3,291 $3,291
GEICO $4,129 $4,129
Liberty Mutual $13,352 $13,352
Nationwide $3,326 $3,326
Progressive $2,054 $2,247
State Farm $5,848 $5,848
Travelers $5,902 $5,902
USAA $2,265 $2,134

Cheap Jackson, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jackson, Michigan compared to the annual auto insurance rates with a clean record in Jackson, Michigan.

Annual Jackson, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,977 $13,311 $44,114 $13,894
Farmers $3,910 $4,970 $4,908 $4,792
GEICO $2,053 $4,385 $13,309 $3,821
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,300 $5,735 $5,225 $4,844
Progressive $3,405 $4,398 $3,959 $4,110
State Farm $6,616 $7,939 $17,198 $9,923
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,622 $3,266 $4,262 $2,854

Cheap Jackson, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jackson, Michigan is not easy. Compare the annual rates for DUI auto insurance in Jackson, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Jackson, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,114
Farmers $4,908
GEICO $13,309
Liberty Mutual $28,191
Nationwide $5,225
Progressive $3,959
State Farm $17,198
Travelers $16,054
USAA $4,262

Cheap Jackson, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jackson, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jackson, Michigan

Insurance Company Poor Fair Good
Allstate $30,823 $17,064 $13,085
Farmers $6,121 $4,062 $3,752
GEICO $7,577 $5,569 $4,530
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,327 $4,730 $4,021
Progressive $4,535 $3,857 $3,512
State Farm $16,885 $8,555 $5,817
Travelers $10,538 $10,219 $10,090
USAA $4,847 $2,784 $2,122

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Cheap Jackson, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jackson, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Jackson, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jackson, Michigan

ZIP Code Average Annual Rates
49201 $6,477
49202 $6,482
49203 $6,484

Cheap Jackson, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Jackson, Michigan auto insurance. Find the cheapest annual Jackson, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jackson, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,324 $20,324
Farmers $4,645 $4,645
GEICO $5,758 $6,025
Liberty Mutual $17,393 $18,634
Nationwide $5,026 $5,026
Progressive $3,968 $3,968
State Farm $10,144 $10,694
Travelers $10,223 $10,341
USAA $3,214 $3,288

Cheap Jackson, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jackson, Michigan? Check out the comparison of annual Jackson, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jackson, Michigan

Insurance Company Low Medium High
Allstate $19,819 $20,369 $20,784
Farmers $4,533 $4,635 $4,766
GEICO $5,512 $5,841 $6,323
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,293 $4,934 $4,851
Progressive $3,853 $3,973 $4,078
State Farm $9,922 $10,480 $10,855
Travelers $10,181 $10,292 $10,373
USAA $3,157 $3,258 $3,337

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Best By Category: Cheapest Auto Insurance in Jackson, Michigan

Compare the cheapest auto insurance companies in Jackson, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jackson, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Jackson, Michigan Auto Insurance Companies

What auto insurance companies in Jackson, Michigan are the cheapest? Compare the top Jackson, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jackson, Michigan

Insurance Company Average Annual Rates
Allstate $20,324
Farmers $4,645
GEICO $5,892
Liberty Mutual $18,013
Nationwide $5,026
Progressive $3,968
State Farm $10,419
Travelers $10,282
USAA $3,251

What affects auto insurance rates in Jackson, Michigan?

There are a lot of reasons why auto insurance rates in Jackson, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jackson, Michigan. Many local factors may affect your Jackson auto insurance rates.

Jackson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Jackson, Michigan auto theft statistics, there have been 124 auto thefts in the city.

Jackson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jackson, Michigan commute length is 19.0 minutes according to City-Data.

Jackson Traffic

How does Jackson, Michigan rank for traffic? According to Inrix Jackson, Michigan is the 295th most congested worldwide.

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Compare Jackson, Michigan Auto Insurance Quotes

Before you buy Jackson, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jackson, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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