Best Cheap Auto Insurance in Jackson, KY (2021)

The average Jackson, KY auto insurance rates are $542 per month. The minimum auto insurance in Jackson is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Jackson, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Jackson, Kentucky is 25/50/25
  • The most expensive auto insurance company in Jackson for teen drivers is Allstate
  • Average auto insurance rates in Jackson, KY for senior drivers are $3,546 per year

Jackson, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Jackson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jackson, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Jackson to other Kentucky cities, including Bowling Green auto insurance rates, George auto insurance rates, and Richmond auto insurance rates to see how Jackson, Kentucky auto insurance rates stack up.

Before you buy Jackson, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jackson, Kentucky auto insurance quotes.

Minimum Auto Insurance in Jackson, Kentucky

Jackson, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jackson, Kentucky.

Minimum Required Auto Insurance Coverage in Jackson, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jackson, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jackson, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jackson, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,406 $4,996 $5,355 $22,561 $25,041 $6,021 $6,315
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,621 $3,942 $3,060 $3,445 $14,969 $16,630 $3,782 $3,940
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,947 $2,794 $2,652 $2,661 $14,570 $16,525 $3,661 $3,718
State Farm $2,843 $2,843 $2,518 $2,518 $7,763 $9,853 $3,154 $3,490
Travelers $3,501 $3,569 $3,424 $3,440 $17,513 $28,421 $3,655 $4,253
USAA $2,027 $2,032 $1,830 $1,861 $5,444 $5,721 $2,563 $2,808

Cheap Jackson, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jackson, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Jackson, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Jackson, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,561 $25,041
GEICO $8,902 $10,417
Liberty Mutual $14,969 $16,630
Nationwide $12,445 $15,350
Progressive $14,570 $16,525
State Farm $7,763 $9,853
Travelers $17,513 $28,421
USAA $5,444 $5,721

Cheap Jackson, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Jackson, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jackson, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,996 $5,355
GEICO $4,595 $4,158
Liberty Mutual $3,060 $3,445
Nationwide $5,015 $5,208
Progressive $2,652 $2,661
State Farm $2,518 $2,518
Travelers $3,424 $3,440
USAA $1,830 $1,861

Cheap Jackson, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jackson, Kentucky compared to the annual auto insurance rates with a clean record in Jackson, Kentucky.

Annual Jackson, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,271 $11,022 $11,860 $9,445
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,558 $8,576 $6,651 $5,909
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,108 $7,612 $5,827 $6,217
State Farm $4,039 $4,706 $4,373 $4,373
Travelers $7,374 $7,591 $11,015 $7,908
USAA $2,286 $3,234 $3,872 $2,750

Cheap Jackson, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jackson, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Jackson, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Jackson, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,860
GEICO $8,597
Liberty Mutual $6,651
Nationwide $10,137
Progressive $5,827
State Farm $4,373
Travelers $11,015
USAA $3,872

Cheap Jackson, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jackson, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jackson, Kentucky

Insurance Company Poor Fair Good
Allstate $13,535 $9,266 $7,647
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,582 $5,843 $4,596
Nationwide $9,500 $7,372 $6,351
Progressive $6,929 $6,031 $5,613
State Farm $6,283 $3,829 $3,006
Travelers $9,462 $7,991 $7,963
USAA $4,518 $2,529 $2,060

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Jackson, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jackson, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Jackson, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jackson, Kentucky

ZIP Code Average Annual Rates
41339 $5,900

Cheap Jackson, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Jackson, Kentucky auto insurance. Find the cheapest annual Jackson, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jackson, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,150 $10,150
GEICO $5,341 $5,438
Liberty Mutual $6,674 $6,674
Nationwide $7,741 $7,741
Progressive $6,191 $6,191
State Farm $4,267 $4,478
Travelers $8,472 $8,472
USAA $2,922 $3,149

Cheap Jackson, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jackson, Kentucky? Check out the comparison of annual Jackson, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jackson, Kentucky

Insurance Company Low Medium High
Allstate $8,946 $10,086 $11,417
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,273 $6,623 $7,125
Nationwide $7,713 $7,608 $7,902
Progressive $5,634 $6,070 $6,869
State Farm $4,108 $4,361 $4,650
Travelers $8,021 $8,504 $8,891
USAA $2,890 $3,028 $3,189

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Jackson, Kentucky

Compare the cheapest auto insurance companies in Jackson, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jackson, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jackson, Kentucky Auto Insurance Companies

What auto insurance companies in Jackson, Kentucky are the cheapest? Compare the top Jackson, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jackson, Kentucky

Insurance Company Average Annual Rates
Allstate $10,150
GEICO $5,390
Liberty Mutual $6,674
Nationwide $7,741
Progressive $6,191
State Farm $4,373
Travelers $8,472
USAA $3,036

What affects auto insurance rates in Jackson, Kentucky?

There are a lot of reasons why auto insurance rates in Jackson, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jackson, Kentucky. Many local factors may affect your Jackson auto insurance rates.

Jackson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jackson, Kentucky commute length is 17.4 minutes according to City-Data.

Jackson Traffic

How does Jackson, Kentucky rank for traffic? According to Inrix Jackson, Kentucky is the 295th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Jackson, Kentucky Auto Insurance Quotes

Before you buy Jackson, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jackson, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption