Best Cheap Auto Insurance in Itasca, TX (2021)

The average Itasca, TX auto insurance rates are $298 per month. The minimum auto insurance in Itasca is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Itasca, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Itasca, TX for senior drivers are $2,166 per year
  • The most expensive auto insurance company in Itasca for teen drivers is Allstate
  • The cheapest auto insurance company in Itasca is USAA

Itasca, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Itasca can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Itasca, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Itasca to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and Houston auto insurance rates to see how Itasca, Texas auto insurance rates stack up.

Before you buy Itasca, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Itasca, Texas auto insurance quotes.

Minimum Auto Insurance in Itasca, Texas

Itasca, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Itasca, Texas.

Minimum Required Auto Insurance Coverage in Itasca, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Itasca, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Itasca, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Itasca, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,554 $3,583 $3,512 $3,512 $9,336 $11,254 $4,383 $4,557
American Family $2,416 $2,680 $2,239 $2,554 $6,186 $8,088 $3,425 $3,893
GEICO $1,962 $2,106 $1,887 $2,115 $4,188 $4,374 $2,116 $2,123
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,276 $2,159 $2,037 $2,068 $9,709 $10,851 $2,697 $2,737
State Farm $1,836 $1,836 $1,631 $1,631 $4,340 $5,523 $1,992 $2,058
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Itasca, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Itasca, Texas is a challenge. Take a look at the annual teen auto insurance rates in Itasca, Texas.

Annual Auto Insurance Rates for Teen Drivers in Itasca, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,336 $11,254
American Family $6,186 $8,088
GEICO $4,188 $4,374
Nationwide $6,954 $8,943
Progressive $9,709 $10,851
State Farm $4,340 $5,523
USAA $3,930 $4,294

Cheap Itasca, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Itasca, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Itasca, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,512 $3,512
American Family $2,239 $2,554
GEICO $1,887 $2,115
Nationwide $2,152 $2,282
Progressive $2,037 $2,068
State Farm $1,631 $1,631
USAA $1,355 $1,350

Cheap Itasca, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Itasca, Texas compared to the annual auto insurance rates with a clean record in Itasca, Texas.

Annual Itasca, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $6,553 $6,814 $4,239
American Family $3,592 $4,556 $4,000 $3,592
GEICO $2,222 $2,912 $2,454 $2,849
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,764 $4,882 $4,391 $4,230
State Farm $2,322 $2,655 $3,124 $2,322
USAA $1,658 $2,433 $2,868 $1,902

Cheap Itasca, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Itasca, Texas is not easy. Compare the annual rates for DUI auto insurance in Itasca, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Itasca, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,814
American Family $4,000
GEICO $2,454
Nationwide $5,028
Progressive $4,391
State Farm $3,124
USAA $2,868

Cheap Itasca, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Itasca, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Itasca, Texas

Insurance Company Poor Fair Good
Allstate $6,959 $5,080 $4,345
American Family $5,428 $3,406 $2,972
GEICO $4,002 $2,285 $1,539
Nationwide $4,686 $3,760 $3,266
Progressive $4,845 $4,204 $3,902
State Farm $3,690 $2,297 $1,830
USAA $3,262 $1,876 $1,507

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Cheap Itasca, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Itasca, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Itasca, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Itasca, Texas

ZIP Code Average Annual Rates
76055 $5,351

Cheap Itasca, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Itasca, Texas auto insurance. Find the cheapest annual Itasca, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Itasca, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,330 $5,593
American Family $3,935 $3,935
GEICO $2,561 $2,657
Nationwide $3,904 $3,904
Progressive $4,317 $4,317
State Farm $2,606 $2,606
USAA $2,187 $2,243

Cheap Itasca, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Itasca, Texas? Check out the comparison of annual Itasca, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Itasca, Texas

Insurance Company Low Medium High
Allstate $5,310 $5,405 $5,669
American Family $3,664 $3,784 $4,357
GEICO $2,485 $2,580 $2,762
Nationwide $4,222 $3,736 $3,754
Progressive $4,102 $4,298 $4,550
State Farm $2,483 $2,599 $2,736
USAA $2,147 $2,207 $2,291

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Best By Category: Cheapest Auto Insurance in Itasca, Texas

Compare the cheapest auto insurance companies in Itasca, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Itasca, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Itasca, Texas Auto Insurance Companies

What auto insurance companies in Itasca, Texas are the cheapest? Compare the top Itasca, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Itasca, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $3,935
GEICO $2,609
Nationwide $3,904
Progressive $4,317
State Farm $2,606
USAA $2,215

What affects auto insurance rates in Itasca, Texas?

There are a lot of reasons why auto insurance rates in Itasca, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Itasca, Texas. Many local factors may affect your Itasca auto insurance rates.

Itasca Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Itasca, Texas auto theft statistics, there have been 2 auto thefts in the city.

Itasca Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Itasca, Texas commute length is 24.0 minutes according to City-Data.

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Compare Itasca, Texas Auto Insurance Quotes

Before you buy Itasca, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Itasca, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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