Best Cheap Auto Insurance in Islip, NY (2021)

The average Islip, NY auto insurance rates are $492 per month. The minimum auto insurance in Islip is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Islip, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Islip is 33.2 minutes
  • The cheapest auto insurance company in Islip is GEICO
  • The most expensive auto insurance company in Islip for teen drivers is Liberty Mutual

Islip, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Islip can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Islip, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Islip to other New York cities, including Schenectady auto insurance rates, Syracuse auto insurance rates, and New Rochelle auto insurance rates to see how Islip, New York auto insurance rates stack up.

Before you buy Islip, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Islip, New York auto insurance quotes.

Minimum Auto Insurance in Islip, New York

Islip, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Islip, New York.

Minimum Required Auto Insurance Coverage in Islip, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Islip, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Islip, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Islip, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,041 $3,729 $3,830 $3,869 $12,221 $13,053 $3,847 $3,821
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,563 $3,213 $2,754 $2,826 $11,868 $12,897 $4,472 $4,175
State Farm $3,914 $3,914 $3,436 $3,436 $11,542 $14,156 $4,329 $4,544
Travelers $4,667 $4,558 $4,244 $4,453 $10,966 $12,923 $4,879 $4,961
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

Cheap Islip, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Islip, New York is a challenge. Take a look at the annual teen auto insurance rates in Islip, New York.

Annual Auto Insurance Rates for Teen Drivers in Islip, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,221 $13,053
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $11,868 $12,897
State Farm $11,542 $14,156
Travelers $10,966 $12,923
USAA $10,414 $12,337

Cheap Islip, New York Auto Insurance for Seniors

What are senior auto insurance rates in Islip, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Islip, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,830 $3,869
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,754 $2,826
State Farm $3,436 $3,436
Travelers $4,244 $4,453
USAA $2,329 $2,331

Cheap Islip, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Islip, New York compared to the annual auto insurance rates with a clean record in Islip, New York.

Annual Islip, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,077 $5,077 $7,564 $6,488
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,551 $5,551 $6,189 $5,592
State Farm $5,849 $5,849 $6,469 $6,469
Travelers $5,443 $6,935 $7,031 $6,417
USAA $4,387 $4,459 $6,400 $4,459

Cheap Islip, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Islip, New York is not easy. Compare the annual rates for DUI auto insurance in Islip, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Islip, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,564
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,189
State Farm $6,469
Travelers $7,031
USAA $6,400

Cheap Islip, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Islip, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Islip, New York

Insurance Company Poor Fair Good
Allstate $8,825 $5,040 $4,289
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,370 $4,538 $3,254
State Farm $8,696 $5,453 $4,328
Travelers $9,098 $5,535 $4,735
USAA $7,537 $3,851 $3,391

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Cheap Islip, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Islip, New York can vary. Compare the annual cost of auto insurance by ZIP code in Islip, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Islip, New York

ZIP Code Average Annual Rates
11751 $5,952

Cheap Islip, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Islip, New York auto insurance. Find the cheapest annual Islip, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Islip, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,966 $6,137
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $5,721 $5,721
State Farm $5,931 $6,387
Travelers $6,456 $6,456
USAA $4,876 $4,977

Cheap Islip, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Islip, New York? Check out the comparison of annual Islip, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Islip, New York

Insurance Company Low Medium High
Allstate $5,566 $6,020 $6,569
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,357 $5,672 $6,134
State Farm $5,785 $6,201 $6,491
Travelers $6,072 $6,377 $6,920
USAA $4,742 $4,893 $5,144

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Best By Category: Cheapest Auto Insurance in Islip, New York

Compare the cheapest auto insurance companies in Islip, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Islip, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Islip, New York Auto Insurance Companies

What auto insurance companies in Islip, New York are the cheapest? Compare the top Islip, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Islip, New York

Insurance Company Average Annual Rates
Allstate $6,051
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $5,721
State Farm $6,159
Travelers $6,456
USAA $4,926

What affects auto insurance rates in Islip, New York?

There are a lot of reasons why auto insurance rates in Islip, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Islip, New York. Many local factors may affect your Islip auto insurance rates.

Islip Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Islip, New York commute length is 33.2 minutes according to City-Data.

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Compare Islip, New York Auto Insurance Quotes

Before you buy Islip, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Islip, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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