Best Cheap Auto Insurance in Island Park, ID (2021)

The average Island Park, ID auto insurance rates are $245 per month. The minimum auto insurance in Island Park is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Island Park, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Island Park is USAA
  • The most expensive auto insurance company in Island Park for teen drivers is Allstate
  • The average commute length in Island Park is 12.9 minutes

Island Park, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Island Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Island Park, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Island Park to other Idaho cities, including Post Falls auto insurance rates, Pocatello auto insurance rates, and Twin Falls auto insurance rates to see how Island Park, Idaho auto insurance rates stack up.

Before you buy Island Park, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Island Park, Idaho auto insurance quotes.

Minimum Auto Insurance in Island Park, Idaho

Island Park, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Island Park, Idaho.

Minimum Required Auto Insurance Coverage in Island Park, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Island Park, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Island Park, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Island Park, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,415 $2,117 $2,196 $8,999 $10,399 $2,709 $2,857
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,508 $1,627 $1,215 $1,358 $4,956 $5,517 $1,602 $1,696
Nationwide $1,975 $2,021 $1,780 $1,890 $4,898 $6,036 $2,317 $2,497
State Farm $1,205 $1,205 $1,082 $1,082 $3,518 $4,453 $1,358 $1,556
Travelers $1,353 $1,374 $1,358 $1,352 $6,644 $10,509 $1,436 $1,649
USAA $1,111 $1,112 $1,081 $1,069 $3,626 $4,061 $1,473 $1,591

Cheap Island Park, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Island Park, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Island Park, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Island Park, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,999 $10,399
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,424 $5,499
Liberty Mutual $4,956 $5,517
Nationwide $4,898 $6,036
State Farm $3,518 $4,453
Travelers $6,644 $10,509
USAA $3,626 $4,061

Cheap Island Park, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Island Park, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Island Park, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,117 $2,196
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,941 $1,886
Liberty Mutual $1,215 $1,358
Nationwide $1,780 $1,890
State Farm $1,082 $1,082
Travelers $1,358 $1,352
USAA $1,081 $1,069

Cheap Island Park, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Island Park, Idaho compared to the annual auto insurance rates with a clean record in Island Park, Idaho.

Annual Island Park, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $4,428 $4,945 $4,173
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $2,022 $2,535 $2,611 $2,571
Nationwide $2,233 $2,903 $4,061 $2,511
State Farm $1,767 $2,097 $1,932 $1,932
Travelers $1,984 $2,819 $4,882 $3,152
USAA $1,357 $1,933 $2,627 $1,644

Cheap Island Park, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Island Park, Idaho is not easy. Compare the annual rates for DUI auto insurance in Island Park, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Island Park, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,945
American Family $4,444
Farmers $3,347
GEICO $3,885
Liberty Mutual $2,611
Nationwide $4,061
State Farm $1,932
Travelers $4,882
USAA $2,627

Cheap Island Park, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Island Park, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Island Park, Idaho

Insurance Company Poor Fair Good
Allstate $5,638 $3,821 $3,337
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,475 $2,138 $1,692
Nationwide $3,494 $2,818 $2,468
State Farm $2,715 $1,716 $1,366
Travelers $3,675 $3,091 $2,861
USAA $2,770 $1,608 $1,293

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Cheap Island Park, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Island Park, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Island Park, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Island Park, Idaho

ZIP Code Average Annual Rates
83429 $2,936

Cheap Island Park, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Island Park, Idaho auto insurance. Find the cheapest annual Island Park, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Island Park, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,265 $4,265
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,793 $2,890
Liberty Mutual $2,435 $2,435
Nationwide $2,927 $2,927
State Farm $1,885 $1,980
Travelers $3,209 $3,209
USAA $1,868 $1,913

Cheap Island Park, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Island Park, Idaho? Check out the comparison of annual Island Park, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Island Park, Idaho

Insurance Company Low Medium High
Allstate $4,092 $4,256 $4,447
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,297 $2,431 $2,576
Nationwide $2,884 $3,077 $2,819
State Farm $1,821 $1,937 $2,040
Travelers $3,157 $3,256 $3,214
USAA $1,838 $1,888 $1,945

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Best By Category: Cheapest Auto Insurance in Island Park, Idaho

Compare the cheapest auto insurance companies in Island Park, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Island Park, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Island Park, Idaho Auto Insurance Companies

What auto insurance companies in Island Park, Idaho are the cheapest? Compare the top Island Park, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Island Park, Idaho

Insurance Company Average Annual Rates
Allstate $4,265
American Family $3,695
Farmers $3,232
GEICO $2,842
Liberty Mutual $2,435
Nationwide $2,927
State Farm $1,932
Travelers $3,209
USAA $1,890

What affects auto insurance rates in Island Park, Idaho?

There are a lot of reasons why auto insurance rates in Island Park, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Island Park, Idaho. Many local factors may affect your Island Park auto insurance rates.

Island Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Island Park, Idaho commute length is 12.9 minutes according to City-Data.

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Compare Island Park, Idaho Auto Insurance Quotes

Before you buy Island Park, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Island Park, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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