Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 24, 2020

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Here's what you need to know...

  • Finding reliable auto insurance can be a daunting process
  • There are several online avenues you can take to compare auto insurance
  • Don’t assume you will get the same rates from every company you at look

Looking for the best auto insurance company can be a long and difficult process. The first step in choosing the right insurance provider is to determine your needs.

Search for information about the main types of coverage and evaluate your budget. Don’t assume that you will get the same rates from each company.

Evaluate your options and make a list of insurers that operate in your state. Visit their websites and check their financial strength. If you use a quote comparison website, you will receive hundreds of quotes within minutes.

Here is a good list of auto insurance companies that offer superior products at affordable rates:

Enter your ZIP code into our FREE auto insurance comparison tool to receive quotes now!

Auto-Owners Insurance

Established in 1916, Auto-Owners Insurance is a Fortune 500 company represented by over 35,000 independent agents. Its line of products includes home, life, auto, and business insurance.

The company has over 50,000 applications per year. Auto-Owners Insurance operates in 26 states and has 80 claims offices.

It is one of the companies that offer adequate auto insurance coverage for personal automobiles, motor homes, trucks, recreational vehicles, utility trailers, classic cars, and motorcycles.

In addition to basic types of coverage, Auto-Owners Insurance provides rental car coverage, full glass coverage, and pet medical coverage.

Customers who install anti-theft devices and airbags to their cars receive auto insurance safety discounts along with students who have a “B” average or higher.

Free Auto Insurance Comparison

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Country Financial

Country Financial has been selling premium insurance products for over 80 years. The company serves over one million households and businesses throughout the United States.

This top-rated car insurance provider has received an “A+” (Superior) rating from A.M. Best.

Customers have access to a large number of products and services, including auto and home insurance, mutual funds, annuities, trusts, and investment resources.

The company offers custom auto insurance policies at competitive rates. Car owners can purchase the following types of insurance:

  • Vehicle rental/trip interruption coverage
  • Emergency road service coverage
  • Collision and comprehensive coverage
  • Liability coverage
  • Medical expenses coverage

Newly licensed drivers are eligible for discounts. If you want to get lower rates on car insurance, you can apply for a defensive driver discount or a multi-policy discount.

Progressive

Progressive is one of the most trusted insurers in the United States. Founded in 1937, the company offers different types of coverage for personal and commercial vehicles, boats, homes, snowmobiles, and motorcycles.

It also specializes in life and health insurance. The company’s marketing campaign is known for offering insurance quotes from its main competitors along with its own quote.

 They can choose from several payment options, including PayPal, personal checks, online checks, money orders, and credit card.

The company provides uninsured/underinsured motorist protection coverage, comprehensive and collision coverage, medical payments coverage, and roadside assistance coverage.

Policyholders may qualify for loyalty rewards and discounts, including accident forgiveness and young driver discounts.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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MetLife

With more than 90 million customers, MetLife is one of the largest global providers of insurance and financial products.

The company offers:

  • Auto and home insurance
  • Health insurance
  • Life insurance
  • Disability income insurance
  • Retirement planning services

MetLife features different types of car insurance policies that go beyond basic liability and collision coverage. Some plans include multi-policy discounts, safe driver credits, and transportation coverage.

Customers can pay by check, online, or via automatic transfers from their bank accounts.

Young drivers can apply for good student discounts.

Customers who complete a driver safety course can save up to seven percent on auto insurance.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Liberty Mutual

Liberty Mutual has been in business since 1912. The company has received an “A” (Excellent) rating from A.M. Best for financial strength.

Liberty Mutual is the 82nd company on the Fortune 500 list for 2011. Customers can choose from a wide range of products, including auto, home, and life insurance.

The company’s website features a coverage calculator, money-saving tips, and information on getting free auto insurance quotes online.

Car owners who purchase auto insurance from Liberty Mutual may qualify for multi-policy discounts, low mileage discounts, and exclusive group savings.

Liberty Mutual provides additional benefits such as accident forgiveness, unlimited rental, and new car replacement coverage.

Your car insurance premium is guaranteed for an entire year. The company provides convenient payment options and after-hours policy services. Customers can pay their auto insurance rates monthly, quarterly, or in one lump sum.

If you want to get the best deal on auto insurance, get at least three quotes from the insurance providers listed above.

Our FREE auto insurance comparison tool can give you quotes to compare when you enter your ZIP code below!

References:

  1. http://www.auto-owners.com/
  2. http://www3.ambest.com/ambv/bestnews/presscontent.aspx?altsrc=14&refnum=22269
  3. https://www.progressive.com/
  4. https://www.esurance.com/info/car/uninsured-and-underinsured-coverage
  5. http://www3.ambest.com/ratings/entities/CompanyProfile.aspx?BL=0&ambnum=60&AltNum=7460&AltSrc=3
  6. https://www.libertymutual.com/