Is it easy to find an auto insurance rates comparison?

Quickly research auto insurance companies using third-party tools and review sites. Compare quotes below to lower your bill by up to 20%.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
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UPDATED: Apr 22, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...
  • The Internet is the best place to start your comparison shopping for auto insurance
  • The Internet offers an efficient way to get the same information you used to have to get over the phone
  • Know what information you have ready before you start looking for quotes

The traditional way to compare insurance was to call or go in person to different agents and give the same information over and over again.

Now, though, this process has changed completely. Car buyers can compare auto insurance rates within moments online.

A process that once took hours to complete now only takes a few minutes of your time.

Even if you do choose to call one or two local agents, you still save a great amount of time utilizing the Internet as well.

We’ve made it easy for you to compare FREE auto insurance quotes with our ZIP code search!

Where should I start?

Most major auto insurance companies have now brought their services online, allowing consumers to get an instant rate quote by putting in certain pieces of information.

If you do not want to have to go to each individual site for different insurance providers, you can utilize a site that offers a more comprehensive search.

This means that you can put in your information and the site will automatically bring up cheap auto insurance quotes from several different insurance companies.

Having access to many quotes in one spot gives you the chance to make a more educated decision.

Some providers may offer services that others don’t or have exclusions that could affect your coverage.

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What information will I need?

Before you get online to do your comparison shopping, you will need to have some basic pieces of information at your fingertips. This will make your task more efficient in easier to do.

You will need the following items to input on the site:

  • Current address
  • Make, model and year of your vehicle
  • Type of engine your vehicle has
  • Vehicle identification number
  • Dates and information on tickets and accidents within the last three years
  • Driver’s license number
  • Information on other drivers who will be using the vehicle

This information is required in order for the companies to make an accurate assessment of what your premium cost would be.

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What should I consider when comparing?

When you start scanning through the different quotes, there are certain key things that you need to watch for which helps you to get the best coverage for your vehicle at the most reasonable price.

Scan each policy, paying close attention to what is covered, the types of coverage that are available and the limits.

You also want to be aware of the following items:

  • Discounts available
  • How the deductible affects the price
  • Cost of adding extra coverage, such as roadside assistance
  • Reputation of the company

Each of these things can have a bearing on the price and the type of insurance that you buy. When you can look at them side by side, you can have a better idea of what is available.

The Other Advantages

When you find this task to be as simple as it is, you also see that you can do numerous other things. One is to try out the different options that a certain insurance provider has versus another.

You can see how adding extra coverage, changing your deductible or raising coverage levels will affect the quote.

Comparison shopping is vital for those whose premium cost may be affected by a past traffic ticket or accident.

You can reduce a lot of the worry by using this simple technique to compare different companies based on your driving history.

One of the best reasons is the ability to do it in the comfort of your own home and on your own schedule. You don’t have to fight traffic, go to different locations or make numerous phone calls.

The site makes it easier to do all those tasks with only a few minutes of your time.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Being a Smart Consumer

Besides making it easy to find a good insurance rate for your automobile, you can also effectively research the history and revocation of different companies.

You can easily read reviews written by customers who have had a company as their insurance provider.

You can also see how timely a company is in processing claims, what types of customer service they offer and how easy they are to reach if you need them.

It is also important you understand what types of auto insurance coverage you will need before you go shopping.

This means knowing the difference between the different types of coverage that are available, such as:

  • Full coverage
  • Liability coverage
  • Uninsured motorist
  • Medical

You also need to know the legal requirements for insurance in your state. This information is generally available when you get a quote from a provider.

You can easily get an auto insurance quote by doing comparison shopping with our FREE quote comparison tool. Just enter your ZIP code now!

References:

  1. https://www.allstate.com/tools-and-resources/car-insurance/ask-agent-car-insurance-documents.aspx
  2. http://www.autocheck.com/vehiclehistory/autocheck/en/vinbasics
  3. http://en.wikipedia.org/wiki/United_States_auto_insurance
  4. https://www.nationwide.com/roadside-assistance.jsp
  5. http://money.cnn.com/magazines/moneymag/money101/lesson22/index5.htm
  6. https://www.allstate.com/tools-and-resources/car-insurance/what-is-full-coverage.aspx

FREE Auto Insurance Comparison

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