Best Cheap Auto Insurance in Irwin, PA (2021)

The average Irwin, PA auto insurance rates are $322 per month. The minimum auto insurance in Irwin is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Irwin, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Irwin, Pennsylvania is 15/30/5
  • Average auto insurance rates in Irwin, PA for senior drivers are $1,956 per year
  • The cheapest auto insurance company in Irwin is USAA

Irwin, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Irwin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Irwin, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Irwin to other Pennsylvania cities, including Harrisburg auto insurance rates, Scranton auto insurance rates, and Lancaster auto insurance rates to see how Irwin, Pennsylvania auto insurance rates stack up.

Before you buy Irwin, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Irwin, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Irwin, Pennsylvania

Irwin, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Irwin, Pennsylvania.

Minimum Required Auto Insurance Coverage in Irwin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Irwin, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Irwin, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Irwin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,351 $2,351 $2,175 $2,175 $8,044 $8,044 $2,582 $2,582
GEICO $1,848 $1,600 $1,742 $1,510 $4,675 $4,056 $1,857 $1,608
Liberty Mutual $3,678 $3,678 $3,371 $3,371 $10,708 $10,708 $4,665 $4,665
Nationwide $1,786 $1,786 $1,695 $1,695 $5,053 $5,053 $2,006 $2,006
Progressive $2,804 $2,804 $2,511 $2,511 $9,203 $9,203 $3,594 $3,594
State Farm $1,590 $1,590 $1,410 $1,410 $5,484 $5,484 $1,759 $1,759
Travelers $1,671 $1,671 $1,810 $1,810 $25,099 $25,099 $2,003 $2,003
USAA $1,159 $1,159 $1,047 $1,047 $3,483 $3,483 $1,538 $1,538

Cheap Irwin, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Irwin, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Irwin, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Irwin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,044 $8,044
GEICO $4,675 $4,056
Liberty Mutual $10,708 $10,708
Nationwide $5,053 $5,053
Progressive $9,203 $9,203
State Farm $5,484 $5,484
Travelers $25,099 $25,099
USAA $3,483 $3,483

Cheap Irwin, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Irwin, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Irwin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,175
GEICO $1,742 $1,510
Liberty Mutual $3,371 $3,371
Nationwide $1,695 $1,695
Progressive $2,511 $2,511
State Farm $1,410 $1,410
Travelers $1,810 $1,810
USAA $1,047 $1,047

Cheap Irwin, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Irwin, Pennsylvania compared to the annual auto insurance rates with a clean record in Irwin, Pennsylvania.

Annual Irwin, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,625 $4,278 $3,625 $3,625
GEICO $1,735 $3,006 $2,313 $2,394
Liberty Mutual $5,098 $5,874 $5,725 $5,725
Nationwide $1,903 $2,550 $3,545 $2,542
Progressive $4,101 $5,698 $4,211 $4,102
State Farm $2,335 $2,787 $2,561 $2,561
Travelers $5,407 $7,712 $9,751 $7,712
USAA $1,454 $2,007 $2,141 $1,625

Cheap Irwin, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Irwin, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Irwin, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Irwin, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,625
GEICO $2,313
Liberty Mutual $5,725
Nationwide $3,545
Progressive $4,211
State Farm $2,561
Travelers $9,751
USAA $2,141

Cheap Irwin, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Irwin, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Irwin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,837 $3,615 $2,913
GEICO $3,541 $1,999 $1,546
Liberty Mutual $7,155 $5,131 $4,530
Nationwide $3,091 $2,545 $2,269
Progressive $5,981 $4,212 $3,390
State Farm $3,643 $2,257 $1,782
Travelers $8,310 $7,521 $7,107
USAA $2,261 $1,676 $1,484

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Cheap Irwin, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Irwin, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Irwin, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Irwin, Pennsylvania

ZIP Code Average Annual Rates
15642 $4,818

Cheap Irwin, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Irwin, Pennsylvania auto insurance. Find the cheapest annual Irwin, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Irwin, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,710 $3,866
GEICO $2,326 $2,398
Liberty Mutual $5,462 $5,749
Nationwide $2,635 $2,635
Progressive $4,528 $4,528
State Farm $2,479 $2,643
Travelers $7,646 $7,646
USAA $1,755 $1,859

Cheap Irwin, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Irwin, Pennsylvania? Check out the comparison of annual Irwin, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Irwin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,638 $3,809 $3,917
GEICO $2,170 $2,382 $2,534
Liberty Mutual $5,313 $5,648 $5,855
Nationwide $2,660 $2,671 $2,575
Progressive $4,154 $4,577 $4,853
State Farm $2,377 $2,599 $2,706
Travelers $7,650 $7,664 $7,623
USAA $1,678 $1,824 $1,919

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Best By Category: Cheapest Auto Insurance in Irwin, Pennsylvania

Compare the cheapest auto insurance companies in Irwin, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Irwin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Irwin, Pennsylvania Auto Insurance Companies

What auto insurance companies in Irwin, Pennsylvania are the cheapest? Compare the top Irwin, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Irwin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,788
GEICO $2,362
Liberty Mutual $5,605
Nationwide $2,635
Progressive $4,528
State Farm $2,561
Travelers $7,646
USAA $1,807

What affects auto insurance rates in Irwin, Pennsylvania?

There are a lot of reasons why auto insurance rates in Irwin, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Irwin, Pennsylvania. Many local factors may affect your Irwin auto insurance rates.

Irwin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Irwin, Pennsylvania commute length is 25.2 minutes according to City-Data.

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Compare Irwin, Pennsylvania Auto Insurance Quotes

Before you buy Irwin, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Irwin, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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