Best Cheap Auto Insurance in Irvington, KY (2021)

The average Irvington, KY auto insurance rates are $366 per month. The minimum auto insurance in Irvington is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Irvington, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Irvington is 36.5 minutes
  • Average auto insurance rates in Irvington, KY for senior drivers are $2,429 per year
  • The minimum auto insurance required in Irvington, Kentucky is 25/50/25

Irvington, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Irvington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Irvington, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Irvington to other Kentucky cities, including George auto insurance rates, Independence auto insurance rates, and Richmond auto insurance rates to see how Irvington, Kentucky auto insurance rates stack up.

Before you buy Irvington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Irvington, Kentucky auto insurance quotes.

Minimum Auto Insurance in Irvington, Kentucky

Irvington, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Irvington, Kentucky.

Minimum Required Auto Insurance Coverage in Irvington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Irvington, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Irvington, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Irvington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,183 $3,151 $2,874 $3,065 $11,765 $13,187 $3,530 $3,733
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,870 $3,113 $2,452 $2,742 $11,551 $12,769 $2,991 $3,098
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,237 $2,134 $2,002 $2,014 $10,761 $12,186 $2,777 $2,842
State Farm $2,167 $2,167 $1,937 $1,937 $6,505 $8,222 $2,418 $2,712
Travelers $2,269 $2,312 $2,222 $2,229 $10,832 $17,418 $2,368 $2,744
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

Cheap Irvington, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Irvington, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Irvington, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Irvington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,765 $13,187
GEICO $6,851 $8,131
Liberty Mutual $11,551 $12,769
Nationwide $6,037 $7,550
Progressive $10,761 $12,186
State Farm $6,505 $8,222
Travelers $10,832 $17,418
USAA $5,158 $5,444

Cheap Irvington, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Irvington, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Irvington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,874 $3,065
GEICO $3,510 $3,179
Liberty Mutual $2,452 $2,742
Nationwide $2,519 $2,640
Progressive $2,002 $2,014
State Farm $1,937 $1,937
Travelers $2,222 $2,229
USAA $1,748 $1,785

Cheap Irvington, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Irvington, Kentucky compared to the annual auto insurance rates with a clean record in Irvington, Kentucky.

Annual Irvington, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,614 $6,016 $6,413 $5,202
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,339 $6,665 $5,182 $4,608
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,821 $5,650 $4,359 $4,647
State Farm $3,204 $3,812 $3,508 $3,508
Travelers $4,624 $4,757 $6,860 $4,955
USAA $2,183 $3,094 $3,697 $2,629

Cheap Irvington, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Irvington, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Irvington, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Irvington, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,413
GEICO $6,731
Liberty Mutual $5,182
Nationwide $4,997
Progressive $4,359
State Farm $3,508
Travelers $6,860
USAA $3,697

Cheap Irvington, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Irvington, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Irvington, Kentucky

Insurance Company Poor Fair Good
Allstate $7,365 $5,083 $4,236
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,433 $4,561 $3,601
Nationwide $4,672 $3,666 $3,197
Progressive $5,171 $4,498 $4,188
State Farm $5,073 $3,062 $2,389
Travelers $5,912 $5,002 $4,983
USAA $4,321 $2,415 $1,966

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Cheap Irvington, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Irvington, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Irvington, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Irvington, Kentucky

ZIP Code Average Annual Rates
40146 $3,934

Cheap Irvington, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Irvington, Kentucky auto insurance. Find the cheapest annual Irvington, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Irvington, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,561 $5,561
GEICO $4,119 $4,197
Liberty Mutual $5,198 $5,198
Nationwide $3,845 $3,845
Progressive $4,619 $4,619
State Farm $3,423 $3,593
Travelers $5,299 $5,299
USAA $2,793 $3,009

Cheap Irvington, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Irvington, Kentucky? Check out the comparison of annual Irvington, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Irvington, Kentucky

Insurance Company Low Medium High
Allstate $5,162 $5,539 $5,983
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,934 $5,163 $5,498
Nationwide $3,908 $3,801 $3,826
Progressive $4,267 $4,558 $5,032
State Farm $3,312 $3,504 $3,708
Travelers $5,028 $5,322 $5,547
USAA $2,776 $2,894 $3,031

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Best By Category: Cheapest Auto Insurance in Irvington, Kentucky

Compare the cheapest auto insurance companies in Irvington, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Irvington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Irvington, Kentucky Auto Insurance Companies

What auto insurance companies in Irvington, Kentucky are the cheapest? Compare the top Irvington, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Irvington, Kentucky

Insurance Company Average Annual Rates
Allstate $5,561
GEICO $4,158
Liberty Mutual $5,198
Nationwide $3,845
Progressive $4,619
State Farm $3,508
Travelers $5,299
USAA $2,901

What affects auto insurance rates in Irvington, Kentucky?

There are a lot of reasons why auto insurance rates in Irvington, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Irvington, Kentucky. Many local factors may affect your Irvington auto insurance rates.

Irvington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Irvington, Kentucky commute length is 36.5 minutes according to City-Data.

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Compare Irvington, Kentucky Auto Insurance Quotes

Before you buy Irvington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Irvington, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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