Best Cheap Auto Insurance in Irons, MI (2021)

The average Irons, MI auto insurance rates are $843 per month. The minimum auto insurance in Irons is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Irons, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Irons, Michigan is 20/40/10
  • The most expensive auto insurance company in Irons for teen drivers is Allstate
  • Average auto insurance rates in Irons, MI for senior drivers are $6,731 per year

Irons, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Irons can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Irons, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Irons to other Michigan cities, including Warren auto insurance rates, Grand Rapids auto insurance rates, and Flint auto insurance rates to see how Irons, Michigan auto insurance rates stack up.

Before you buy Irons, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Irons, Michigan auto insurance quotes.

Minimum Auto Insurance in Irons, Michigan

Irons, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Irons, Michigan.

Minimum Required Auto Insurance Coverage in Irons, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Irons, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Irons, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Irons, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $4,332 $4,332 $4,041 $4,041 $9,522 $9,522 $4,861 $4,861
GEICO $3,846 $3,846 $3,899 $3,899 $10,760 $10,760 $3,681 $3,681
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,649 $4,649 $4,126 $4,126 $12,340 $12,340 $5,101 $5,101
Progressive $3,267 $3,057 $2,873 $3,199 $11,773 $12,577 $3,818 $3,563
State Farm $7,595 $7,595 $6,985 $6,985 $25,799 $25,799 $8,889 $8,889
Travelers $4,991 $4,991 $4,282 $4,282 $15,054 $15,054 $5,423 $5,423
USAA $2,638 $2,483 $2,483 $2,337 $6,280 $5,910 $3,188 $3,035

Cheap Irons, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Irons, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Irons, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Irons, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $9,522 $9,522
GEICO $10,760 $10,760
Liberty Mutual $35,785 $35,785
Nationwide $12,340 $12,340
Progressive $11,773 $12,577
State Farm $25,799 $25,799
Travelers $15,054 $15,054
USAA $6,280 $5,910

Cheap Irons, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Irons, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Irons, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $4,041 $4,041
GEICO $3,899 $3,899
Liberty Mutual $14,804 $14,804
Nationwide $4,126 $4,126
Progressive $2,873 $3,199
State Farm $6,985 $6,985
Travelers $4,282 $4,282
USAA $2,483 $2,337

Cheap Irons, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Irons, Michigan compared to the annual auto insurance rates with a clean record in Irons, Michigan.

Annual Irons, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $4,789 $6,087 $6,012 $5,869
GEICO $1,977 $4,133 $12,450 $3,626
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $5,604 $7,485 $6,811 $6,316
Progressive $4,674 $6,133 $5,524 $5,733
State Farm $8,023 $9,516 $19,971 $11,757
Travelers $5,050 $7,190 $11,546 $5,964
USAA $2,855 $3,560 $4,653 $3,109

Cheap Irons, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Irons, Michigan is not easy. Compare the annual rates for DUI auto insurance in Irons, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Irons, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,138
Farmers $6,012
GEICO $12,450
Liberty Mutual $30,874
Nationwide $6,811
Progressive $5,524
State Farm $19,971
Travelers $11,546
USAA $4,653

Cheap Irons, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Irons, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Irons, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $7,524 $4,962 $4,580
GEICO $7,129 $5,243 $4,267
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $8,224 $6,184 $5,254
Progressive $6,379 $5,350 $4,819
State Farm $19,989 $10,105 $6,857
Travelers $7,622 $7,392 $7,299
USAA $5,304 $3,032 $2,297

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Cheap Irons, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Irons, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Irons, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Irons, Michigan

ZIP Code Average Annual Rates
49644 $7,034

Cheap Irons, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Irons, Michigan auto insurance. Find the cheapest annual Irons, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Irons, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,316 $24,316
Farmers $5,689 $5,689
GEICO $5,419 $5,674
Liberty Mutual $19,417 $20,833
Nationwide $6,554 $6,554
Progressive $5,516 $5,516
State Farm $11,983 $12,650
Travelers $7,395 $7,480
USAA $3,503 $3,585

Cheap Irons, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Irons, Michigan? Check out the comparison of annual Irons, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Irons, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $5,544 $5,676 $5,846
GEICO $5,200 $5,499 $5,941
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,869 $6,440 $6,353
Progressive $5,339 $5,524 $5,685
State Farm $11,723 $12,390 $12,837
Travelers $7,365 $7,444 $7,504
USAA $3,447 $3,552 $3,634

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Best By Category: Cheapest Auto Insurance in Irons, Michigan

Compare the cheapest auto insurance companies in Irons, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Irons, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Irons, Michigan Auto Insurance Companies

What auto insurance companies in Irons, Michigan are the cheapest? Compare the top Irons, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Irons, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $5,689
GEICO $5,547
Liberty Mutual $20,125
Nationwide $6,554
Progressive $5,516
State Farm $12,317
Travelers $7,438
USAA $3,544

Compare Irons, Michigan Auto Insurance Quotes

Before you buy Irons, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Irons, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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