Best Cheap Auto Insurance in Iron River, MI (2021)

The average Iron River, MI auto insurance rates are $749 per month. The minimum auto insurance in Iron River is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Iron River, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Iron River, Michigan is 20/40/10
  • The most expensive auto insurance company in Iron River for teen drivers is Liberty Mutual
  • Average auto insurance rates in Iron River, MI for senior drivers are $5,970 per year

Iron River, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Iron River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Iron River, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Iron River to other Michigan cities, including Livonia auto insurance rates, Detroit auto insurance rates, and Lansing auto insurance rates to see how Iron River, Michigan auto insurance rates stack up.

Before you buy Iron River, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Iron River, Michigan auto insurance quotes.

Minimum Auto Insurance in Iron River, Michigan

Iron River, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Iron River, Michigan.

Minimum Required Auto Insurance Coverage in Iron River, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Iron River, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Iron River, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Iron River, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $4,140 $4,140 $3,867 $3,867 $8,860 $8,860 $4,641 $4,641
GEICO $3,614 $3,614 $3,636 $3,636 $9,865 $9,865 $3,459 $3,459
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $2,888 $2,734 $2,542 $2,797 $10,375 $11,185 $3,382 $3,221
State Farm $6,293 $6,293 $5,770 $5,770 $20,957 $20,957 $7,347 $7,347
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,366 $2,267 $2,221 $2,118 $5,693 $5,468 $2,896 $2,813

Cheap Iron River, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Iron River, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Iron River, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Iron River, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,860 $8,860
GEICO $9,865 $9,865
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $10,375 $11,185
State Farm $20,957 $20,957
Travelers $15,616 $15,616
USAA $5,693 $5,468

Cheap Iron River, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Iron River, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Iron River, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,867 $3,867
GEICO $3,636 $3,636
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,542 $2,797
State Farm $5,770 $5,770
Travelers $4,461 $4,461
USAA $2,221 $2,118

Cheap Iron River, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Iron River, Michigan compared to the annual auto insurance rates with a clean record in Iron River, Michigan.

Annual Iron River, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,531 $5,747 $5,681 $5,550
GEICO $1,876 $3,838 $11,471 $3,389
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $4,169 $5,419 $4,891 $5,083
State Farm $6,661 $7,854 $16,207 $9,644
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,607 $3,230 $4,244 $2,839

Cheap Iron River, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Iron River, Michigan is not easy. Compare the annual rates for DUI auto insurance in Iron River, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Iron River, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,681
GEICO $11,471
Liberty Mutual $28,910
Nationwide $5,903
Progressive $4,891
State Farm $16,207
Travelers $12,018
USAA $4,244

Cheap Iron River, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Iron River, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Iron River, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $7,151 $4,672 $4,307
GEICO $6,607 $4,863 $3,961
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,635 $4,742 $4,294
State Farm $16,350 $8,287 $5,637
Travelers $7,919 $7,680 $7,583
USAA $4,821 $2,754 $2,115

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Cheap Iron River, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Iron River, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Iron River, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Iron River, Michigan

ZIP Code Average Annual Rates
49935 $6,310

Cheap Iron River, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Iron River, Michigan auto insurance. Find the cheapest annual Iron River, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Iron River, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,377 $5,377
GEICO $5,023 $5,264
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $4,891 $4,891
State Farm $9,819 $10,364
Travelers $7,683 $7,771
USAA $3,194 $3,267

Cheap Iron River, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Iron River, Michigan? Check out the comparison of annual Iron River, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Iron River, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $5,265 $5,368 $5,498
GEICO $4,828 $5,101 $5,501
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,740 $4,898 $5,034
State Farm $9,615 $10,150 $10,510
Travelers $7,640 $7,737 $7,805
USAA $3,135 $3,238 $3,318

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Best By Category: Cheapest Auto Insurance in Iron River, Michigan

Compare the cheapest auto insurance companies in Iron River, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Iron River, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Iron River, Michigan Auto Insurance Companies

What auto insurance companies in Iron River, Michigan are the cheapest? Compare the top Iron River, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Iron River, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,377
GEICO $5,144
Liberty Mutual $19,375
Nationwide $5,675
Progressive $4,891
State Farm $10,092
Travelers $7,727
USAA $3,230

What affects auto insurance rates in Iron River, Michigan?

There are a lot of reasons why auto insurance rates in Iron River, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Iron River, Michigan. Many local factors may affect your Iron River auto insurance rates.

Iron River Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Iron River, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Iron River Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Iron River, Michigan commute length is 17.1 minutes according to City-Data.

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Compare Iron River, Michigan Auto Insurance Quotes

Before you buy Iron River, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Iron River, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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