Best Cheap Auto Insurance in Irene, TX (2021)

The average Irene, TX auto insurance rates are $289 per month. The minimum auto insurance in Irene is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Irene, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Irene for teen drivers is Allstate
  • The minimum auto insurance required in Irene, Texas is 30/60/25
  • Average auto insurance rates in Irene, TX for senior drivers are $2,111 per year

Irene, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Irene can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Irene, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Irene to other Texas cities, including Plano auto insurance rates, Dallas auto insurance rates, and San Antonio auto insurance rates to see how Irene, Texas auto insurance rates stack up.

Before you buy Irene, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Irene, Texas auto insurance quotes.

Minimum Auto Insurance in Irene, Texas

Irene, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Irene, Texas.

Minimum Required Auto Insurance Coverage in Irene, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Irene, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Irene, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Irene, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,304 $3,333 $3,263 $3,263 $8,743 $10,544 $4,083 $4,253
American Family $2,391 $2,647 $2,207 $2,513 $6,057 $7,943 $3,375 $3,841
GEICO $2,119 $2,268 $2,014 $2,253 $4,553 $4,741 $2,292 $2,305
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,190 $2,089 $1,948 $1,983 $9,017 $10,097 $2,598 $2,652
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Irene, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Irene, Texas is a challenge. Take a look at the annual teen auto insurance rates in Irene, Texas.

Annual Auto Insurance Rates for Teen Drivers in Irene, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,743 $10,544
American Family $6,057 $7,943
GEICO $4,553 $4,741
Nationwide $6,517 $8,377
Progressive $9,017 $10,097
State Farm $4,319 $5,493
USAA $3,887 $4,247

Cheap Irene, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Irene, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Irene, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,263 $3,263
American Family $2,207 $2,513
GEICO $2,014 $2,253
Nationwide $2,028 $2,149
Progressive $1,948 $1,983
State Farm $1,629 $1,629
USAA $1,339 $1,334

Cheap Irene, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Irene, Texas compared to the annual auto insurance rates with a clean record in Irene, Texas.

Annual Irene, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,959 $6,098 $6,376 $3,959
American Family $3,541 $4,473 $3,933 $3,541
GEICO $2,396 $3,139 $2,657 $3,081
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,555 $4,581 $4,154 $3,998
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,639 $2,406 $2,835 $1,880

Cheap Irene, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Irene, Texas is not easy. Compare the annual rates for DUI auto insurance in Irene, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Irene, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,376
American Family $3,933
GEICO $2,657
Nationwide $4,716
Progressive $4,154
State Farm $3,111
USAA $2,835

Cheap Irene, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Irene, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Irene, Texas

Insurance Company Poor Fair Good
Allstate $6,476 $4,751 $4,067
American Family $5,357 $3,338 $2,921
GEICO $4,333 $2,466 $1,655
Nationwide $4,397 $3,531 $3,069
Progressive $4,594 $3,958 $3,664
State Farm $3,680 $2,290 $1,825
USAA $3,224 $1,855 $1,491

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Cheap Irene, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Irene, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Irene, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Irene, Texas

ZIP Code Average Annual Rates
76650 $5,136

Cheap Irene, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Irene, Texas auto insurance. Find the cheapest annual Irene, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Irene, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,979 $5,217
American Family $3,872 $3,872
GEICO $2,765 $2,871
Nationwide $3,665 $3,665
Progressive $4,072 $4,072
State Farm $2,598 $2,598
USAA $2,162 $2,217

Cheap Irene, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Irene, Texas? Check out the comparison of annual Irene, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Irene, Texas

Insurance Company Low Medium High
Allstate $4,976 $5,053 $5,266
American Family $3,617 $3,737 $4,262
GEICO $2,692 $2,792 $2,970
Nationwide $3,964 $3,507 $3,525
Progressive $3,878 $4,055 $4,283
State Farm $2,476 $2,592 $2,727
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Irene, Texas

Compare the cheapest auto insurance companies in Irene, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Irene, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Irene, Texas Auto Insurance Companies

What auto insurance companies in Irene, Texas are the cheapest? Compare the top Irene, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Irene, Texas

Insurance Company Average Annual Rates
Allstate $5,098
American Family $3,872
GEICO $2,818
Nationwide $3,665
Progressive $4,072
State Farm $2,598
USAA $2,190

Compare Irene, Texas Auto Insurance Quotes

Before you buy Irene, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Irene, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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